1600 and 1400 in car notes in this economy? Shiiiiit…I’d buy a Toyota Tercel if they still make em..social status is quite expensive for these two.
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1600 and 1400 in car notes in this economy? Shiiiiit…I’d a Toyota Tercel if they still make em..social status is quite expensive for these two.
O hell naw. My maxima is paid off, but I was only paying like $450 a month with a rate of 2.7%.
I wonder what their credit score is?
Shit, the only reason I have a car note now is because my 2004 F150 blew the motor. Just didn't make sense to pay 7K for the motor and install on an '04.It's been years since I've had a car note.
She went in there and signed anything to get what they wanted.
Husband used her for her better credit lol
Two American-made cars that even when they do pay them off won't last for long after you get done paying them off. There will be so much and repair bills that you'll go broke on that shit too.TWO FOOLS!!!!!
Plus, it's hard to sell those high end trucks now, so they are not worth as much as they used to be on the used market. They are fucked up in both those vehicles for YEARS!!!!!
14% too!!![]()
Camry’s the goats of cars. My boy had a Camry and put 400K miles on that bitch. Them joints last forever loljust imagine the insurance and fuel payments!!!! She has a fake tan, fake dyed hair, filter, and fake lips. She isn't living in reality. I know people like them and I don't know how they make it. 2 years ago I paid my diesel truck off and it was nice to not have a car payment. Recenlty bought a used Toyota Camry because I wanted a sedan. Car note around 300 bucks and I'm happy as heck. Folks gotta stop being slaves to car payments.
Camry’s the goats of cars. My boy had a Camry and put 400K on that bitch. Them joints last forever lol

Nissans too. We put a little over 410K on our Quest.Camry’s the goats of cars. My boy had a Camry and put 400K miles on that bitch. Them joints last forever lol
If your APR is high yes since you’re just borrowing from your 401k not a withdrawal. You’re essentially paying yourself back. My wife did that when we remodeled our main crib.Would you say it’s smart to borrow the money from your 401k or 401a and pay the car off 100% and repay the loan with your paychecks ?
I wouldn't do that. Too much room for error. One of the Techs at my job borrowed from his to buy a used truck, against my advice, and 4 months later he quit for a higher paying job, and a few months after that, he got fired from that job. You know what they say, advice is only as good as the person you give it to.Would you say it’s smart to borrow the money from your 401k or 401a and pay the car off 100% and repay the loan with your paychecks ?
Yup. That’s all I’ve driven and my last maxima had 210 K miles on it before I traded it in. Everything stopped working on it lolNissans too. We put a little over 410K on our Quest.
Not that I see.is there a downside to buying a car in full and not having a note?
is there a downside to buying a car in full and not having a note?
Not that I see.
No interest and a little more bargaining power when buying.
is there a downside to buying a car in full and not having a note?
i see, but wouldn't that money go into the vehicle anyway (eventually), and you'd end up spending more if you don't depending on the interest rate.You could make an argument that you are taking a sizable amount of cash and dumping it into an depreciating asset. That money could be used for other purposes.