Melyssa Ford badly injured

But is it even anything significant to even consider declining it? I have one vehicle on my insurance with just liability, the others with comprehensive obviously are more expensive. But just the liability one is about less than $40 and it has medical coverage in it, so I can't believe someone would normally decline that when it's probably only a few dollars a month more.

And I would assume, because you're required to have liability, am sure you have to have medical for the other party, so why decline it for yourself.

Anywho, I'm sure all of this is a moot point. Ms Ford must of had full coverage, cause I'm pretty sure that car is either financed or a lease.

The only state you can drop it is Florida, but you can lower it to the point where it's worthless. I'm going to assume this happened in California, A google search suggests the minimal there is 15/30 (15k bodily injury/30k property damage) Neither is any good except for the most basic claims.

I know plenty of people who were still screwed financially because they were under-insured.

You both are confusing "liability" which protects the person you might injure with medical payment/personal injury payment, which protect you.

Liability IS medical for the other party. Say you have a 30/60/25 policy....that means if you are at fault, your insurance will pay 30 for a single injury, 60 for a single occurrence and 25 for property to the party you injured. That money is used to pay THEIR medical bills, pain and suffering, lost wages and property damage....NOT YOURS.

Medical payment/personal injury protection pays YOUR bills and not those of the person you may have injured....
 
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Don't let the pictures and videos fool you... as fast as they get this lil money they run right thru it.

I could tell you some stuff I know personally to be factual about someone everyone here knows and you wouldn't believe me...
 
Don't let the pictures and videos fool you... as fast as they get this lil money they run right thru it.

I could tell you some stuff I know personally to be factual about someone everyone here knows and you wouldn't believe me...
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Don't let the pictures and videos fool you... as fast as they get this lil money they run right thru it.

I could tell you some stuff I know personally to be factual about someone everyone here knows and you wouldn't believe me...

Fill us in...

Leave their name out for the sake of discretion of course.

*two cents*
 
If she was loving in a storage...hey shit gets bad sometimes and people must do what they must to survive.

Cant fault her that...i fault these ol bitch ass niggas in here wanting you to gossip.

Sometimes that info inst for everyone to know.
 
No disrespect, but this chick is a has been.. This social media is a young woman’s game MF only has 266,000 followers on Instagram with over 20 years in the game and dozens of magazine covers.... But a chick like Day Sulan has almost 400,000 followers and never saw her on any magazine cover or an extra in a movie
 
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Other than chasing $$ why the cold hearted hate? I hope she recovers to the best of her physical ability through rehab and care. Not caping because she would not have gave me a look unless I was a sponsor but all she was trying to do was make it in the world with her limited talent. Many people are in that boat.
 
FOH . This bitch trying to get Go fund me simpatyh money . And niggas will pay too. Pathetic bitches. This lazy bitch here. Get a job bitch
 
Ain't no way this fine ass woman should be going through this by herself. This is where having a real man in your live is vital. A man that has a genuine, long-lasting, unconditional love for his woman.
I'm sure she's had genuine men who wanted to love her and take care of her in the past but she was waiting for her perfect millionaire man to come along a d scoop her up, now she has to battle with this seemingly alone. What a waste.
 
I'm sure she's had genuine men who wanted to love her and take care of her in the past but she was waiting for her perfect millionaire man to come along a d scoop her up, now she has to battle with this seemingly alone. What a waste.


Many women go through this, turning good men down just to end up solo. I think Ashanti/Sanaa/Tracee Ellis Ross is one of those types.
 
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