HEs right! I work for Discover and when collections try to talk to retards they get so frustrated they say fuck it........mark his account and thats it LOL!!!!!!!!
How to clean up your credit report (GUARANTEED)!
- Thread starter badboyyawdie
- Start date
HEs right! I work for Discover and when collections try to talk to retards they get so frustrated they say fuck it........mark his account and thats it LOL!!!!!!!!
Thankyou!
What agency you work for?
Ole lying ass nucca! I could have said I went to the zoo and shitted on dr. truths ole chimp lookin mom and there would be some nicca saying. Naw Nicca I work for the zoo, dr truths mom live wit some lady who feeds her lobster and xanax!
I dont work for an agency, i work for a credit card company, in the risk management department. Im the nigga reducing credit lines and closing accounts and shit. Before risk management was real relaxed because the companies were making money hand over fist and they didnt care about writting off debt but now the tables have turned. the only company that was profitable in the industry was AMEX, they finished the 4th quarter in the black. Some credit cards companies like Visa and Master card are desperate to collect money which is why you can call your visa credit card and say im going to close my account unless you lower my apr, they will lower it to the bare minimum because they are desperate. Amex did the opposite, they raised it and a pretty set on their decisions. One word of advise, when you get a credit card read the cardmember agreement in full because that is where they get you. For example niggas doing cash advances on their credit cards, the rule is when you revolving two balances(merchandise and cash advance) when you send in your payment is first gets applied to what ever has the lowest apr(usually merchandise)so if you sitting here making minimum pymts, you cash balance never goes down and keeps incurring interest.
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