List your Side Money Gigs here

[mailboxpimp]

Great detailed info bro, let me say I did/do understand the risk involved.
I knew schooling would be required etc... I was really only planting the idea, for the future.

I'm look to see what's available in the area, there might be classes available once they get older.

yo..... if you have 2 girls.... or a son & a daughter.... that both want to go to cosmetology school??? my niggaah!!!!! you got a BUSINESS! You wont have to pay for anything they want outside of their shop equipment & you can buy that used! or you can buy artsy type shit ( look on pintrest for ideas). Id say go for the cosmetology because it covers EVERYTHING!!! & Stay for the extra semester / quarter for the instructors licencing add on! This way they can teach cosmetology! They can open a cosmetology / barbering SCHOOL. You can take a old house & turn it into a plushed out spot! A lotf!!! Shit they / you can own. Look for store fronts with apartments above them if possible.... or commercial space you can also convert to a live work space! this way you kill 2 birds w/ 1 stone!!! they are property owners & business owners. They only pay out operating expenses. Retail of products...... ( pay taxes on that) products they develop using essential oils / she butter / coco butter ( open market / side income stream) how to vids..... this is shit ive LEARNED. Then duplicate it!

I fucked up in the game with not having a real plan. All i wanted to do was be the man! lmfao...... I was young! I got what I asked for & then some but w/ no real mentor / guidance in the game. The money comes like dope money! The pussy that comes with that type of money energy follows! The parties, drugs, strip clubs, sex clubs, regular clubs, spots to eat, after hr spots, mufukkaz that love you for what you do & not you, niggaahz that want to be ya friend cause you know ALL the fly bitches, some famous, getting in spots free, never waiting in line...... fuckin bitches you wouldnt be fuckin if you wasnt wicked with a razor blade & a make up brush! Rolmfao.

My 3rd time up to the plate will include the xtream lashes & the microblading ( eyebrow application akin to tattooing) ( scrool thr the post..... I posted the fees for the service!) you have to be a cosmetologist or estitichain to do it. The thing is to get on the movie sets doing it! once you get in the union / get ya sag card... you on the NEXT NEXT NEXT level with it! ya paper game is on a whole different level! The movie / tv show / black hollywood in atlanta needs barbers to be on set.... shit is a hustle... but!!!! maaaaaaaaan! the exsposure & where it can take you!!! Dealing with flaming faggots of all levels will be unavoidable. Not just in black hollywood but in the hair business period! Its a rare occassion that you can make it thru a "level" of the game without the stamp of a homo! Thats just how it is to some degree.... I dnt know any drug dealers who dont sell drugs to homos. Ijs. Money is money! A lot of times.... you have no idea you dealing with a gay / bi lesbian, they hide better than those dl dudes. they identify w/ the lgbtq community because they are apart of it, thus they move with their money like the rest.... you can loose a lot of fine ass women that would otherwise spend their money with you. ijs shit you need to think about especially if you ever want to do video / movie / play / photo shoot / set work..... or personal make up artist wk.


if you do makeup & you are a straight black man..... you have to be just as good or better than the best gay male artist or group of artist! They hold the stamps you NEED for those jobs working with artist directly or being placed on a call list with certain casting ppl who would otherwise not know or fuck wit you. once they know you really about ya business & they have no wins fukin wit you, they wont fuk wit you anymore.... some will help you get jobs & tell you who not to fuk wit & what to charge. They also have a wealth of information / tips/ tricks for doing make-up. You have to actually spend time in a working environment with them sharpening your sword. Doing make up is just like being a graffiti artist but you sung makeup & flesh of different colors & textures. You cant learn how to master than in a classroom. Shit aint gonna happen. These gay dudes master HOW to LOOK like women so when they use their skill set to make REAL women look better.....$$$$ so you have to be willing to learn / be taught. Lotta time standing around listening to the bullshit... lotta shit you gotta blank stare niggaahz on... for a while anyway. but its worth it!
A bitch is sick if I kick her to the curb! she gotta find a new hair stylist, make-up artist, & eyebrow artist.... on top of some new dick & a man that can cook! ask any woman what she would do IF: the man she was with for a few years was also the same man her hair stylist, make-up artist, & eyebrow artist & broke up with her & totally cut her off! she'd throw up! fuk what these nggaahz talkin about!

 

[Mask]

something we started, didn't want to put it out there until it was finalized and ready.

me and a friend started a "credit reporting service". since i have a retail site now built and ready to upload, what it involves is putting up bullshit products that no one would ever buy and set up it up as if everything is purchased on a finance program. Membership varies from 15.00 a month to 45.00 a month. You're not buying shit, you are basically paying me every month to report to equifax that you are paying on a revolving credit line, that credit line is based upon what membership package you sign up for. We continue to report to the credit bureau as long as you pay the membership fee when you end it we simply stop reporting. when i get 100 people in it then i can offer to report to trans union for 15.00 more a month to any package. Basically getting paid to pay a girl to sit there for maybe 2 hours a month to input payment history. Avg bring in monthly i predict is $7000.00 all profit.

no i don't want any of you to sign up we have enough people on a list already waiting wednesday for it to launch, and we have dozens of car lots and other places that are sending us customers for it. \

you can do it too, it's not a competition thing, actually the more people that offer that type of service the more people can buy to boost there credit. that's how we built our credit scores up we all reported on each other

Da Don I laughed when I saw the bold font. There's a very funny past that could quickly derail any thread round here with certain members, but man this idea is sweet. It takes a certain type of intelligence to get to this level.

 

[Mask]

yo..... if you have 2 girls.... or a son & a daughter.... that both want to go to cosmetology school??? my niggaah!!!!! you got a BUSINESS! You wont have to pay for anything they want outside of their shop equipment & you can buy that used! or you can buy artsy type shit ( look on pintrest for ideas). Id say go for the cosmetology because it covers EVERYTHING!!! & Stay for the extra semester / quarter for the instructors licencing add on! This way they can teach cosmetology! They can open a cosmetology / barbering SCHOOL. You can take a old house & turn it into a plushed out spot! A lotf!!! Shit they / you can own. Look for store fronts with apartments above them if possible.... or commercial space you can also convert to a live work space! this way you kill 2 birds w/ 1 stone!!! they are property owners & business owners. They only pay out operating expenses. Retail of products...... ( pay taxes on that) products they develop using essential oils / she butter / coco butter ( open market / side income stream) how to vids..... this is shit ive LEARNED. Then duplicate it!

I fucked up in the game with not having a real plan. All i wanted to do was be the man! lmfao...... I was young! I got what I asked for & then some but w/ no real mentor / guidance in the game. The money comes like dope money! The pussy that comes with that type of money energy follows! The parties, drugs, strip clubs, sex clubs, regular clubs, spots to eat, after hr spots, mufukkaz that love you for what you do & not you, niggaahz that want to be ya friend cause you know ALL the fly bitches, some famous, getting in spots free, never waiting in line...... fuckin bitches you wouldnt be fuckin if you wasnt wicked with a razor blade & a make up brush! Rolmfao.

My 3rd time up to the plate will include the xtream lashes & the microblading ( eyebrow application akin to tattooing) ( scrool thr the post..... I posted the fees for the service!) you have to be a cosmetologist or estitichain to do it. The thing is to get on the movie sets doing it! once you get in the union / get ya sag card... you on the NEXT NEXT NEXT level with it! ya paper game is on a whole different level! The movie / tv show / black hollywood in atlanta needs barbers to be on set.... shit is a hustle... but!!!! maaaaaaaaan! the exsposure & where it can take you!!! Dealing with flaming faggots of all levels will be unavoidable. Not just in black hollywood but in the hair business period! Its a rare occassion that you can make it thru a "level" of the game without the stamp of a homo! Thats just how it is to some degree.... I dnt know any drug dealers who dont sell drugs to homos. Ijs. Money is money! A lot of times.... you have no idea you dealing with a gay / bi lesbian, they hide better than those dl dudes. they identify w/ the lgbtq community because they are apart of it, thus they move with their money like the rest.... you can loose a lot of fine ass women that would otherwise spend their money with you. ijs shit you need to think about especially if you ever want to do video / movie / play / photo shoot / set work..... or personal make up artist wk.


if you do makeup & you are a straight black man..... you have to be just as good or better than the best gay male artist or group of artist! They hold the stamps you NEED for those jobs working with artist directly or being placed on a call list with certain casting ppl who would otherwise not know or fuck wit you. once they know you really about ya business & they have no wins fukin wit you, they wont fuk wit you anymore.... some will help you get jobs & tell you who not to fuk wit & what to charge. They also have a wealth of information / tips/ tricks for doing make-up. You have to actually spend time in a working environment with them sharpening your sword. Doing make up is just like being a graffiti artist but you sung makeup & flesh of different colors & textures. You cant learn how to master than in a classroom. Shit aint gonna happen. These gay dudes master HOW to LOOK like women so when they use their skill set to make REAL women look better.....$$$$ so you have to be willing to learn / be taught. Lotta time standing around listening to the bullshit... lotta shit you gotta blank stare niggaahz on... for a while anyway. but its worth it!
A bitch is sick if I kick her to the curb! she gotta find a new hair stylist, make-up artist, & eyebrow artist.... on top of some new dick & a man that can cook! ask any woman what she would do IF: the man she was with for a few years was also the same man her hair stylist, make-up artist, & eyebrow artist & broke up with her & totally cut her off! she'd throw up! fuk what these nggaahz talkin about!

You got the path and groundwork broke the fuck down

 

[mailboxpimp]

You got the path and groundwork broke the fuck down

in hs.... ( i went to boarding school - pineforge academy) the barber was the man
in college.... the barber / hair stylist was the man!!!
a hustle is a hustle.

 

[Mask]

in hs.... ( i went to boarding school - pineforge academy) the barber was the man
in college.... the barber / hair stylist was the man!!!
a hustle is a hustle.

Yea it's crazy because my homeboy/barber stop cutting went get his cdl and currently driving across country probably for way less.

Charging $20 per head, you should be able to do 2 heads per hr...

Fuck I work in the industrial field and I dont make $40 per hr


Saw this and thought about your pervious post

 

[mailboxpimp]

Yea it's crazy because my homeboy/barber stop cutting went get his cdl and currently driving across country probably for way less.

Charging $20 per head, you should be able to do 2 heads per hr...

Fuck I work in the industrial field and I dont make $40 per hr


Saw this and thought about your pervious post

3 cuts per hr @ $20 per cut..... 4 cuts ber hr if you trying to get them in & out... $60 - $80 per hr.

on tope of whatever extra shit you do....

 

[Adam Knows]

an obvious one, why aren't many of you doing the uber/lyft thing? all these so called bgol ballers with these cars should be making money with that uber select service

 

[callbacc]

bump

 

[Adam Knows]

Da Don I laughed when I saw the bold font. There's a very funny past that could quickly derail any thread round here with certain members, but man this idea is sweet. It takes a certain type of intelligence to get to this level.

here's the beauty that ends all... just finished this and we got our approval just 10 minutes ago. Also doing "no credit check financing" now with a 3rd party lender.

i have a 300k monthly limit, with max financing of 5,000.00 (min of 60 deals a month) for 12 months to customers for products/services. The original idea was for offering financing options on the computers off the site, but i can use this above and beyond that. i also have a 100 mile radius exlcusitivy in cleveland ohio and 100 mile radius of duluth georgia

that equates into:

financing home repairs/upgrades
cars
rims
electronics
event financing
etc. etc.....


all while charging a service fee on top of that.

 

[sherminator]

something we started, didn't want to put it out there until it was finalized and ready.

me and a friend started a "credit reporting service". since i have a retail site now built and ready to upload, what it involves is putting up bullshit products that no one would ever buy and set up it up as if everything is purchased on a finance program. Membership varies from 15.00 a month to 45.00 a month. You're not buying shit, you are basically paying me every month to report to equifax that you are paying on a revolving credit line, that credit line is based upon what membership package you sign up for. We continue to report to the credit bureau as long as you pay the membership fee when you end it we simply stop reporting. when i get 100 people in it then i can offer to report to trans union for 15.00 more a month to any package. Basically getting paid to pay a girl to sit there for maybe 2 hours a month to input payment history. Avg bring in monthly i predict is $7000.00 all profit.

no i don't want any of you to sign up we have enough people on a list already waiting wednesday for it to launch, and we have dozens of car lots and other places that are sending us customers for it. \

you can do it too, it's not a competition thing, actually the more people that offer that type of service the more people can buy to boost there credit. that's how we built our credit scores up we all reported on each other

So can you go into detail how you establish this business or do you want to pm me the details I want to learn more

 

[Adam Knows]

So can you go into detail how you establish this business or do you want to pm me the details I want to learn more

with experian, as long as you can verify you are an actual business and supply

tax id paperwork
assumed name certificate
articles of incorporation
and basic info such as what your business is, annual sales, (they asked me for a tax return), etc.

trans union is the same way BUT you can only apply if you have 100 or more accounts to report.

you supply each month a spreadsheet in a CSV format of each account and the information going to it such as payment date, revolving amount, etc.




as of right now we are up to 62 people signed up and paying 30.00 a month

 

[sherminator]

with experian, as long as you can verify you are an actual business and supply

tax id paperwork
assumed name certificate
articles of incorporation
and basic info such as what your business is, annual sales, (they asked me for a tax return), etc.

trans union is the same way BUT you can only apply if you have 100 or more accounts to report.

you supply each month a spreadsheet in a CSV format of each account and the information going to it such as payment date, revolving amount, etc.




as of right now we are up to 62 people signed up and paying 30.00 a month

How do you market it to the people, like you ask some of your trusted people do they know some people trying to get they credit right ?

Also do you make it look like they purchase new things every couple of months ?

Or is it like joe smith bought a computer for 3k he pays 30 a month, he can purchase up to 2k more through us because he has been pre-approved, and just keep saying that every month ?

And how long until most people see results? (I know this is a complex question with many factors, but ball park)

 

[Adam Knows]

How do you market it to the people, like you ask some of your trusted people do they know some people trying to get they credit right ?

Also do you make it look like they purchase new things every couple of months ?

Or is it like joe smith bought a computer for 3k he pays 30 a month, he can purchase up to 2k more through us because he has been pre-approved, and just keep saying that every month ?

And how long until most people see results? (I know this is a complex question with many factors, but ball park)

we market it to black people in general for the most part. car dealerships pass it on by word of mouth to credit challenged as well as 2 realtors. and just by speaking on it people get interested. everyone wants to be able to boost their credit up quick and easy and when you tell them you can put a revolving credit line on their account to boost up their credit score most are automatically in.

and this is setup as a revolving account for x number of dollars. it takes about 45 days for it to appear the first time and then and there u get some sort of boost just for having the new account opened and reported. when it was first done on mine it bumped it up 40 pts on fico

what i do is i'm paying a lady 120.00 bucks a month to spend an hour of the day updating the spreadsheet and submitting it. nice n simple. for the first 100 i pay her 120. for each 50 after that (meaning i'll be also reporting to trans union) i'll pay her 50.00 more as it builds up

 

[Mask]

here's the beauty that ends all... just finished this and we got our approval just 10 minutes ago. Also doing "no credit check financing" now with a 3rd party lender.

i have a 300k monthly limit, with max financing of 5,000.00 (min of 60 deals a month) for 12 months to customers for products/services. The original idea was for offering financing options on the computers off the site, but i can use this above and beyond that. i also have a 100 mile radius exlcusitivy in cleveland ohio and 100 mile radius of duluth georgia

that equates into:

financing home repairs/upgrades
cars
rims
electronics
event financing
etc. etc.....


all while charging a service fee on top of that.

Man I was planning I look into small loan place once I get to a certain point...

In the near future I'm reach out to you kinfolk

 

[Adam Knows]

Man I was planning I look into small loan place once I get to a certain point...

In the near future I'm reach out to you kinfolk

i would but some services i dont offer to bgol members. nothing personal against at all, but the last time i "hooked" niggas up with stuff, niggas that couldn't get in on it for one reason or another, or were just simply fuckbois turned around and started crying to bgol i stole their money and never gave them shit, even though they could never post the paypal transactions of us actually doing business. i was hooking up niggas with 800 home theater systems for 300 bucks.... 2k refrigerators to local for 600, washer/dryers, etc........200.00+ car audio radios for 80 bucks, 200 disk changers for 70 bucks (prices i'm quoting were in 2009)

but i'm betting money there is someone doing that service in your area already.

 

[Adam Knows]

here's the beauty that ends all... just finished this and we got our approval just 10 minutes ago. Also doing "no credit check financing" now with a 3rd party lender.

i have a 300k monthly limit, with max financing of 5,000.00 (min of 60 deals a month) for 12 months to customers for products/services. The original idea was for offering financing options on the computers off the site, but i can use this above and beyond that. i also have a 100 mile radius exlcusitivy in cleveland ohio and 100 mile radius of duluth georgia

that equates into:

financing home repairs/upgrades
cars
rims
electronics
event financing
etc. etc.....


all while charging a service fee on top of that.

3 days into the financing game i've already copped 7k in service fees

 

[Mask]

i would but some services i dont offer to bgol members. nothing personal against at all, but the last time i "hooked" niggas up with stuff, niggas that couldn't get in on it for one reason or another, or were just simply fuckbois turned around and started crying to bgol i stole their money and never gave them shit, even though they could never post the paypal transactions of us actually doing business. i was hooking up niggas with 800 home theater systems for 300 bucks.... 2k refrigerators to local for 600, washer/dryers, etc........200.00+ car audio radios for 80 bucks, 200 disk changers for 70 bucks (prices i'm quoting were in 2009)

but i'm betting money there is someone doing that service in your area already.

Fa sho, I respect this but I ain't no fuck ninja...

I'm currently working on a notary one spot shop(we already in the notary business).
The location will handle some of the department of motor vehicles issues
(providing license plates, registering vehicles, along with still doing the notary duties that we been doing).

We reached out to the state already, the location we have wasn't acceptable. So once this other location comes available and we secured it, we'll be good to go.

Just giving u you a quick idea, that ya boi ain't on that dumb shit.

I haven't ran across that business idea in my area. If someone is doing it, they doing it on a small scale, like just helping this person or that person out.

 

[Adam Knows]

Fa sho, I respect this but I ain't no fuck ninja...

I'm currently working on a notary one spot shop(we already in the notary business).
The location will handle some of the department of motor vehicles issues
(providing license plates, registering vehicles, along with still doing the notary duties that we been doing).

We reached out to the state already, the location we have wasn't acceptable. So once this other location comes available and we secured it, we'll be good to go.

Just giving u you a quick idea, that ya boi ain't on that dumb shit.

I haven't ran across that business idea in my area. If someone is doing it, they doing it on a small scale, like just helping this person or that person out.

don't worry, you never caught me as that type.

the businesses themselves are there they go under different venues such as home improvement financing, business capital loans, etc. if you want later i can drop some info in your inbox if you want to get into it yourself.

 

[Mask]

don't worry, you never caught me as that type.

the businesses themselves are there they go under different venues such as home improvement financing, business capital loans, etc. if you want later i can drop some info in your inbox if you want to get into it yourself.

Shit yea I'll hit you back, man I have a crew of about 5 lil ones that's in that highschool getting ready to enter college range, and they value my out look on many things. A couple of them wants to go to college but don't want to do whatever body else of doing(teacher, RN, industrial worker, Mangaer at a store, etc....

So I'm taking the task of finding business voids and filling them, not only for myself but as potential opportunities for them.


But I like said I'll definitely hit you up!!!

 

[mailboxpimp]

don't worry, you never caught me as that type.

the businesses themselves are there they go under different venues such as home improvement financing, business capital loans, etc. if you want later i can drop some info in your inbox if you want to get into it yourself.

maaaan PLEASE post so all can learn. Im interested.....

 

[marcvoi]

yo..... if you have 2 girls.... or a son & a daughter.... that both want to go to cosmetology school??? my niggaah!!!!! you got a BUSINESS! You wont have to pay for anything they want outside of their shop equipment & you can buy that used! or you can buy artsy type shit ( look on pintrest for ideas). Id say go for the cosmetology because it covers EVERYTHING!!! & Stay for the extra semester / quarter for the instructors licencing add on! This way they can teach cosmetology! They can open a cosmetology / barbering SCHOOL. You can take a old house & turn it into a plushed out spot! A lotf!!! Shit they / you can own. Look for store fronts with apartments above them if possible.... or commercial space you can also convert to a live work space! this way you kill 2 birds w/ 1 stone!!! they are property owners & business owners. They only pay out operating expenses. Retail of products...... ( pay taxes on that) products they develop using essential oils / she butter / coco butter ( open market / side income stream) how to vids..... this is shit ive LEARNED. Then duplicate it!

I fucked up in the game with not having a real plan. All i wanted to do was be the man! lmfao...... I was young! I got what I asked for & then some but w/ no real mentor / guidance in the game. The money comes like dope money! The pussy that comes with that type of money energy follows! The parties, drugs, strip clubs, sex clubs, regular clubs, spots to eat, after hr spots, mufukkaz that love you for what you do & not you, niggaahz that want to be ya friend cause you know ALL the fly bitches, some famous, getting in spots free, never waiting in line...... fuckin bitches you wouldnt be fuckin if you wasnt wicked with a razor blade & a make up brush! Rolmfao.

My 3rd time up to the plate will include the xtream lashes & the microblading ( eyebrow application akin to tattooing) ( scrool thr the post..... I posted the fees for the service!) you have to be a cosmetologist or estitichain to do it. The thing is to get on the movie sets doing it! once you get in the union / get ya sag card... you on the NEXT NEXT NEXT level with it! ya paper game is on a whole different level! The movie / tv show / black hollywood in atlanta needs barbers to be on set.... shit is a hustle... but!!!! maaaaaaaaan! the exsposure & where it can take you!!! Dealing with flaming faggots of all levels will be unavoidable. Not just in black hollywood but in the hair business period! Its a rare occassion that you can make it thru a "level" of the game without the stamp of a homo! Thats just how it is to some degree.... I dnt know any drug dealers who dont sell drugs to homos. Ijs. Money is money! A lot of times.... you have no idea you dealing with a gay / bi lesbian, they hide better than those dl dudes. they identify w/ the lgbtq community because they are apart of it, thus they move with their money like the rest.... you can loose a lot of fine ass women that would otherwise spend their money with you. ijs shit you need to think about especially if you ever want to do video / movie / play / photo shoot / set work..... or personal make up artist wk.


if you do makeup & you are a straight black man..... you have to be just as good or better than the best gay male artist or group of artist! They hold the stamps you NEED for those jobs working with artist directly or being placed on a call list with certain casting ppl who would otherwise not know or fuck wit you. once they know you really about ya business & they have no wins fukin wit you, they wont fuk wit you anymore.... some will help you get jobs & tell you who not to fuk wit & what to charge. They also have a wealth of information / tips/ tricks for doing make-up. You have to actually spend time in a working environment with them sharpening your sword. Doing make up is just like being a graffiti artist but you sung makeup & flesh of different colors & textures. You cant learn how to master than in a classroom. Shit aint gonna happen. These gay dudes master HOW to LOOK like women so when they use their skill set to make REAL women look better.....$$$$ so you have to be willing to learn / be taught. Lotta time standing around listening to the bullshit... lotta shit you gotta blank stare niggaahz on... for a while anyway. but its worth it!
A bitch is sick if I kick her to the curb! she gotta find a new hair stylist, make-up artist, & eyebrow artist.... on top of some new dick & a man that can cook! ask any woman what she would do IF: the man she was with for a few years was also the same man her hair stylist, make-up artist, & eyebrow artist & broke up with her & totally cut her off! she'd throw up! fuk what these nggaahz talkin about!

Bump first page

 

[Adam Knows]

4 people away from being able to report to Transunion

 

[Adam Knows]

here's the beauty that ends all... just finished this and we got our approval just 10 minutes ago. Also doing "no credit check financing" now with a 3rd party lender.

i have a 300k monthly limit, with max financing of 5,000.00 (min of 60 deals a month) for 12 months to customers for products/services. The original idea was for offering financing options on the computers off the site, but i can use this above and beyond that. i also have a 100 mile radius exlcusitivy in cleveland ohio and 100 mile radius of duluth georgia

that equates into:

financing home repairs/upgrades
cars
rims
electronics
event financing
etc. etc.....


all while charging a service fee on top of that.

show u an example of how that finance program i do now is working

 

[Adam Knows]

a video i did showing exactly what i do...

a lot of fuckboi's saw my post this morning and of course started crying over it so i'm posting this in both threads because the info will be appreciated over here give it a moment cause it's uploading now. at the time of posting it's got 50 minutes to go

 

[Adam Knows]

those of you who thought about jumping into offering no credit check financing here is the company i use. be forewarned the requirements are extreme, have to show over 1.5 million in revenue, provide proof of a verifiable commercial address, business tax returns, basically the kitchen sink, and drop 10k into their payment/loan verification software/hardware. Right now i'm approved up to 170k a week from the original 300k a month limit

http://marlinpayments.com/

 

[comment101]

something we started, didn't want to put it out there until it was finalized and ready.

me and a friend started a "credit reporting service". since i have a retail site now built and ready to upload, what it involves is putting up bullshit products that no one would ever buy and set up it up as if everything is purchased on a finance program. Membership varies from 15.00 a month to 45.00 a month. You're not buying shit, you are basically paying me every month to report to equifax that you are paying on a revolving credit line, that credit line is based upon what membership package you sign up for. We continue to report to the credit bureau as long as you pay the membership fee when you end it we simply stop reporting. when i get 100 people in it then i can offer to report to trans union for 15.00 more a month to any package. Basically getting paid to pay a girl to sit there for maybe 2 hours a month to input payment history. Avg bring in monthly i predict is $7000.00 all profit.

no i don't want any of you to sign up we have enough people on a list already waiting wednesday for it to launch, and we have dozens of car lots and other places that are sending us customers for it. \

you can do it too, it's not a competition thing, actually the more people that offer that type of service the more people can buy to boost there credit. that's how we built our credit scores up we all reported on each other

LOL...Can i be the first to tell you what you're doing is illegal? LMAO

 

[Adam Knows]

LOL...Can i be the first to tell you what you're doing is illegal? LMAO

nope, you're not the first....

and no it's not illegal. this has been going on long before we started and more will do it afterwards...

some examples:

https://netfirstplatinum.com/a/pg3_app.php

http://creditcardforum.com/blog/net-first-platinum-card-a-scam/

Is Net First Platinum Card a Scam? Here’s The Truth
You are here: Home / Is Net First Platinum Card a Scam? Here’s The Truth

by CreditCardForum Staff
People are often quick to automatically label various subprime cards designed for those with bad credit, a “scam” and “ripoff”. Those reviews may or may not be accurate depending on whether the person writing the review has personal experience with the product and the nature of their grievance. So, what’s the honest truth about these types of cards?
An example of an offer that receives a lot of negative reviews online is Net First Platinum. Is it a legitimate credit card offer? You will certainly see a lot of complaints posted in reviews and forums by consumers, as well as a couple glowing reviews by websites just happen to advertise Net First Platinum, so who’s to be believed? Is it a real credit card?

Their dirty little secret…They tell you that you will get a “guaranteed $500 unsecured credit limit” with no credit check. But if you think that’s for a credit card with a $500 limit, think again. “Net First” is not a bank and they’re not even offering you a real general purpose Visa/MasterCard/AmEx/Discover card.

What they’re actually providing is a line of credit that you can spend only one place; thehorizonoutlet.com. This is a website they own which sells drastically overpriced merchandise. That probably wasn’t what you were thinking it was, right?

But do you think this $500 line of credit they tout at the top of the application is free? Not quite…

• $24.95 per month fee: They charge you this for a so-called “benefits” plan as soon as you activate the card. The benefits in my opinion are just a bunch of hot air and aren’t worth the paper they’re printed on.
• You might be overpaying for merchandise big time: I can’t tell you exactly how much their items costs since you need an active account to login to the store. But based on the reviews I’ve read, the prices sound excessive and on top of that there are ridiculous shipping fees and processing fees which are tacked on. Long story short, it’s almost a certainty that you could buy the same merchandise a lot cheaper elsewhere (like Walmart, Big Lots or online through Amazon.com). So sure, you’re getting $500 worth of spending power, but what’s the real retail value of the stuff you’re getting in return? Probably significantly less than that.

Here’s a summary of the card’s fees:

Net First Platinum card fees
Monthly membership fee $24.95
Card-issuance fee $5
Late payment fee $20
NFS check fee $25
Is this a sucker deal?
In a nutshell, yes, since you’re paying $239.40 per year for the ability to buy up to $500 in overpriced merchandise that also comes with excessive shipping and processing fees. Worth it? Big fat no!

Now in defense of Net First Platinum, they don’t explicitly claim to be an actual credit card. At the top of their website they have a so called “pre-acceptance disclosure” which outlines how their program operates. But it doesn’t seem like that they actually want you to read this because the text is exceptionally difficult to read: it’s placed over a striped grey background and they only show a few lines of text at once. In order to read it you will have to do a lot of scrolling and eye squinting. But sure enough, they tell you the truth in this disclosure that they’re not a bank (the blue highlight was added by me):

That explains why I wasn’t able to find Net First Platinum bank when I searched online through Google. It’s a name that sounds like a bank, but it is one! Neither is it a credit card issuer or any other type of lender. It’s just a random company that has it’s own line of credit with a bank somewhere and they’re jacking up the cost of funds to unsuspecting consumers that don’t realize they have other options.

Since they’re not technically a credit card, apparently that excludes them from having to show the Schumer box, which is the clear black and white table of fees and interest rates you will see on real credit card applications.

Yes, they do tell us the fees, but they do so in a very confusing way. In addition to the hard to read font and excessive scrolling, after reading it more than once I don’t understand exactly what circumstances each of the fees is charged.

For example, they list the “Outlet Store Delivery Signature Verification” fee of $2.50… but when is that charged and why would my signature have to have verification?!

Another confusing fee is the $6.00 monthly maintenance fee. Next to that, they say this fee is waived for all active Net First Platinum card services members. Okay, but then what exactly is an “inactive” member who would be charged this fee? With their explanation, I don’t understand. By the way if you are totally annoyed by the tiny scroll box like I am, I found an alternate link where you can read the full disclosures without scroll. Unfortunately it still has a busy background so it can still be difficult to read: https://netfirstplatinum.com/terms.php?s=NF

Actions speak louder than words
Since their words are buried in obscure hard-to-understand fine print, let’s just take a look at their actions. I’m talking about the way they actively choose to market this credit card.

If they want to be honest and forthright, then why do they call it the Net First Platinum card in the first place? Wouldn’t a more consumer-friendly description be to simply call it an online store line of credit? Obviously when they call it a name like “Platinum” many people such as myself are led to believe it must be a real credit card, since that is a word you often hear associated with such.

Since this is the only thing the card can be used for – buying at their website – they really should be putting that in a huge font so people clearly understand that. In my opinion it is misleading to put it in a tiny font like that which is easy to overlook.

If they actually have a customer service department I would be surprised but I haven’t determined this by trying to call yet.

Does it really report to credit bureaus?
Playing devil’s advocate for a moment and coming to their defense yet again – it really does report to a credit bureau. But they don’t really tell you much about how that works. They say they report “to at least one major credit bureau” but don’t openly disclose which credit bureau that might be. I suspect it’s not one of the three major credit bureaus – Equifax, Experian or TransUnion.

Obviously if you are trying to build or rebuild credit it is useful to have accounts with a positive payment history reported to the bureaus. But there’s no point in paying so much to do so, especially when it’s not even a real credit card you’re getting in return.

With secured cards, you can put up a fully refundable security deposit of as low as $200 even if you have an awful credit score and history. In return, you will get a real Visa or MasterCard with a reasonable annual as low as $29. Wouldn’t you rather pay that and get a real credit card instead of this pathetic excuse for a credit card? Check out these secured MasterCards that I recommend for rebuilding credit.

2016 Verdict: Scam or not?
Technically speaking, the Net First Platinum is not a “scam” since they do give you exactly what they tell you they (in 8 point type, though). What they’re doing is completely legal, so it’s not accurate for the various online complaints and reviews to label the product as such.

That being said, just because it’s a legitimate company, it does NOT mean their offer is a good deal. In fact, it’s really a terrible deal for the average consumer. Wait, I hate even using the word “deal” to describe it because you’re not getting any type of deal whatsoever. Just steer clear of the Net First Platinum’s merchandise line of credit. Instead, almost any of the real credit cards for bad credit will be a better idea in my opinion.

there are lots of places that offer the same thing i'm doing and have been doing so for years

if you want the details from someone other then me, here:

phone number: 1-800-251-6144

 

[Adam Knows]

what i did was did away with the bullshit net first platinum does. there's no deception in what i do versus what they do. they would get even more customers if they explained it that way. Since i h ave a product that is physical i can use that as a product but to actually use the financing as such would be ridiculously overpriced so that's not even brought up. AND if someone just had to buy something, then i'd bump them into my actual finance program so they can get whatever they want

but yeah there's a whole other thread where they tried to prove what you just said, but that bunch of niggas didn't have enough of brain between the 7 of them to get it right.

 

[comment101]

what i did was did away with the bullshit net first platinum does. there's no deception in what i do versus what they do. they would get even more customers if they explained it that way. Since i h ave a product that is physical i can use that as a product but to actually use the financing as such would be ridiculously overpriced so that's not even brought up. AND if someone just had to buy something, then i'd bump them into my actual finance program so they can get whatever they want

but yeah there's a whole other thread where they tried to prove what you just said, but that bunch of niggas didn't have enough of brain between the 7 of them to get it right.

I think what people are getting at are two things. Your business is both ethically and legally wrong. Your business is ethically wrong because you're reporting something that doesn't exist. Its basically a figment of the issuers imagination. There's no real credit line because you dont have one to give out. This makes it wrong because there are lots of people out there busting their ass to build up their credit.

Now on a legal premise, the fact that you saying you're "doing away with the bullshit like Net First Platinum" is most likely where your business is ILLEGAL. I could be wrong but i believe you need to AT LEAST sell something, be it overpriced or not. You can't just be out here giving people imaginary credit lines and charging them for it. Other companies that do this actually have a service. Take Fingerhut for example. Everyone knows things on Fingerhut are overpriced but they'll give anyone a credit line at 25.99% APR. They have a business model, you kind of dont. Your business is more of a grey area, hide so the cops don't hear about it kind of business.

Hey, i could have missed something, but if your business is exactly what i've read, then you better hope someone doesn't report you to FINCEN. It's going to look like you're laundering money and using bogus credit lines to cover it up.

 

[Dannyblueyes]

I get a snitch fee from the IRS for ratting people out when they work under the table. You would be surprised how easy it is to find these folks

 

[Adam Knows]

I think what people are getting at are two things. Your business is both ethically and legally wrong. Your business is ethically wrong because you're reporting something that doesn't exist. Its basically a figment of the issuers imagination. There's no reason credit line because you dont have one to give out. The makes it wrong because there are lots of people out there busting their ass to build up their credit.

Now on a legal premise, the fact that you saying you're "doing away with the bullshit like Net First Platinum" is most likely where your business is ILLEGAL. I could be wrong but i believe you need to AT LEAST sell something, be it overpriced or not. You can't just be out here giving people imaginary credit lines and charging them for it. Other companies that do this actually have a service. Take Fingerhut for example. Everyone knows things on Fingerhut are overpriced but they'll give anyone a credit line at 25.99% APR. They have a business model, you kind of dont. Your business is more of a grey area, hide so the cops don't hear about it kind of business.

Hey, i could have missed something, but if your business is exactly what i decided, then you better hope someone doesn't report you to FINCEN. It's going to look like you're laundering money and using bogus credit lines to cover it up.

i am selling something. that credit line is only eligible for the products on my site, but like net first the stipulations are to the point it's not worth buying so people still maintain a line and it's reported that the line is maintained.

www.maxxxcomputers.com

when i said i'm doing away with the bullshit net first platinum does, they charge unnecessary fees on their customers on top of everything else instead of charging a flat out rate.

i mean do the homework on the subject and how that many other companies do it and get back to me. i used fingerhut as an example at one point but that was a poor choice. net first platinum/horizon financing are more accurate representations since that's what we modeled after.

unethical? maybe, but so is ripping a fetus out of your gut so you don't have to bear the responsibility of raising a child. illegal? not at all. the last person's argument on this was i needed a bank. as it was explained in the article, no you don't for financing your own products. and if i did guess what, i have one.

no different then buy here pay here lots reporting, most furniture stores that do no credit check financing, places like rent a center and aaron's, you get the idea.

 

[Adam Knows]

and the benefit?

what if you went and did it yourself (offering the service) as well as 3 other people did it too.

you trade up customer databases and offer the same thing financing your products. shit have you seen what net first sells? bullshit like coloring books and fuzzy pens when all's said and done cost 300 bucks. so of course nobody's buying

but if my customers signed up to be your customer as well and at least one other person to do it, would you agree the benefit would be in their favor multiple lines reporting like that? especially those with negative or no credit?



granted, anyone with a brain should just go get a secure credit card, but most don't have the money to pay what's needed up front and cant' get approved for store credit cards but doing this for say 6 months, would you agree they would be able to do those things after the fact?

 

[Maurice]

Anybody using their own merchant account to sell on eBay? I cant use PayPal but I have two merchant accounts one for products and one for high risk. Do your sells decrease when not using PayPal?

 

[Adam Knows]

Anybody using their own merchant account to sell on eBay? I cant use PayPal but I have two merchant accounts one for products and one for high risk. Do your sells decrease when not using PayPal?

yeah i stopped using paypal a while ago because they don't honor my warranties and give customers too much power cac's would buy a 3000.00 computer and 5 months later want to try and return it because they got a virus, or when people use paypal finance they can return at any point of financing even if it's years later.

no i still keep my same ranking and sales have not fallen off only because of the positive feedback already set and the fact i have the best prices. i use them on 6 different ebay accounts

 

[Adam Knows]

ebay can and will fuck with your rankings if you don't use paypal though so be forewarned. i guess it depends on what you are selling and your ranking.