...I could be wrong, but this tells me you aren't investing on ANY level yet, however, you have a decent amount of cash to invest.
If true, then I recommend first setting up a legit, long term INVESTMENT account or Roth IRA with a few index funds or ETFs that track the market. THEN take that other small percentage of cash THAT YOU CAN RISK LOSING and set up a TRADING account (options, day / swing trading etc.).
There's a big difference, but keep researching and analyzing your own situation to determine what's best for you. If you're looking long term lemme know and I'll recommend some decent ETFs..