Post the top 3 things you'd tell your 21 y/o self, if you could.

[55th View]

1. Invest in your 401K as soon as you can, and don't touch it. Even if it's only $50/month to start.
2. Find a way to pay for student loans (gov't, military, public interest, etc.). It may rob you of a little flexibility, but well worth it in the long run.
3. Save 10% of your income regardless, and never touch it. In fact, put it in an account you don't use and have it auto-deducted from your check. You'll never miss it.

 

[bgbtylvr]

Agreed.

 

[Dannyblueyes]

1) don't marry her

2) leave Canada ASAP

3) Canucks will not win the 2011 Stanley Cup. Put your money on the Blackhawks

 

[militantmidget]

Imma do 5 just because

1. Invest $50 a month into Amazon stock. Every year double the amount.

2. Keep your weigh under control and workout consistently. That young metabolism doesn't last forever.

3. Spend more time with your family, even the one's you don't really mess with.

4. Be fearless with your drive and passion for life. Try everything you think you may want to do.

5. Buy 1000 bitcoin when you first hear about it in 2010 and don't sell any until Fall 2021.

 

[aldoogie]

Have your first child with someone (anyone) else. Because that woman is going to be a major headache.

 

[Dr. Truth]

When you see Bitcoin drop cop 10 grand worth and hold that shit until you turn 33.

 

[CoTtOnMoUf]

Manage your money wisely.

Don't squirt raw in these hoes.

Buy your first house early
(in your 20s)

Hang around people that
have their shit together
(don't hang around losers).

 

[MemphisNigga]

Manage your money wisely.

Don't squirt raw in these hoes.

Buy your first house early
(in your 20s)

Hang around people that
have their shit together
(don't hang around losers).

 

[DC_Dude]

Invest, Invest, Invest outside of your 401K

 

[DWBass]

Never get married. Never have kids. Save money. Never do drugs. Invest in Real Estate.

 

[CoTtOnMoUf]

Live below your means. Fuck being broke every month because you want to lease a $2,000 per month Hummer / Rover etc. truck that you can't afford.

 

[APOPHIS]

1. Talk to more women and smash them w/o regret
2. Take bigger business financial risks with money-focussed friends
3. Work multiple jobs, and invest, invest, INVEST so you can open your own business.

 

[A to Dah K]

1. Invest in your 401K as soon as you can, and don't touch it. Even if it's only $50/month to start.
2. Find a way to pay for student loans (gov't, military, public interest, etc.). It may rob you of a little flexibility, but well worth it in the long run.
3. Save 10% of your income regardless, and never touch it. In fact, put it in an account you don't use and have it auto-deducted from your check. You'll never miss it.

Pple always say these things,life happens and you cant predict it. That “dont touch it no matter what” line, ehhhh

 

[Darkness's]

Woulda, shoulda, could a...... Too late, oh well.

 

[Adroit]

1) Invest in Amazon
2) Get out of Baltimore
3) Treat women like hoes

 

[Dr. Truth]

Pple always say these things,life happens and you cant predict it. That “dont touch it no matter what” line, ehhhh

401k is there for a reason. We used some of my wife’s to put money down on one of our houses. Retirement ain’t promised and most people die before they can retire . Not only that who the fuck wants to be old trying to travel? I want to live life now and enjoy it while I’m still an attractive male. I want to go back to Japan and have them bitches calling me Gorgeous in Japanese and blowing their backs out. When you’re old who gives a fuck about anything?!? I want to enjoy my youth and eat Asian ass

 

[34real]

1.save
2.invest
3.avoid the bullshit....

 

[SamSneed]

Don’t post that pic

dont go see her

Take your AR and extra mags for the 9 and drop them, only say stay back once

 

[HotNixon36]

401k is there for a reason. We used some of my wife’s to put money down on one of our houses. Retirement ain’t promised and most people die before they can retire . Not only that who the fuck wants to be old trying to travel? I want to live life now and enjoy it while I’m still an attractive male. I want to go back to Japan and have them bitches calling me Gorgeous in Japanese and blowing their backs out. When you’re old who gives a fuck about anything?!? I want to enjoy my youth and eat Asian ass

Gotta be balanced, you are right.

There is such thing as saving too much for retirement, 59.5 is a long time to wait for money, you are way past your prime by then.

A lot of people work and invest today, for the next 2 or 3 generations.

I am glad i had a 457 plan, you can withdraw penalty free before 59.5

 

[A to Dah K]

Gotta be balanced, you are right.

There is such thing as saving too much for retirement, 59.5 is a long time to wait for money, you are way past your prime by then.

A lot of people work and invest today, for the next 2 or 3 generations.

I am glad i had a 457 plan, you can withdraw penalty free before 59.5

59.5 aint even retirement
Thats just when you Don't have to pay the penalty anymore for withdrawing from your retirement vehicle(watch them raise the age).
Most people not retiring until 71 if their job doesn't have a pension or early retirement package.

 

[A to Dah K]

401k is there for a reason. We used some of my wife’s to put money down on one of our houses. Retirement ain’t promised and most people die before they can retire . Not only that who the fuck wants to be old trying to travel? I want to live life now and enjoy it while I’m still an attractive male. I want to go back to Japan and have them bitches calling me Gorgeous in Japanese and blowing their backs out. When you’re old who gives a fuck about anything?!? I want to enjoy my youth and eat Asian ass

That wasn't even where i was going with it.

9/11 happened
2008/9 happened.
Covid happened.
Look how many people lost jobs, family members, their homes etc etc.
Life is gonna call for audibles.

 

[scullydog]

1. You have a helluva talent that will make you rich, you can do both school and fight. So do it.
2. Follow your thoughts and invest in stock and real estate.
3 Don't work for anybody for a long time. Find something that will develop many streams of income. Fuck a job.

 

[lightbright]

Post the top 3 things you'd tell your 21 y/o self, if you could.
@Soul On Ice :
1) Get used to smoking guns now.... you're gonna end up loving it
2) You're gonna be a big fucking coon so start donating Republican now
3) Practice opening your mouth wide as you can


.

 

[BoxEater]

1. Stop drinking
2. Focus on school
3. Save your money

 

[Dr. Truth]

That wasn't even where i was going with it.

9/11 happened
2008/9 happened.
Covid happened.
Look how many people lost jobs, family members, their homes etc etc.
Life is gonna call for audibles.

That too

 

[Uncle John]

Retirement fund
Explore non conventional earning (career)
Check how she treat her father, that’s how she gonna treat you (vice versa for daughter)

 

[Bmiddlebrooke]

Can I go back to 17???
1. Don't go to college, Take plan B go to the fire academy.
2. Get out of D.C. as soon as you can.
3. Don't fuck one of your best female friends, it will ruin your life.

 

[Soul On Ice]

Post the top 3 things you'd tell your 21 y/o self, if you could.
@Soul On Ice :
1) Get used to smoking guns now.... you're gonna end up loving it
2) You're gonna be a big fucking coon so start donating Republican now
3) Practice opening your mouth wide as you can


.

 

[tpotda]

we're not even young anymore, 20s is young

401k is there for a reason. We used some of my wife’s to put money down on one of our houses. Retirement ain’t promised and most people die before they can retire . Not only that who the fuck wants to be old trying to travel? I want to live life now and enjoy it while I’m still an attractive male. I want to go back to Japan and have them bitches calling me Gorgeous in Japanese and blowing their backs out. When you’re old who gives a fuck about anything?!? I want to enjoy my youth and eat Asian ass

 

[Dr. Truth]

we're not even young anymore, 20s is young

Young is relative I’m 35 I don’t feel old and I’m not old . I don’t look old . Old is 50 and up

 

[55th View]

401k is there for a reason. We used some of my wife’s to put money down on one of our houses. Retirement ain’t promised and most people die before they can retire . Not only that who the fuck wants to be old trying to travel? I want to live life now and enjoy it while I’m still an attractive male. I want to go back to Japan and have them bitches calling me Gorgeous in Japanese and blowing their backs out. When you’re old who gives a fuck about anything?!? I want to enjoy my youth and eat Asian ass

Honestly bruh, this is awful advice.

My wife and I both plan to retire at 60, with zero debt and a solid retirement in place. Living solely for the moment will have you working as a Wal-Mart greeter for insurance benefits until death. We travel and do nice things now (while we're still young), but a huge portion of our income is dedicated to retirement planning - we don't even see it b/c it's automatic. Sounds like you may want to check out the story of the grasshopper and the ant.

 

[woodchuck]

Credit score. Fuck around and find out.

 

[The Plutonian]

All of the stuff mentioned before and this.



Oh, also at three specific times in your life you’re going to meet 3 women who will have your children. The time frames are XYZ. RUN from all them bitches! And never look back!

 

[DC_Dude]

Can I go back to 17???
1. Don't go to college, Take plan B go to the fire academy.
2. Get out of D.C. as soon as you can.
3. Don't fuck one of your best female friends, it will ruin your life.

 

[yourreplacement]

Amazon was $18/share when I turned 21…would tell myself by $1000 worth. And leave it alone.

Hang around other people making INVESTMENTS, not those into shining.

Don’t worry yourself with trying to save the world. Mofos don’t want to be saved. Live your life!