I told you you had an issue with reading comprehension. Or maybe you're too dumb to understand how black people would directly benefit from his plan

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This mission is more important now than ever before, as the health and economic impacts of COVID-19 have shined a light on—and cruelly exacerbated—the disparities long faced by African Americans. In April 2020, Biden
called on the Centers for Disease Control and Prevention to collect more data regarding how COVID-19 is affecting communities, including breaking down its impacts by race. The
data we’ve seen so far suggests that African Americans are dying from COVID-19 at a higher rate than whites. Long-standing systemic inequalities are contributing to this disparity—including the fact that African Americans are more likely to be
uninsured and to live in communities where they are
exposed to high levels of air pollution. African Americans also represent an especially high
percentage of the front-line workers putting themselves at greater risk to sustain the economy and keep the rest of the country safe and fed—and are less likely to have a job they can do from home, forcing them to make the difficult choice between their health and a paycheck. While there’s a lot we don’t yet know about COVID-19, we do know that equitable distribution of resources, like testing and medical equipment, can make a difference in fighting the virus. Biden believes this should be a priority and action must be taken now.
COVID-19 is also having a disproportionate economic impact on African American families. African American small businesses
have been hit hard, and over
90% of African American-owned businesses are estimated to be shut out of the initial relief program due to preexisting, systemic disparities in lending. This is especially dire given that African American families have
less of a financial cushion to fall back on in hard times. Biden
has been calling for the nation’s relief and recovery efforts to be equitable and just, including by designing relief programs in ways that avoid methods we know lead to disparate outcomes—so that funds can actually reach African American families, communities, and small businesses. President Trump has not heeded his warnings. If Biden were President today, he would make it a top priority to ensure that African American workers, families, and small businesses got the relief they need and deserve.
Today, we need a comprehensive agenda for African Americans with ambition that matches the scale of the challenge and with recognition that race-neutral policies are not a sufficient response to race-based disparities.
The Biden Plan for Black America will:
- Advance the economic mobility of African Americans and close the racial wealth and income gaps.
- Expand access to high-quality education and tackle racial inequity in our education system.
- Make far-reaching investments in ending health disparities by race.
- Make the right to vote and the right to equal protection real for African Americans.
ADVANCE THE ECONOMIC MOBILITY OF AFRICAN AMERICANS AND CLOSE THE RACIAL WEALTH AND INCOME GAPS
Invest in African American Businesses and Entrepreneurs
Approximately
4% of small business owners are African American, even though African Americans make up approximately
13% of the population. To build wealth in African American communities, we must invest in the success of African American businesses and entrepreneurs.
Make sure economic relief because of COVID-19 reaches the African American businesses that need it most. The first installment of the Paycheck Protection Program (PPP) largely left out minority-owned businesses. The Center for Responsible Lending estimates
that more than 90% of small businesses owned by people of color will not receive loans. The program is not taking into account the specific challenges that African American businesses face in accessing funding and complying with the program’s requirements. The financial institutions best positioned to help African American small businesses don’t have the systems to quickly deploy the funding in a first-come first-served approach. The second phase set aside
$60 billion for community banks and CDFIs, as well as mid-sized banks, which can better serve smaller businesses and minority-owned firms. This is a good start, but more needs to be done:
- Provide AfricanAmerican entrepreneurs and other small business owners technical assistance to help them apply for funding, as well as legal and accounting support to ensure their documentation (such as their financial records, tax filings, and other legal documents) is all in correct order. The Trump Administration and Congress should provide an additional infusion of operating capital to these CDFIs and community-focused lenders to ensure all African American entrepreneurs have access to the technical assistance and support they need.
SUPPORTING AFRICAN AMERICAN CHURCHES DURING THE COVID-19 CRISIS
Shelter-in-place orders, while critical to protecting the health of parishioners, have hit churches hard as collection revenue has virtually stopped. African American churches are especially at-risk during the downturn.
One survey put the typical African American membership at just 75 congregants, while
others have noted that annual revenue is down since much of it is typically collected during Easter season. At a time when many Americans will seek spiritual assistance and social support, we must ensure the preservation of religious institutions. The decision by Congress to include non-profits, including religious institutions, in the Paycheck Protection Program and Emergency Injury Disaster Loan programs was a critical first step. But the support has not flowed to these institutions the way it should. Well-connected companies were first in line for the support funding.Biden’s
True Small Business Fund would also apply to non-profit groups like African American churches.
Expand African American Homeownership and Access to Affordable, Safe Housing
The gap between African American and white homeownership
is larger today than when the Fair Housing Act was passed in 1968. This has contributed to a jaw-dropping
racial wealth gap—nearly 1,000%—between median white and African American households. Because home ownership is how most families save and build wealth, the disparity in home ownership is a central driver of the racial wealth gap. As President, Biden will invest $640 billion over 10 years so every American has access to housing that is affordable, stable, safe and healthy, accessible, energy efficient and resilient, and located near good schools and with a reasonable commute to their jobs. Biden will:
Tackle racial bias that leads to homes in communities of color being assessed by appraisers below their fair value. Housing in communities primarily comprised of people of color is valued at
tens of thousands of dollars below majority-white communities even when all other factors are the same, contributing to the racial wealth gap. To counteract this racial bias, Biden will establish a national standard for housing appraisals that ensures appraisers have adequate training and a full appreciation for neighborhoods and do not hold implicit biases because of a lack of community understanding.
Support African American Workers
Biden is proposing a plan to grow a stronger, more inclusive middle class—the backbone of the American economy—by strengthening public and private sector unions and helping all workers bargain successfully for what they deserve. Biden knows that African Americans face unique challenges as workers. Biden will support these workers by:
Fight for equal pay. African American women
earned 61 cents for every dollar earned by white men in 2017. This totals $23,653 less in earnings in a year and $946,120 less in a lifetime. The Obama-Biden Administration protected more workers against retaliation for discussing wages and required employers to collect and report wage gaps to the federal government. As President, Biden will codify this into law, and he’ll make it easier for workers to join together in class action lawsuits, shift the burden to employers to prove pay gaps exist for job-related reasons, and increase penalties against companies that discriminate, as called for in the
Paycheck Fairness Act. And, he’ll hold companies accountable by increasing funding for investigators and enforcement actions.
EXPAND ACCESS TO HIGH-QUALITY EDUCATION AND TACKLE RACIAL INEQUITY IN OUR EDUCATION SYSTEM
As President, Biden will ensure that no child’s future is determined by their zip code, parents’ income, race, or disability. Biden will build an education system that starts with investing in our children at birth and helps every student get some education beyond a high school diploma, whether a certification, associate’s degree, or bachelor’s degree. Biden will:
Provide high-quality, universal pre-kindergarten for all three- and four-year-olds. For families with young children, finding highly quality pre-K is a major financial, logistical, and emotional burden, with potentially lifelong consequences for their children. As President, Biden will work with states to offer pre-K for all three- and four-year-olds.
Eliminate the funding gap between white and non-white districts, and rich and poor districts in order to give teachers a raise and expand STEM curriculum in underserved school districts. There’s an estimated
$23 billion annual funding gap between white and non-white school districts today. Biden will work to close this gap by nearly tripling Title I funding, the federal program funding schools with a high percentage of students from low-income families. This new funding will first be used to ensure teachers at Title I schools are paid competitively, three- and four-year olds have access to pre-school, and districts provide access to rigorous coursework—including computer science and other STEM subjects—across all their schools, not just a few.
Improve teacher diversity. For African American students, having
just one African American teacher in elementary school reduces the probability of dropping out. Biden will support more innovative approaches to recruiting teachers of color, including supporting high school students in accessing dual-enrollment classes that give them an edge in teacher preparation programs, helping paraprofessionals work towards their teaching certificate, and working with Historically Black Colleges and Universities and Minority-Serving Institutions to recruit and prepare teachers.
Reinstate the Obama-Biden Administration’s actions to diversify our schools. As President, Biden will reinstate the Department of Education
guidance that supported schools in legally pursuing desegregation strategies and recognized institutions of higher education’s interests in creating diverse student bodies. And, he will provide grants to school districts to create plans and implement strategies to diversify their schools.
Ensure that African American students are not inappropriately identified as having disabilities, while also ensuring that African American students with disabilities have the support to succeed. African American students are
40% more likely to be identified as having any disability, and
twice as likely to be identified as having certain disabilities, such as emotional disturbance and intellectual disabilities. The Obama-Biden Administration issued
regulations to address racial disparities in special education programs, including disproportionate identification. The Trump Administration attempted to
illegally delay the Obama-Biden Administration’s regulation. Biden will fully implement this
regulation and provide educators the resources that they need to provide students with disabilities a high-quality education by fully funding the Individuals with Disabilities Education Act (IDEA).
Increase college completion by making college affordable for African American students. Our postsecondary education system has not done enough to help African American students access, afford, and succeed in high-quality postsecondary education. 64% of white students graduate from four year institutions,
compared to only 40% of African Americans. To help African American students access and complete college, Biden will:
- Make public colleges and universities tuition-free for all students whose family incomes are below $125,000, including students at public HBCUs.
- Providing two years of community college or other high-quality training programs without debt for any hard-working individual looking to learn and improve their skills to keep up with the changing nature of work. This commitment includes two-year public HBCUs. Individuals will also be able to use these funds to pursue training programs that have a track record of participants completing their programs and securing good jobs, including adults who never had the chance to pursue additional education beyond high school or who need to learn new skills.
- Targeting additional financial support to low-income and middle-class individuals by doubling the maximum value of Pell grants, significantly increasing the number of middle-class Americans who can participate in the program. According to the Department of Education, almost 60% of African American undergraduates received a Pell grant during the 2015-2016 academic year. Biden also will restore formerly incarcerated individuals’ eligibility for Pell.
Invest over $70 billion in the Historically Black Colleges and Universities and Minority-Serving Institutions that will train our next generation of African American professionals. Historically Black Colleges and Universities (HBCUs) are key to educating our next generations of African American leaders. They enroll about 10% of African American students, while accounting for more than
20% of African American bachelor’s degrees awarded.
40% of African American engineers and 80% of African American judges are HBCU graduates. But these institutions do not receive the investment that reflects their importance. The Thurgood Marshall College Fund estimates that the typical HBCU endowment is
one-eighth the average size of historically white colleges. As President, Biden will take steps to rectify the funding disparities faced by HBCUs so that the United States can benefit from their unique strengths. Biden will:
- Make HBCUs more affordable for their students. Biden will invest $18 billion in grants to four-year HBCUs and Minority-Serving Institutions (MSIs), equivalent to up to two years of tuition per low-income and middle class student. He will invest additional funds in private, non-profit HBCUs and under-resourced MSIs so they are not undermined by the Biden proposal to make four-year public colleges and universities tuition-free for students. Schools must invest in lowering costs, improving retention and graduation rates, and closing equity gaps year over year for students of color.
- Reduce disparities in funding for HBCUs and MSIs.
- Invest $10 billion to create at least 200 new centers of excellence that serve as research incubators and connect students underrepresented in fields critical to our nation’s future – including fields tackling climate change, globalization, inequality, health disparities, and cancer – to learning and career opportunities.
- Build the high tech labs and facilities and digital infrastructure needed for learning, research, and innovation at HBCUs and MSIs.
- Invest $5 billion in graduate programs in teaching, health care, and STEM and will develop robust internship and career pipelines at major research agencies.
Invest in the diverse talent at Historically Black Colleges and Universities (HBCUs) and Minority Serving Institutions (MSIs) to solve the country’s most pressing problems, including health disparities. As part of Biden’s more than $70 billion investment in HBCUs and MSIs, he will invest $10 billion to create at least 200 new centers of excellence that serve as research incubators and connect students underrepresented in fields critical to our nation’s future to learning and career opportunities. He will develop robust internship and career pipelines at major research agencies, including National Institutes of Health. He will also dedicate additional and increased priority funding streams at federal agencies for grants and contracts for HBCUs and MSIs. And, he will require any federal research grants to universities with an endowment of over $1 billion to form a meaningful partnership and enter into a 10% minimum subcontract with an HBCU, TCU, or MSI.