How do I get a prepaid debit card?

I guess that's what they're called. I caught part of this commercial where you get a card and put money on it... "you load it, you control it". It's safer than carrying cash around. You can use this to buy shit off the internet instead of using a credit card, I suppose. Anyone know the commercial I'm talking about?

How do I get one?
 
The commercial you are referring to is https://www.greendotonline.com

You can purchase the card at any local walgreens, walmart, CVS, and alot of other stores. The card itself costs $20, you can load money on it buy purchasing what they call a money pack, again you can get these at teh same places, but each money pack costs $4.95 plus what ever you want loaded onto the card. Once the money is on the card you can use the card like any regular debit/credit card.
 
I recommend getting a Secured Credit Card from a bank IE. Bank of America.
At least they will report to your credit agency and will help your credit score. Eventually they will free up that money and make it an actual credit card.

:yes::yes::yes::yes::yes::yes:
 
I use www.netspend.com even though I have accounts with Wamu and B of A.

If you use direct deposit, it hits a day earlier than is normal for banking institutions and they have balance alerts that can be e-mailed and/or sent to your mobile phone.

You can apply online and you're billed 9.95 for the card. Thereafter you will be charged 1 buck per transaction and 2 bucks for withdrawing your money.
 
I use www.netspend.com even though I have accounts with Wamu and B of A.

If you use direct deposit, it hits a day earlier than is normal for banking institutions and they have balance alerts that can be e-mailed and/or sent to your mobile phone.

You can apply online and you're billed 9.95 for the card. Thereafter you will be charged 1 buck per transaction and 2 bucks for withdrawing your money.


Yeah... but watch out for those fees... they can add up on you pretty fast..
 
Netspend is great for online transactions but they rape you with the credit and debit charges so spend a lil extra so you get unlimited usage monthly.
 
Yeah... but watch out for those fees... they can add up on you pretty fast..


I only use it for partial direct deposit so that I have cash a day early. That way I only make one withdrawal. My company's payroll can split direct deposit into 3 accounts so that works out perfect for me.
 
I recommend getting a Secured Credit Card from a bank IE. Bank of America.
At least they will report to your credit agency and will help your credit score. Eventually they will free up that money and make it an actual credit card.

:yes::yes::yes::yes::yes::yes:

Thats exactly what I came into this thread to say!!! I'm suprised I had to scroll this far to read this shit!!!!
 
I recommend getting a Secured Credit Card from a bank IE. Bank of America.
At least they will report to your credit agency and will help your credit score. Eventually they will free up that money and make it an actual credit card.

:yes::yes::yes::yes::yes::yes:

You can get a secured account pretty much anywhere.

Even Wells Fargo will open one up online. You still need to fund it via a debit card, credit card or checking account.
 
isn't a debit card by definition pre-paid? open a bank account and put money in it.

If your name is in Chex Systems or Scan then you cannot open a conventional bank account.

A prepaid debit card is the alternative.
 
I guess that's what they're called. I caught part of this commercial where you get a card and put money on it... "you load it, you control it". It's safer than carrying cash around. You can use this to buy shit off the internet instead of using a credit card, I suppose. Anyone know the commercial I'm talking about?

How do I get one?

Why waste your time with that bull shit... Go open a bank account... Even if you are on check systems you can open an account with Wells Fargo.
BTW... They all charge fees so you are better with a bank that you can go to when you have an issue!
:cool:
 
If your name is in Chex Systems or Scan then you cannot open a conventional bank account.

A prepaid debit card is the alternative.

Wells Fargo has an account that a person like can open. They are not passing on any money... They will open an account for you even if you are not from the US!
:cool:
 
Why waste your time with that bull shit... Go open a bank account... Even if you are on check systems you can open an account with Wells Fargo.
BTW... They all charge fees so you are better with a bank that you can go to when you have an issue!
:cool:

I was going to suggest the same thing Lick.

I understand some people can't get a regular bank issued card if they fucked one up at any bank and owe that bank money.
I went through that briefly when I changed banks and messed around and spent more than I had in the bank on my card. Then ignored the bank notices I owed them 120.00 bucks. :smh:

-VG
 
I was going to suggest the same thing Lick.

I understand some people can't get a regular bank issued card if they fucked one up at any bank and owe that bank money.
I went through that briefly when I changed banks and messed around and spent more than I had in the bank on my card. Then ignored the bank notices I owed them 120.00 bucks. :smh:

-VG
prepaid debit cards are also a great way to conceal your identity when making purchases - Hello Mr NSA and a great way to protect yourself when making online purchases
 
prepaid debit cards are also a great way to conceal your identity when making purchases - Hello Mr NSA and a great way to protect yourself when making online purchases

True but I would NEVER use a debit card to do an online purchase anyway. I'll get the money back but that's MY money, my direct cash!! A credit card is the banks money.

But why conceal your id while making online purchases? Like if you are buying the stuff that show up in plain brown envelopes?

-VG
 
True but I would NEVER use a debit card to do an online purchase anyway. I'll get the money back but that's MY money, my direct cash!! A credit card is the banks money.

But why conceal your id while making online purchases? Like if you are buying the stuff that show up in plain brown envelopes?

-VG
you can use debit cards with credit card insignias as debit or credit

using a debit card as a credit card when purchasing something entitles you to a long list of added benefits that most people dont know about

you can extend your warranty up to an additional 12 months - they will replace stolen items, all kinds of shit
you should read the booklets that come with all master card labeled items

I purchase anything expensive with my bank debit card as a credit card transaction. If something goes wrong and the store acts up I can initiate fraud charges and get my money back- do it as a debit card and NO HAPS

When I use paypal I use my debit card as a credit card - if the online vendor tries to fuck me I dont even have to submit a paypal dispute I could just call up my bank and tell them I was screwed and I didnt get what was ordered they do the investigation and my money is returned- thats if I didnt feel like fucking with paypal - that shit happens all the time which is why cats on here complain about having their paypal accounts locked or fucked up cuz someone filed a dispute or called their bank

Thats also why paypal always defaults any payments to your linked bank account unless you tell them otherwise multiple times


Why conceal your id when making online purchases? Maybe because hundreds of millions of people's identities are all in those bank and store databases and they get stolen everyday.

If you've used your credit or debit card with your real personal information at any tj maxx, marshalls etc store for the past few years until this past christmas your shit is took. Your name, addy, phone number, card number etc.

every single washington mutual customer has been switched from visa to mastercard because of identity theft at the company that processes ALL CREDIT CARD PAYMENTS FOR ALL STORES AND RETAILERS in 2006- it was a place in Atlanta

I have the link somewhere to the list of all consumer information thefts reported to this national organization - shit is long as fuck


People hack shit like Amazon etc on the regular then blackmail the companies in order for them to keep it quiet.

I know that was long winded - but you dont have to be a bad check writing dude in the market for a plastic vagina to want or need a prepaid debit card
 
www.rushcard.com it is tight I send people to get it all the time

all my homeboys that dead (married) have them now so the hotels and rentals and side bitch gifts dont show up nowhere
 
you can use debit cards with credit card insignias as debit or credit

using a debit card as a credit card when purchasing something entitles you to a long list of added benefits that most people dont know about

you can extend your warranty up to an additional 12 months - they will replace stolen items, all kinds of shit
you should read the booklets that come with all master card labeled items

I purchase anything expensive with my bank debit card as a credit card transaction. If something goes wrong and the store acts up I can initiate fraud charges and get my money back- do it as a debit card and NO HAPS

When I use paypal I use my debit card as a credit card - if the online vendor tries to fuck me I dont even have to submit a paypal dispute I could just call up my bank and tell them I was screwed and I didnt get what was ordered they do the investigation and my money is returned- thats if I didnt feel like fucking with paypal - that shit happens all the time which is why cats on here complain about having their paypal accounts locked or fucked up cuz someone filed a dispute or called their bank

Thats also why paypal always defaults any payments to your linked bank account unless you tell them otherwise multiple times


Why conceal your id when making online purchases? Maybe because hundreds of millions of people's identities are all in those bank and store databases and they get stolen everyday.

If you've used your credit or debit card with your real personal information at any tj maxx, marshalls etc store for the past few years until this past christmas your shit is took. Your name, addy, phone number, card number etc.

every single washington mutual customer has been switched from visa to mastercard because of identity theft at the company that processes ALL CREDIT CARD PAYMENTS FOR ALL STORES AND RETAILERS in 2006- it was a place in Atlanta

I have the link somewhere to the list of all consumer information thefts reported to this national organization - shit is long as fuck


People hack shit like Amazon etc on the regular then blackmail the companies in order for them to keep it quiet.

I know that was long winded - but you dont have to be a bad check writing dude in the market for a plastic vagina to want or need a prepaid debit card

Good info Dawg. However, a bank is always better and $120.00 is not that much to fix. It would be better if the brother just fix that small amount and move on with his life!
Stay up!:cool:
 
I was going to suggest the same thing Lick.

I understand some people can't get a regular bank issued card if they fucked one up at any bank and owe that bank money.
I went through that briefly when I changed banks and messed around and spent more than I had in the bank on my card. Then ignored the bank notices I owed them 120.00 bucks. :smh:

-VG

Fix it my brother... Even if the amount was more it is better to fix that shit so you can move freely with your life... Leave that other bull shit for the poor. They have a ton of shit for the poor that is arranged to nickel & dime their ass to death and separate them from what little funds they do have.
Fix it and move forward!
Stay up!
:cool:
 
Fix it my brother... Even if the amount was more it is better to fix that shit so you can move freely with your life... Leave that other bull shit for the poor. They have a ton of shit for the poor that is arranged to nickel & dime their ass to death and separate them from what little funds they do have.
Fix it and move forward!
Stay up!
:cool:

This happened about 5 years ago and it was fixed. ie, I paid what I owed. I was mostly being lazy about it, it was only 120.00 bucks. But I'm used to my debit card man. Don't leave home without it!

femmenoire Re: How do I get a prepaid debit card?

It's also great for teenagers.

Teenagers need a job.

-VG
 
make lots of money and say fuck credit, debit or any kind of "...it" :yes:
You're leaving ALOT out between "make lots of money" and "say fuck credit....".

Just trying to sound big but not really trying to help are you? :smh:

D-Nice 1 (The Nice One)
 
I don't get it. If you open an account at a bank they give you a debit card, or If you just want to give someone a card visa and american express have refillable cards.
 
you can use debit cards with credit card insignias as debit or credit

using a debit card as a credit card when purchasing something entitles you to a long list of added benefits that most people dont know about

you can extend your warranty up to an additional 12 months - they will replace stolen items, all kinds of shit
you should read the booklets that come with all master card labeled items

I purchase anything expensive with my bank debit card as a credit card transaction. If something goes wrong and the store acts up I can initiate fraud charges and get my money back- do it as a debit card and NO HAPS

When I use paypal I use my debit card as a credit card - if the online vendor tries to fuck me I dont even have to submit a paypal dispute I could just call up my bank and tell them I was screwed and I didnt get what was ordered they do the investigation and my money is returned- thats if I didnt feel like fucking with paypal - that shit happens all the time which is why cats on here complain about having their paypal accounts locked or fucked up cuz someone filed a dispute or called their bank

Thats also why paypal always defaults any payments to your linked bank account unless you tell them otherwise multiple times


Why conceal your id when making online purchases? Maybe because hundreds of millions of people's identities are all in those bank and store databases and they get stolen everyday.

If you've used your credit or debit card with your real personal information at any tj maxx, marshalls etc store for the past few years until this past christmas your shit is took. Your name, addy, phone number, card number etc.

every single washington mutual customer has been switched from visa to mastercard because of identity theft at the company that processes ALL CREDIT CARD PAYMENTS FOR ALL STORES AND RETAILERS in 2006- it was a place in Atlanta

I have the link somewhere to the list of all consumer information thefts reported to this national organization - shit is long as fuck


People hack shit like Amazon etc on the regular then blackmail the companies in order for them to keep it quiet.

I know that was long winded - but you dont have to be a bad check writing dude in the market for a plastic vagina to want or need a prepaid debit card


If you use your bank debit as a credit transaction you won't get charge a fee. But some places (walmart) won't let you use you debit card as a credit transaction to pay your bill, you have to use debit. Also you can withdraw cash from the register when you use your Debit card. I have 3 Debit cards from 3 different banks and like 10 credit cards:smh:. I hardly carry around cash.

:lol: And Yes that was long winded. Whats up Bro
 
I don't get it. If you open an account at a bank they give you a debit card, or If you just want to give someone a card visa and american express have refillable cards.
You can't rent a car using Debit, pre-paid or those Visa/AMEX "gift" cards.

Get a secure bank credit card. Helps to strengthen your credit (provide you're not a dumbass :hmm:) and you can have all the benefits of a credit card without giving back your money in fees and bullshit charges.

They come up with more & more ways to separate Black folks from their money. :smh:

D-Nice 1 (The Nice One)
 
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