You grew up with Alvaro and considered him a close friend, and for the most part you felt he always had your back. So when he told you that he was in "dire straits" financial and needed to borrow $500 you didn't hesitate to loan him the money (since he had helped you out in the past).
The only problem was trying to "connect" with him since he worked over night and had odd hours. He suggested that if it would be a problem that you could come out to his apartment in Brownsville (a section in Brooklyn) and leave the money with his sister, Elba (they share the apartment).
You and Elba have an interesting past because while you found Elba attractive there were 2 problems with getting involve with her. The first problem was that it didn't feel right "fooling around" with Alvaro's sister because you and him were such good friends.
The second problem was that Elba was the type that would "kiss and tell," and you valued being discrete. Elba would give her girlfriends "blow by blow" details of what was done, how it was done, etc (you accidently heard her talking to her friends when you were in the house a few times).
So, you get on the train and ride out to Alvaro's apartment and you end up talking to Elba for hours and by the time you're ready to go she tells you that you might be waiting in the train station for an hour or more because they run slow after midnight. Elba suggest you can stay the night and sleep on the couch in the living room.
You're okay with that but you just wish Elba's titties would stop playing "peekaboo" with you because she's starting to look tempting.