i got one in 23 after my transmission went out in my nissan. payments are 450 but it just feels some kind of way after you haven't had a car payment in like 5 years...lol.
Do you have car note?
- Thread starter carsun1000
- Start date
Haven't had a car note in over a decade. When I did have one, I felt like I got ripped off because the interest rate was 8%. I paid about $600 a month. Paid it off early. I've got two Toyotas. An SUV I bought and a Camry I inherited. SUV has 250K miles on it. Camry has 150K. No problems with either one. I may buy a retirement car but I'm done with car notes.
Yep, that's what I did with my house. Now I just gotta pay ME back at .75% interest.
fuk that.. i got a note and make the last payment this month. had that bitch for 5yrs but no issues. I don't got it like that to drop $40k+ on a new whip. I could afford my payments, made them on time and now i'm a bout to be note free for the first time in 5yrs. CROWN ME!!
Now take that same car payment money an invest into an ETF.
you could total it....... and that money is gone..
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When you’re no longer working hard but working smart. I’ll leave you with this quote.
Money is a bad master, but an excellent servant.
– Francis Bacon
Don’t have a note, I always like old cars… so my having a note is less likely.
I just love finding a whip that been sitting up in a yard, that need a water pump or tune up or fuel pump…
Spend 2 racks to buy then less than $500 to fix
But that new Cadillac Escalade is serious….
I just love finding a whip that been sitting up in a yard, that need a water pump or tune up or fuel pump…
Spend 2 racks to buy then less than $500 to fix
But that new Cadillac Escalade is serious….
Fools are paying the price of 10 car notes for 2 cars. Niggas. 
I got a 2018 F150 sitting big for $500/ month, it will be paid off next year. Everyone thinks it's a Lariat.
first ima stack it for about 6-12month and then ..
That's when you need to get a hobby,travel,do some shit you always wanted to do that's free,take a class,try growing weed.
Anytime you want.
If it's a car that makes you happy fine.
If it's something else ir just growing a nest egg that's ok too.
I've had almost new and new and as soon as you get the first dent you're mad like...I gotta pay full price plus interest for something that's not new anymore.
I want a Hellcat I ain't gone lie.
Right... That's the dealership. Fuck them.
The question was is there a downside to using cash.
If you can afford to pay cash, there is no downside to the consumer.
The downside all depends on the person and their mentality.
If a person invests in other ventures. Then the downside for paying for a car in cash is that money's gone when they could've used it in other avenues to make money .
Assuming that they have a low interest rate to finance the car. There's other downsides but that's just one.
i would fuck wit the Durango Hellcat,.....but not the car.....
Just paid mines off.. feels like I have extra money every month
What changed
i've seen the 2023 model...........not sure if there is a 2024.
Gotta be a great feeling
Bitch need ta make one more bad decision and give me some pussy
I haven't had a car note since 2009.
I don't have a car, or a house note.
It's a great feeling to be debt free.
I don't have a car, or a house note.
It's a great feeling to be debt free.
Honestly after 3 years of paying 550 a month…this is my 3rd month…Just having a extra 1600 dollars sitting in my account feels good
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