Yeah here is my take on this.....
I maybe wrong about some things, but I'll put it out there anyway
I believe XRP & XLM will be the dominant coins in the future
They will work together with each other
XRP == Bank to Bank (and large financial institutions) larger transactions
XLM == Retail, low value, microtransactions for regular people
RLUSD == stable coin (similar to Tether (USDT)) for regular people
Those three will make up the backbone of the future financial system eventually
The price/value of XRP will eventually go up
The price/value of XLM will eventually go up
The price of RLUSD will always remain fixed, similar to how USDT/USDC is pegged to $1
So now the 2 major questions to ask going forward.....
1. How will the government pay off this $38 trillion dollar debt ???
2. How will the USA convince millions of Americans (and other countries) to migrate over from US dollars to this new digital currency ???
2a. And also how long is this transition period going to take ???
What is the fucking plan, is the question that will probably be answered starting next year !!!
And the answer is.....
In order to bring in the new, you have to tear down the old (basically in simple terms)
Think about it, how do you convince millions of people to make a drastic change like that, as soon as possible?
So probably the first half of next year
I think these mofos in government will purposely try to crash the value of the US dollar
They already stopped making the penny
So I wouldn't be surprised if they announced that will no longer be making nickels & dimes, as well
Jerome Powell already stated numerous times, quantitative tightening will be over December 1st
And quantitative easing will start soon (which basically means they are going to turn on the money printers soon)
Plus in addition to that they keep lowering interest rates
And then you have trump throwing out the idea of a "stimulus check" to most Americans (he just calls it a tariff rebate check)
Mofos are about to flood the market by printing TRILLIONS & TRILLIONS of more dollars
This is basically setting us up for the Covid stimulus then inflation scenario all over again...but much worse
Had barbershops charging damn near $100 for a shape up or a fade
And then you have the AI buble circle jerk going on, with Nvidia/AMD/Microsoft/Oracle/OpenAI
These mofos are basically "too big to fail" right now
So if one of them goes down, then the government will be forced to step in & bail them all out
Or risk the whole entire S&P500 completely crashing to the ground
Shit about to be all out chaos for the first half of 2026
And then the options are going to be.....
Keep your life savings in the US dollar, but watch it dwindle down to monopoly money, due to massive inflation
Or.....switch over to this digital currency, like XRP, Bitcoin, and other cryptos to hedge against inflation