The 800 Club has a new member. It’s a Celebration [Plus Titties, Ass, and Pretty Faces]

[REDLINE]

Really just paying everything on time. And having the money to pay everything on time. Keeping a low level on my credit card.

Got a Sam's Club credit card and buy groceries and pay that off every month. Just keep doing that

Crazy shit is, now that I got it I don't know what the fuck to do with it. When I was trying to get it I was trying to start a business.

I ask because my credit score went down I think 7 or 8 points in the past year and I haven't done anything.

I don't owe anybody shit so it's weird.

 

[850credit]

Equifax has me at 814 today.

Before the jokes, my screenname was always my goal. Named myself that to keep it top of mind (knew I'd be on this site a lot lol).

Great start to the year. Got a lot of goals to check off this year and hitting 800 was one of them!

It's amazing what you can do when you're FOCUSED ON YOUR SUCCESS AND NOT PROPPING UP OTHERS!

 

[850credit]

Still going up. Crazy

Real talk though, what can I do with this?

I just asked chatgpt what to do with an 814 score.

Maintain responsible credit habits
Explore better credit card offers (rewards, cashback, travel)
Refinance loans
Apply for loans
Negotiate better deals (insurance, utilities)
Monitor your credit regularly
Plan for the future

 

[850credit]

I posted a pic of my 814 credit score on tinder and they permabanned me