UPDATE: Donald Trump Takes Office as the 47th US President
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Tiger will do anything for whyte pussy. He will even be black. For a day.
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The Trump administration on Wednesday moved to terminate the legal status and work permits of nearly 270,000 Venezuelan migrants enrolled in the Temporary Protected Status program, urging them to self-deport from the U.S.
Trump administration to end temporary status of another 268,000 Venezuelan migrants, urging them to self-deport
The Trump administration is seeking to end temporary protections and work permits for nearly 270,000 Venezuelan migrants.www.cbsnews.com
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Was Biden trying to lay a foundation for reparations appointing Dr. Lisa Cook to a 14 year term to the Federal Reserve Board of Governors, which may be why trump is trying to fire her?
By Brenton A. McClanahanBMB Empower NetworkAugust 26, 2025On January 14, 2022, President Joe Biden put forward Cook's nomination for the position of Federal Reserve governor; she received confirmation from the U.S. Senate on May 10, following a 50–50 vote that was decided by a tie-breaking vote...
www.bmbempower.com
Commentary: Why are all these leading Democrats suddenly facing mortgage fraud charges? Guess who's behind it
Bill Pulte at the Federal Housing Finance Agency is hitting Democrats with criminal mortgage fraud charges. Here's why they look ginned-up.
www.latimes.com
Like the White Queen in Lewis Carroll’s “Through the Looking Glass,” I am capable of believing as many as six impossible things before breakfast.
But my credulity is strained past the breaking point by the charges of federal mortgage fraud laid against three leading adversaries of Donald Trump—Sen. Adam Schiff (D-Burbank), New York Atty. Gen. Letitia James, and (most recently) Federal Reserve Governor Lisa Cook, whom Trump claimed to fire for cause Monday.
James is a Democrat. Cook served as deputy secretary of the Treasury during the Obama administration.
— Adam Levitin, Georgetown Law
When she was originally nominated by President Biden in 2022 to complete an unfinished term, she didn’t get a single Republican vote in the Senate. When she was confirmed for a full term a year later, she got a single GOP vote.
What gets me, and should get you, is the flimsiness of these accusations despite how loudly they’ve been bruited about on the MAGA right as though they’re signals of profound moral turpitude on the part of the targets, and how they all originated in the Federal Housing Finance Agency, which is led by Trump acolyte and sycophant William J. Pulte, in private life a big homebuilder.
The important question, in the view of Adam Levitin of Georgetown Law, is who is driving these investigations and levying these accusations, and whether they reflect an “enemies list” Pulte has compiled on Donald Trump’s behalf. I asked the FHFA to respond to Levitin’s questions, but received no response.
Only the president can fire a Fed governor, and only on a showing of “cause.” The accusations are so meager that whether the firing will stand is an open question.
In his firing letter, Trump accused Cook of “deceitful and potentially criminal conduct,” but no evidence has been presented publicly to justify it.
In the federal court lawsuit Cook filed Thursday to challenge her dismissal, she cited Supreme Court precedent defining a “for cause” provision as meaning instances of “inefficiency, neglect of duty, or malfeasance in office, or comparable misconduct”—not the sort of “policy disagreements” animating Trump’s attacks on the Fed and certainly not the “unsubstantiated allegation of private misconduct” Pulte lodged.
The accusations against Cook and the other targets involve occupancy misrepresentations — occupancy fraud, if you like. Specifically, Cook, Schiff and James are accused of falsely telling mortgage lenders that the loans in question were for their primary residences.
The idea is that they may have received a break on the loan terms — a lower down payment required, or a lower interest rate charge — because lenders think kindlier of borrowers for primary residences.
But none of the public accusations from the FHFA specify what, if any, financial advantages were received by the targets.
Occupancy fraud is a fairly low-level problem for mortgage lenders, which tend to judge the creditworthiness of borrowers more on such factors as the borrowers’ income and the value of the property versus the loan amount, and on the borrowers’ credit history. Moreover, the specifics of each case are amazingly weak.
And it’s unlikely that they’re the result of random audits of FHFA loans, as Levitin observed in relation to the Cook case.
“No one ever goes back and examines loan applications on performing loans for occupancy fraud; that would entail expenses for no benefit,” he wrote. “Instead, the only way anyone would have noticed a problem with Cook’s loan application is that Pulte, as head of FHFA, directed Fannie or Freddie to pull her application. That is unheard of.”
His reference was to the quasi-governmental firms Fannie Mae and Freddie Mac, which buy and re-market mortgages originated by banks and other lenders. Pulte is the chairman of both firms.
It was a memo purportedly from Fannie Mae’s criminal investigators to Pulte that generated the accusation against Schiff. As my colleagues Kevin Rector and Laura J. Nelson reported, the one-page memo made no allegation of fraud.
The memo notes that all five of the mortgage loans that were its subject already had been paid off before July 14, the memo’s date. There’s no indication in the memo or otherwise that the loans were ever in arrears or in default, or otherwise impaired in any way.
The Fannie Mae memo says that the FHFA inspector general demanded “the loan file and any related investigative or quality control documentation, as well as all other loans associated with...Adam B. Schiff.” (The ellipsis signifies a redacted portion of the memo.) Since there was no prior indication of wrongdoing in relation to Schiff’s loans — a 2023 CNN article on his ownership of two homes concluded that he was “likely not in any legal jeopardy” — where did the initiative for this demand come from?
As the request from FHFA was specifically directed at Schiff’s mortgages, it obviously couldn’t have resulted from a random screening of Fannie Mae loans. That lends strength to Schiff’s contention that the accusation “is just Donald Trump’s latest attempt at political retaliation against his perceived enemies. So it is not a surprise, only how weak this false allegation turns out to be.”
I asked FHFA who at the inspector general’s office demanded the files, what was the reason for the demand, and whether Pulte played a role in the demand. I received no response.
In terms of their effect on the targets’ reputations, the accusations have hit their mark. All three targets have had to respond through public statements and the hiring of legal counsel. James has said she “will not be intimidated by bullies — no matter who they are.” She called the allegations “baseless” and “nothing more than a revenge tour.”
James, it will be recalled, won a verdict in state court last year that Trump had committed, ahem, mortgage fraud. A New York appeals court last week reversed the $465-million judgment imposed by the trial judge, but let the fraud conviction stand. The case seems destined to go to the state’s highest court, the Court of Appeals.
Schiff has been one of Trump’s most obdurate adversaries in Congress, first as a representative, and as of this year, as a senator.
The febrile commentary by Pulte and the MAGA faithful about the accusations against Cook and the others make them indistinguishable from partisan smears. On X, Pulte posted the criminal referral letter he sent Atty. Gen. Pam Bondi about Cook. A few days later, he tweeted: “Lisa Cook is cooked.” Then he gave the game away by tweeting, “I believe the President has cause to fire Lisa Cook.” That was their goal from the start, they just needed time to dredge up a pretext. Never mind that the Department of Justice hasn’t said whether it will prosecute Cook, that the accusations haven’t been proven and whether they rise to the level of a fireable cause is wildly improbable.
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Michael Hiltzik
Business
Trump has moved to fire Federal Reserve Governor Lisa Cook for supposed mortgage fraud. But the accusations against her are flimsy indeed.
(Ken Cedeno / Associated Press)
By Michael Hiltzik
Business Columnist Follow
Published Aug. 26, 2025 Updated Aug. 29, 2025 2:34 PM PT
Like the White Queen in Lewis Carroll’s “Through the Looking Glass,” I am capable of believing as many as six impossible things before breakfast.
But my credulity is strained past the breaking point by the charges of federal mortgage fraud laid against three leading adversaries of Donald Trump—Sen. Adam Schiff (D-Burbank), New York Atty. Gen. Letitia James, and (most recently) Federal Reserve Governor Lisa Cook, whom Trump claimed to fire for cause Monday.
James is a Democrat. Cook served as deputy secretary of the Treasury during the Obama administration.
— Adam Levitin, Georgetown Law
When she was originally nominated by President Biden in 2022 to complete an unfinished term, she didn’t get a single Republican vote in the Senate. When she was confirmed for a full term a year later, she got a single GOP vote.
What gets me, and should get you, is the flimsiness of these accusations despite how loudly they’ve been bruited about on the MAGA right as though they’re signals of profound moral turpitude on the part of the targets, and how they all originated in the Federal Housing Finance Agency, which is led by Trump acolyte and sycophant William J. Pulte, in private life a big homebuilder.
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The important question, in the view of Adam Levitin of Georgetown Law, is who is driving these investigations and levying these accusations, and whether they reflect an “enemies list” Pulte has compiled on Donald Trump’s behalf. I asked the FHFA to respond to Levitin’s questions, but received no response.
Only the president can fire a Fed governor, and only on a showing of “cause.” The accusations are so meager that whether the firing will stand is an open question.
In his firing letter, Trump accused Cook of “deceitful and potentially criminal conduct,” but no evidence has been presented publicly to justify it.
In the federal court lawsuit Cook filed Thursday to challenge her dismissal, she cited Supreme Court precedent defining a “for cause” provision as meaning instances of “inefficiency, neglect of duty, or malfeasance in office, or comparable misconduct”—not the sort of “policy disagreements” animating Trump’s attacks on the Fed and certainly not the “unsubstantiated allegation of private misconduct” Pulte lodged.
The accusations against Cook and the other targets involve occupancy misrepresentations — occupancy fraud, if you like. Specifically, Cook, Schiff and James are accused of falsely telling mortgage lenders that the loans in question were for their primary residences.
The idea is that they may have received a break on the loan terms — a lower down payment required, or a lower interest rate charge — because lenders think kindlier of borrowers for primary residences.
But none of the public accusations from the FHFA specify what, if any, financial advantages were received by the targets.
Voices
Occupancy fraud is a fairly low-level problem for mortgage lenders, which tend to judge the creditworthiness of borrowers more on such factors as the borrowers’ income and the value of the property versus the loan amount, and on the borrowers’ credit history. Moreover, the specifics of each case are amazingly weak.
And it’s unlikely that they’re the result of random audits of FHFA loans, as Levitin observed in relation to the Cook case.
“No one ever goes back and examines loan applications on performing loans for occupancy fraud; that would entail expenses for no benefit,” he wrote. “Instead, the only way anyone would have noticed a problem with Cook’s loan application is that Pulte, as head of FHFA, directed Fannie or Freddie to pull her application. That is unheard of.”
His reference was to the quasi-governmental firms Fannie Mae and Freddie Mac, which buy and re-market mortgages originated by banks and other lenders. Pulte is the chairman of both firms.
It was a memo purportedly from Fannie Mae’s criminal investigators to Pulte that generated the accusation against Schiff. As my colleagues Kevin Rector and Laura J. Nelson reported, the one-page memo made no allegation of fraud.
The memo notes that all five of the mortgage loans that were its subject already had been paid off before July 14, the memo’s date. There’s no indication in the memo or otherwise that the loans were ever in arrears or in default, or otherwise impaired in any way.
The Fannie Mae memo says that the FHFA inspector general demanded “the loan file and any related investigative or quality control documentation, as well as all other loans associated with...Adam B. Schiff.” (The ellipsis signifies a redacted portion of the memo.) Since there was no prior indication of wrongdoing in relation to Schiff’s loans — a 2023 CNN article on his ownership of two homes concluded that he was “likely not in any legal jeopardy” — where did the initiative for this demand come from?
As the request from FHFA was specifically directed at Schiff’s mortgages, it obviously couldn’t have resulted from a random screening of Fannie Mae loans. That lends strength to Schiff’s contention that the accusation “is just Donald Trump’s latest attempt at political retaliation against his perceived enemies. So it is not a surprise, only how weak this false allegation turns out to be.”
Voices
I asked FHFA who at the inspector general’s office demanded the files, what was the reason for the demand, and whether Pulte played a role in the demand. I received no response.
In terms of their effect on the targets’ reputations, the accusations have hit their mark. All three targets have had to respond through public statements and the hiring of legal counsel. James has said she “will not be intimidated by bullies — no matter who they are.” She called the allegations “baseless” and “nothing more than a revenge tour.”
James, it will be recalled, won a verdict in state court last year that Trump had committed, ahem, mortgage fraud. A New York appeals court last week reversed the $465-million judgment imposed by the trial judge, but let the fraud conviction stand. The case seems destined to go to the state’s highest court, the Court of Appeals.
Schiff has been one of Trump’s most obdurate adversaries in Congress, first as a representative, and as of this year, as a senator.
The febrile commentary by Pulte and the MAGA faithful about the accusations against Cook and the others make them indistinguishable from partisan smears. On X, Pulte posted the criminal referral letter he sent Atty. Gen. Pam Bondi about Cook. A few days later, he tweeted: “Lisa Cook is cooked.” Then he gave the game away by tweeting, “I believe the President has cause to fire Lisa Cook.” That was their goal from the start, they just needed time to dredge up a pretext. Never mind that the Department of Justice hasn’t said whether it will prosecute Cook, that the accusations haven’t been proven and whether they rise to the level of a fireable cause is wildly improbable.
Voices
Cook was part of the Fed committee majority that, along with Fed Chairman Jerome Powell, voted against lowering interest rates at its most recent meeting, thwarting Trump’s demand for a rate cut. If he can remove Cook and replace her with a rate-cut advocate, he can put more pressure on Powell to opt for a rate cut by depriving Powell of his majority of supporters on the board. As it happens, the board has been inching toward cutting rates in September already, but its crucial independence from Trump hangs in the balance.
Prior to Trump’s order, Cook signaled her resistance. “I have no intention of being bullied to step down from my position because of some questions raised in a tweet,” she said in a formal statement. “I do intend to take any questions about my financial history seriously as a member of the Federal Reserve and so I am gathering the accurate information to answer any legitimate questions and provide the facts.”
That brings us to the facts of these three cases, as far as they’re known. Legal analyst Jeffrey Toobin recently described the James and Schiff cases as “political hit jobs.” (He wrote just before the Cook case surfaced.)
As Toobin outlined the James case, the accusation is that in 2023, she financed the down payment for a niece’s purchase of a home in Norfolk, Va. In all but one of several documents, she stated that the niece would live in the house; according to her lawyer, on one form she said she’d be the occupant. But the bank could hardly have been misled, given the other documents.
Similarly nugatory paperwork errors are at the heart of two other elements of the case. One form filed in 2001 regarding a Brooklyn brownstone bought for her family listed the property as having five units, but all the other pertinent forms stated correctly that it was four units.
And in the 1983 purchase of house in Queens, New York, James’ father identified her as his spouse, not his daughter, on one form among others that identified her correctly. James’ lawyer says she didn’t benefit financially from any of the errors.
The allegations against Schiff relate to his ownership of two homes, one in Burbank and the second in the Washington, D.C., area. But his dual ownership obviously was known to his mortgage lenders, and he has said that he took the homeowner’s property tax exemption only on the Burbank property.
As for Cook, every claim about her that Pulte has made on social media seems to undermine his position. Last week he posted a fragment of Cook’s federal disclosure form, identifying her three mortgages, all originated in 2021, as a 15-year loan at 2.5% and two 30-year loans at 3.25% and 2.875%.
If these are supposed to have been preferential rates based on the unproven allegation that she obtained them by claiming that they all concerned her primary residence, it doesn’t seem that she got much of a break. In 2021, the average 30-year mortgage rate ranged from 2.79% to 3.05%. (It isn’t clear at what point during the year the loans originated.) The average 15-year mortgage rate never reached as high as 2.5% at any point in the year, so she paid more than the average.
Back in 2014, David H. Stevens, a former federal housing official then serving as CEO of the Mortgage Bankers Assn., told the Washington Post that the paper file for a standard mortgage had ballooned to 200-500 pages. “The likelihood of a minor defect is almost 100 percent,” he said. That reduces the significance of the errors Pulte claims to have found nearly to the vanishing point, especially given the paucity of evidence that Schiff, James or Cook got a financial benefit from any of them.
As the judge in that case noted, the law is not concerned with insignificant trifles. In the Trump case, however, he declared that Trump and his fellow defendants saved tens of millions of dollars. “The frauds found here,” he wrote, “leap off the page and shock the conscience.”
Pulte has defended his campaign against those Trump adversaries with the declaration that no one is above the law, and even these errors are criminal. Is that so? If he really believes that mortgage fraud is a disqualification for public office, why hasn’t he turned his sights on a public official who was adjudicated at trial as a mortgage fraudster on a grand scale. The judge in the Trump case has given him a road map.
But my credulity is strained past the breaking point by the charges of federal mortgage fraud laid against three leading adversaries of Donald Trump—Sen. Adam Schiff (D-Burbank), New York Atty. Gen. Letitia James, and (most recently) Federal Reserve Governor Lisa Cook, whom Trump claimed to fire for cause Monday.
James is a Democrat. Cook served as deputy secretary of the Treasury during the Obama administration.
— Adam Levitin, Georgetown Law
When she was originally nominated by President Biden in 2022 to complete an unfinished term, she didn’t get a single Republican vote in the Senate. When she was confirmed for a full term a year later, she got a single GOP vote.
What gets me, and should get you, is the flimsiness of these accusations despite how loudly they’ve been bruited about on the MAGA right as though they’re signals of profound moral turpitude on the part of the targets, and how they all originated in the Federal Housing Finance Agency, which is led by Trump acolyte and sycophant William J. Pulte, in private life a big homebuilder.
The important question, in the view of Adam Levitin of Georgetown Law, is who is driving these investigations and levying these accusations, and whether they reflect an “enemies list” Pulte has compiled on Donald Trump’s behalf. I asked the FHFA to respond to Levitin’s questions, but received no response.
Only the president can fire a Fed governor, and only on a showing of “cause.” The accusations are so meager that whether the firing will stand is an open question.
In his firing letter, Trump accused Cook of “deceitful and potentially criminal conduct,” but no evidence has been presented publicly to justify it.
In the federal court lawsuit Cook filed Thursday to challenge her dismissal, she cited Supreme Court precedent defining a “for cause” provision as meaning instances of “inefficiency, neglect of duty, or malfeasance in office, or comparable misconduct”—not the sort of “policy disagreements” animating Trump’s attacks on the Fed and certainly not the “unsubstantiated allegation of private misconduct” Pulte lodged.
The accusations against Cook and the other targets involve occupancy misrepresentations — occupancy fraud, if you like. Specifically, Cook, Schiff and James are accused of falsely telling mortgage lenders that the loans in question were for their primary residences.
The idea is that they may have received a break on the loan terms — a lower down payment required, or a lower interest rate charge — because lenders think kindlier of borrowers for primary residences.
But none of the public accusations from the FHFA specify what, if any, financial advantages were received by the targets.
Occupancy fraud is a fairly low-level problem for mortgage lenders, which tend to judge the creditworthiness of borrowers more on such factors as the borrowers’ income and the value of the property versus the loan amount, and on the borrowers’ credit history. Moreover, the specifics of each case are amazingly weak.
And it’s unlikely that they’re the result of random audits of FHFA loans, as Levitin observed in relation to the Cook case.
“No one ever goes back and examines loan applications on performing loans for occupancy fraud; that would entail expenses for no benefit,” he wrote. “Instead, the only way anyone would have noticed a problem with Cook’s loan application is that Pulte, as head of FHFA, directed Fannie or Freddie to pull her application. That is unheard of.”
His reference was to the quasi-governmental firms Fannie Mae and Freddie Mac, which buy and re-market mortgages originated by banks and other lenders. Pulte is the chairman of both firms.
It was a memo purportedly from Fannie Mae’s criminal investigators to Pulte that generated the accusation against Schiff. As my colleagues Kevin Rector and Laura J. Nelson reported, the one-page memo made no allegation of fraud.
The memo notes that all five of the mortgage loans that were its subject already had been paid off before July 14, the memo’s date. There’s no indication in the memo or otherwise that the loans were ever in arrears or in default, or otherwise impaired in any way.
The Fannie Mae memo says that the FHFA inspector general demanded “the loan file and any related investigative or quality control documentation, as well as all other loans associated with...Adam B. Schiff.” (The ellipsis signifies a redacted portion of the memo.) Since there was no prior indication of wrongdoing in relation to Schiff’s loans — a 2023 CNN article on his ownership of two homes concluded that he was “likely not in any legal jeopardy” — where did the initiative for this demand come from?
As the request from FHFA was specifically directed at Schiff’s mortgages, it obviously couldn’t have resulted from a random screening of Fannie Mae loans. That lends strength to Schiff’s contention that the accusation “is just Donald Trump’s latest attempt at political retaliation against his perceived enemies. So it is not a surprise, only how weak this false allegation turns out to be.”
I asked FHFA who at the inspector general’s office demanded the files, what was the reason for the demand, and whether Pulte played a role in the demand. I received no response.
In terms of their effect on the targets’ reputations, the accusations have hit their mark. All three targets have had to respond through public statements and the hiring of legal counsel. James has said she “will not be intimidated by bullies — no matter who they are.” She called the allegations “baseless” and “nothing more than a revenge tour.”
James, it will be recalled, won a verdict in state court last year that Trump had committed, ahem, mortgage fraud. A New York appeals court last week reversed the $465-million judgment imposed by the trial judge, but let the fraud conviction stand. The case seems destined to go to the state’s highest court, the Court of Appeals.
Schiff has been one of Trump’s most obdurate adversaries in Congress, first as a representative, and as of this year, as a senator.
The febrile commentary by Pulte and the MAGA faithful about the accusations against Cook and the others make them indistinguishable from partisan smears. On X, Pulte posted the criminal referral letter he sent Atty. Gen. Pam Bondi about Cook. A few days later, he tweeted: “Lisa Cook is cooked.” Then he gave the game away by tweeting, “I believe the President has cause to fire Lisa Cook.” That was their goal from the start, they just needed time to dredge up a pretext. Never mind that the Department of Justice hasn’t said whether it will prosecute Cook, that the accusations haven’t been proven and whether they rise to the level of a fireable cause is wildly improbable.
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Michael Hiltzik
Business
Why are all these leading Democrats suddenly facing mortgage fraud charges? Guess who’s behind it
Trump has moved to fire Federal Reserve Governor Lisa Cook for supposed mortgage fraud. But the accusations against her are flimsy indeed.
(Ken Cedeno / Associated Press)
By Michael Hiltzik
Business Columnist Follow
Published Aug. 26, 2025 Updated Aug. 29, 2025 2:34 PM PT
Like the White Queen in Lewis Carroll’s “Through the Looking Glass,” I am capable of believing as many as six impossible things before breakfast.
But my credulity is strained past the breaking point by the charges of federal mortgage fraud laid against three leading adversaries of Donald Trump—Sen. Adam Schiff (D-Burbank), New York Atty. Gen. Letitia James, and (most recently) Federal Reserve Governor Lisa Cook, whom Trump claimed to fire for cause Monday.
James is a Democrat. Cook served as deputy secretary of the Treasury during the Obama administration.
— Adam Levitin, Georgetown Law
When she was originally nominated by President Biden in 2022 to complete an unfinished term, she didn’t get a single Republican vote in the Senate. When she was confirmed for a full term a year later, she got a single GOP vote.
What gets me, and should get you, is the flimsiness of these accusations despite how loudly they’ve been bruited about on the MAGA right as though they’re signals of profound moral turpitude on the part of the targets, and how they all originated in the Federal Housing Finance Agency, which is led by Trump acolyte and sycophant William J. Pulte, in private life a big homebuilder.
Newsletter
Get the latest from Michael Hiltzik
Commentary on economics and more from a Pulitzer Prize winner.
Enter email address
You may occasionally receive promotional content from the Los Angeles Times.
The important question, in the view of Adam Levitin of Georgetown Law, is who is driving these investigations and levying these accusations, and whether they reflect an “enemies list” Pulte has compiled on Donald Trump’s behalf. I asked the FHFA to respond to Levitin’s questions, but received no response.
Only the president can fire a Fed governor, and only on a showing of “cause.” The accusations are so meager that whether the firing will stand is an open question.
In his firing letter, Trump accused Cook of “deceitful and potentially criminal conduct,” but no evidence has been presented publicly to justify it.
In the federal court lawsuit Cook filed Thursday to challenge her dismissal, she cited Supreme Court precedent defining a “for cause” provision as meaning instances of “inefficiency, neglect of duty, or malfeasance in office, or comparable misconduct”—not the sort of “policy disagreements” animating Trump’s attacks on the Fed and certainly not the “unsubstantiated allegation of private misconduct” Pulte lodged.
The accusations against Cook and the other targets involve occupancy misrepresentations — occupancy fraud, if you like. Specifically, Cook, Schiff and James are accused of falsely telling mortgage lenders that the loans in question were for their primary residences.
The idea is that they may have received a break on the loan terms — a lower down payment required, or a lower interest rate charge — because lenders think kindlier of borrowers for primary residences.
But none of the public accusations from the FHFA specify what, if any, financial advantages were received by the targets.
Voices
Aug. 13, 2025Occupancy fraud is a fairly low-level problem for mortgage lenders, which tend to judge the creditworthiness of borrowers more on such factors as the borrowers’ income and the value of the property versus the loan amount, and on the borrowers’ credit history. Moreover, the specifics of each case are amazingly weak.
And it’s unlikely that they’re the result of random audits of FHFA loans, as Levitin observed in relation to the Cook case.
“No one ever goes back and examines loan applications on performing loans for occupancy fraud; that would entail expenses for no benefit,” he wrote. “Instead, the only way anyone would have noticed a problem with Cook’s loan application is that Pulte, as head of FHFA, directed Fannie or Freddie to pull her application. That is unheard of.”
His reference was to the quasi-governmental firms Fannie Mae and Freddie Mac, which buy and re-market mortgages originated by banks and other lenders. Pulte is the chairman of both firms.
It was a memo purportedly from Fannie Mae’s criminal investigators to Pulte that generated the accusation against Schiff. As my colleagues Kevin Rector and Laura J. Nelson reported, the one-page memo made no allegation of fraud.
The memo notes that all five of the mortgage loans that were its subject already had been paid off before July 14, the memo’s date. There’s no indication in the memo or otherwise that the loans were ever in arrears or in default, or otherwise impaired in any way.
The Fannie Mae memo says that the FHFA inspector general demanded “the loan file and any related investigative or quality control documentation, as well as all other loans associated with...Adam B. Schiff.” (The ellipsis signifies a redacted portion of the memo.) Since there was no prior indication of wrongdoing in relation to Schiff’s loans — a 2023 CNN article on his ownership of two homes concluded that he was “likely not in any legal jeopardy” — where did the initiative for this demand come from?
As the request from FHFA was specifically directed at Schiff’s mortgages, it obviously couldn’t have resulted from a random screening of Fannie Mae loans. That lends strength to Schiff’s contention that the accusation “is just Donald Trump’s latest attempt at political retaliation against his perceived enemies. So it is not a surprise, only how weak this false allegation turns out to be.”
Voices
July 24, 2025I asked FHFA who at the inspector general’s office demanded the files, what was the reason for the demand, and whether Pulte played a role in the demand. I received no response.
In terms of their effect on the targets’ reputations, the accusations have hit their mark. All three targets have had to respond through public statements and the hiring of legal counsel. James has said she “will not be intimidated by bullies — no matter who they are.” She called the allegations “baseless” and “nothing more than a revenge tour.”
James, it will be recalled, won a verdict in state court last year that Trump had committed, ahem, mortgage fraud. A New York appeals court last week reversed the $465-million judgment imposed by the trial judge, but let the fraud conviction stand. The case seems destined to go to the state’s highest court, the Court of Appeals.
Schiff has been one of Trump’s most obdurate adversaries in Congress, first as a representative, and as of this year, as a senator.
The febrile commentary by Pulte and the MAGA faithful about the accusations against Cook and the others make them indistinguishable from partisan smears. On X, Pulte posted the criminal referral letter he sent Atty. Gen. Pam Bondi about Cook. A few days later, he tweeted: “Lisa Cook is cooked.” Then he gave the game away by tweeting, “I believe the President has cause to fire Lisa Cook.” That was their goal from the start, they just needed time to dredge up a pretext. Never mind that the Department of Justice hasn’t said whether it will prosecute Cook, that the accusations haven’t been proven and whether they rise to the level of a fireable cause is wildly improbable.
Voices
June 24, 2025Cook was part of the Fed committee majority that, along with Fed Chairman Jerome Powell, voted against lowering interest rates at its most recent meeting, thwarting Trump’s demand for a rate cut. If he can remove Cook and replace her with a rate-cut advocate, he can put more pressure on Powell to opt for a rate cut by depriving Powell of his majority of supporters on the board. As it happens, the board has been inching toward cutting rates in September already, but its crucial independence from Trump hangs in the balance.
Prior to Trump’s order, Cook signaled her resistance. “I have no intention of being bullied to step down from my position because of some questions raised in a tweet,” she said in a formal statement. “I do intend to take any questions about my financial history seriously as a member of the Federal Reserve and so I am gathering the accurate information to answer any legitimate questions and provide the facts.”
That brings us to the facts of these three cases, as far as they’re known. Legal analyst Jeffrey Toobin recently described the James and Schiff cases as “political hit jobs.” (He wrote just before the Cook case surfaced.)
As Toobin outlined the James case, the accusation is that in 2023, she financed the down payment for a niece’s purchase of a home in Norfolk, Va. In all but one of several documents, she stated that the niece would live in the house; according to her lawyer, on one form she said she’d be the occupant. But the bank could hardly have been misled, given the other documents.
Similarly nugatory paperwork errors are at the heart of two other elements of the case. One form filed in 2001 regarding a Brooklyn brownstone bought for her family listed the property as having five units, but all the other pertinent forms stated correctly that it was four units.
And in the 1983 purchase of house in Queens, New York, James’ father identified her as his spouse, not his daughter, on one form among others that identified her correctly. James’ lawyer says she didn’t benefit financially from any of the errors.
The allegations against Schiff relate to his ownership of two homes, one in Burbank and the second in the Washington, D.C., area. But his dual ownership obviously was known to his mortgage lenders, and he has said that he took the homeowner’s property tax exemption only on the Burbank property.
As for Cook, every claim about her that Pulte has made on social media seems to undermine his position. Last week he posted a fragment of Cook’s federal disclosure form, identifying her three mortgages, all originated in 2021, as a 15-year loan at 2.5% and two 30-year loans at 3.25% and 2.875%.
If these are supposed to have been preferential rates based on the unproven allegation that she obtained them by claiming that they all concerned her primary residence, it doesn’t seem that she got much of a break. In 2021, the average 30-year mortgage rate ranged from 2.79% to 3.05%. (It isn’t clear at what point during the year the loans originated.) The average 15-year mortgage rate never reached as high as 2.5% at any point in the year, so she paid more than the average.
Back in 2014, David H. Stevens, a former federal housing official then serving as CEO of the Mortgage Bankers Assn., told the Washington Post that the paper file for a standard mortgage had ballooned to 200-500 pages. “The likelihood of a minor defect is almost 100 percent,” he said. That reduces the significance of the errors Pulte claims to have found nearly to the vanishing point, especially given the paucity of evidence that Schiff, James or Cook got a financial benefit from any of them.
As the judge in that case noted, the law is not concerned with insignificant trifles. In the Trump case, however, he declared that Trump and his fellow defendants saved tens of millions of dollars. “The frauds found here,” he wrote, “leap off the page and shock the conscience.”
Pulte has defended his campaign against those Trump adversaries with the declaration that no one is above the law, and even these errors are criminal. Is that so? If he really believes that mortgage fraud is a disqualification for public office, why hasn’t he turned his sights on a public official who was adjudicated at trial as a mortgage fraudster on a grand scale. The judge in the Trump case has given him a road map.
He needs his ass kicked for that still
Wrong. It's you and your stupid ass comments that nobody cares about. At least be entertainingly volatile or shut the fuck up.
Thank you for your attention to this matter.
Some were THIRTEEN.
Commentary: Why are all these leading Democrats suddenly facing mortgage fraud charges? Guess who's behind it
Bill Pulte at the Federal Housing Finance Agency is hitting Democrats with criminal mortgage fraud charges. Here's why they look ginned-up.
Like the White Queen in Lewis Carroll’s “Through the Looking Glass,” I am capable of believing as many as six impossible things before breakfast.
But my credulity is strained past the breaking point by the charges of federal mortgage fraud laid against three leading adversaries of Donald Trump—Sen. Adam Schiff (D-Burbank), New York Atty. Gen. Letitia James, and (most recently) Federal Reserve Governor Lisa Cook, whom Trump claimed to fire for cause Monday.
James is a Democrat. Cook served as deputy secretary of the Treasury during the Obama administration.
— Adam Levitin, Georgetown Law
When she was originally nominated by President Biden in 2022 to complete an unfinished term, she didn’t get a single Republican vote in the Senate. When she was confirmed for a full term a year later, she got a single GOP vote.
What gets me, and should get you, is the flimsiness of these accusations despite how loudly they’ve been bruited about on the MAGA right as though they’re signals of profound moral turpitude on the part of the targets, and how they all originated in the Federal Housing Finance Agency, which is led by Trump acolyte and sycophant William J. Pulte, in private life a big homebuilder.
The important question, in the view of Adam Levitin of Georgetown Law, is who is driving these investigations and levying these accusations, and whether they reflect an “enemies list” Pulte has compiled on Donald Trump’s behalf. I asked the FHFA to respond to Levitin’s questions, but received no response.
Only the president can fire a Fed governor, and only on a showing of “cause.” The accusations are so meager that whether the firing will stand is an open question.
In his firing letter, Trump accused Cook of “deceitful and potentially criminal conduct,” but no evidence has been presented publicly to justify it.
In the federal court lawsuit Cook filed Thursday to challenge her dismissal, she cited Supreme Court precedent defining a “for cause” provision as meaning instances of “inefficiency, neglect of duty, or malfeasance in office, or comparable misconduct”—not the sort of “policy disagreements” animating Trump’s attacks on the Fed and certainly not the “unsubstantiated allegation of private misconduct” Pulte lodged.
The accusations against Cook and the other targets involve occupancy misrepresentations — occupancy fraud, if you like. Specifically, Cook, Schiff and James are accused of falsely telling mortgage lenders that the loans in question were for their primary residences.
The idea is that they may have received a break on the loan terms — a lower down payment required, or a lower interest rate charge — because lenders think kindlier of borrowers for primary residences.
But none of the public accusations from the FHFA specify what, if any, financial advantages were received by the targets.
Occupancy fraud is a fairly low-level problem for mortgage lenders, which tend to judge the creditworthiness of borrowers more on such factors as the borrowers’ income and the value of the property versus the loan amount, and on the borrowers’ credit history. Moreover, the specifics of each case are amazingly weak.
And it’s unlikely that they’re the result of random audits of FHFA loans, as Levitin observed in relation to the Cook case.
“No one ever goes back and examines loan applications on performing loans for occupancy fraud; that would entail expenses for no benefit,” he wrote. “Instead, the only way anyone would have noticed a problem with Cook’s loan application is that Pulte, as head of FHFA, directed Fannie or Freddie to pull her application. That is unheard of.”
His reference was to the quasi-governmental firms Fannie Mae and Freddie Mac, which buy and re-market mortgages originated by banks and other lenders. Pulte is the chairman of both firms.
It was a memo purportedly from Fannie Mae’s criminal investigators to Pulte that generated the accusation against Schiff. As my colleagues Kevin Rector and Laura J. Nelson reported, the one-page memo made no allegation of fraud.
The memo notes that all five of the mortgage loans that were its subject already had been paid off before July 14, the memo’s date. There’s no indication in the memo or otherwise that the loans were ever in arrears or in default, or otherwise impaired in any way.
The Fannie Mae memo says that the FHFA inspector general demanded “the loan file and any related investigative or quality control documentation, as well as all other loans associated with...Adam B. Schiff.” (The ellipsis signifies a redacted portion of the memo.) Since there was no prior indication of wrongdoing in relation to Schiff’s loans — a 2023 CNN article on his ownership of two homes concluded that he was “likely not in any legal jeopardy” — where did the initiative for this demand come from?
As the request from FHFA was specifically directed at Schiff’s mortgages, it obviously couldn’t have resulted from a random screening of Fannie Mae loans. That lends strength to Schiff’s contention that the accusation “is just Donald Trump’s latest attempt at political retaliation against his perceived enemies. So it is not a surprise, only how weak this false allegation turns out to be.”
I asked FHFA who at the inspector general’s office demanded the files, what was the reason for the demand, and whether Pulte played a role in the demand. I received no response.
In terms of their effect on the targets’ reputations, the accusations have hit their mark. All three targets have had to respond through public statements and the hiring of legal counsel. James has said she “will not be intimidated by bullies — no matter who they are.” She called the allegations “baseless” and “nothing more than a revenge tour.”
James, it will be recalled, won a verdict in state court last year that Trump had committed, ahem, mortgage fraud. A New York appeals court last week reversed the $465-million judgment imposed by the trial judge, but let the fraud conviction stand. The case seems destined to go to the state’s highest court, the Court of Appeals.
Schiff has been one of Trump’s most obdurate adversaries in Congress, first as a representative, and as of this year, as a senator.
The febrile commentary by Pulte and the MAGA faithful about the accusations against Cook and the others make them indistinguishable from partisan smears. On X, Pulte posted the criminal referral letter he sent Atty. Gen. Pam Bondi about Cook. A few days later, he tweeted: “Lisa Cook is cooked.” Then he gave the game away by tweeting, “I believe the President has cause to fire Lisa Cook.” That was their goal from the start, they just needed time to dredge up a pretext. Never mind that the Department of Justice hasn’t said whether it will prosecute Cook, that the accusations haven’t been proven and whether they rise to the level of a fireable cause is wildly improbable.
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Michael Hiltzik
Business
Why are all these leading Democrats suddenly facing mortgage fraud charges? Guess who’s behind it
Trump has moved to fire Federal Reserve Governor Lisa Cook for supposed mortgage fraud. But the accusations against her are flimsy indeed.
(Ken Cedeno / Associated Press)
By Michael Hiltzik
Business Columnist Follow
Published Aug. 26, 2025 Updated Aug. 29, 2025 2:34 PM PT
Like the White Queen in Lewis Carroll’s “Through the Looking Glass,” I am capable of believing as many as six impossible things before breakfast.
But my credulity is strained past the breaking point by the charges of federal mortgage fraud laid against three leading adversaries of Donald Trump—Sen. Adam Schiff (D-Burbank), New York Atty. Gen. Letitia James, and (most recently) Federal Reserve Governor Lisa Cook, whom Trump claimed to fire for cause Monday.
James is a Democrat. Cook served as deputy secretary of the Treasury during the Obama administration.
— Adam Levitin, Georgetown Law
When she was originally nominated by President Biden in 2022 to complete an unfinished term, she didn’t get a single Republican vote in the Senate. When she was confirmed for a full term a year later, she got a single GOP vote.
What gets me, and should get you, is the flimsiness of these accusations despite how loudly they’ve been bruited about on the MAGA right as though they’re signals of profound moral turpitude on the part of the targets, and how they all originated in the Federal Housing Finance Agency, which is led by Trump acolyte and sycophant William J. Pulte, in private life a big homebuilder.
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The important question, in the view of Adam Levitin of Georgetown Law, is who is driving these investigations and levying these accusations, and whether they reflect an “enemies list” Pulte has compiled on Donald Trump’s behalf. I asked the FHFA to respond to Levitin’s questions, but received no response.
Only the president can fire a Fed governor, and only on a showing of “cause.” The accusations are so meager that whether the firing will stand is an open question.
In his firing letter, Trump accused Cook of “deceitful and potentially criminal conduct,” but no evidence has been presented publicly to justify it.
In the federal court lawsuit Cook filed Thursday to challenge her dismissal, she cited Supreme Court precedent defining a “for cause” provision as meaning instances of “inefficiency, neglect of duty, or malfeasance in office, or comparable misconduct”—not the sort of “policy disagreements” animating Trump’s attacks on the Fed and certainly not the “unsubstantiated allegation of private misconduct” Pulte lodged.
The accusations against Cook and the other targets involve occupancy misrepresentations — occupancy fraud, if you like. Specifically, Cook, Schiff and James are accused of falsely telling mortgage lenders that the loans in question were for their primary residences.
The idea is that they may have received a break on the loan terms — a lower down payment required, or a lower interest rate charge — because lenders think kindlier of borrowers for primary residences.
But none of the public accusations from the FHFA specify what, if any, financial advantages were received by the targets.
Voices
Aug. 13, 2025
Occupancy fraud is a fairly low-level problem for mortgage lenders, which tend to judge the creditworthiness of borrowers more on such factors as the borrowers’ income and the value of the property versus the loan amount, and on the borrowers’ credit history. Moreover, the specifics of each case are amazingly weak.
And it’s unlikely that they’re the result of random audits of FHFA loans, as Levitin observed in relation to the Cook case.
“No one ever goes back and examines loan applications on performing loans for occupancy fraud; that would entail expenses for no benefit,” he wrote. “Instead, the only way anyone would have noticed a problem with Cook’s loan application is that Pulte, as head of FHFA, directed Fannie or Freddie to pull her application. That is unheard of.”
His reference was to the quasi-governmental firms Fannie Mae and Freddie Mac, which buy and re-market mortgages originated by banks and other lenders. Pulte is the chairman of both firms.
It was a memo purportedly from Fannie Mae’s criminal investigators to Pulte that generated the accusation against Schiff. As my colleagues Kevin Rector and Laura J. Nelson reported, the one-page memo made no allegation of fraud.
The memo notes that all five of the mortgage loans that were its subject already had been paid off before July 14, the memo’s date. There’s no indication in the memo or otherwise that the loans were ever in arrears or in default, or otherwise impaired in any way.
The Fannie Mae memo says that the FHFA inspector general demanded “the loan file and any related investigative or quality control documentation, as well as all other loans associated with...Adam B. Schiff.” (The ellipsis signifies a redacted portion of the memo.) Since there was no prior indication of wrongdoing in relation to Schiff’s loans — a 2023 CNN article on his ownership of two homes concluded that he was “likely not in any legal jeopardy” — where did the initiative for this demand come from?
As the request from FHFA was specifically directed at Schiff’s mortgages, it obviously couldn’t have resulted from a random screening of Fannie Mae loans. That lends strength to Schiff’s contention that the accusation “is just Donald Trump’s latest attempt at political retaliation against his perceived enemies. So it is not a surprise, only how weak this false allegation turns out to be.”
Voices
July 24, 2025
I asked FHFA who at the inspector general’s office demanded the files, what was the reason for the demand, and whether Pulte played a role in the demand. I received no response.
In terms of their effect on the targets’ reputations, the accusations have hit their mark. All three targets have had to respond through public statements and the hiring of legal counsel. James has said she “will not be intimidated by bullies — no matter who they are.” She called the allegations “baseless” and “nothing more than a revenge tour.”
James, it will be recalled, won a verdict in state court last year that Trump had committed, ahem, mortgage fraud. A New York appeals court last week reversed the $465-million judgment imposed by the trial judge, but let the fraud conviction stand. The case seems destined to go to the state’s highest court, the Court of Appeals.
Schiff has been one of Trump’s most obdurate adversaries in Congress, first as a representative, and as of this year, as a senator.
The febrile commentary by Pulte and the MAGA faithful about the accusations against Cook and the others make them indistinguishable from partisan smears. On X, Pulte posted the criminal referral letter he sent Atty. Gen. Pam Bondi about Cook. A few days later, he tweeted: “Lisa Cook is cooked.” Then he gave the game away by tweeting, “I believe the President has cause to fire Lisa Cook.” That was their goal from the start, they just needed time to dredge up a pretext. Never mind that the Department of Justice hasn’t said whether it will prosecute Cook, that the accusations haven’t been proven and whether they rise to the level of a fireable cause is wildly improbable.
Voices
June 24, 2025
Cook was part of the Fed committee majority that, along with Fed Chairman Jerome Powell, voted against lowering interest rates at its most recent meeting, thwarting Trump’s demand for a rate cut. If he can remove Cook and replace her with a rate-cut advocate, he can put more pressure on Powell to opt for a rate cut by depriving Powell of his majority of supporters on the board. As it happens, the board has been inching toward cutting rates in September already, but its crucial independence from Trump hangs in the balance.
Prior to Trump’s order, Cook signaled her resistance. “I have no intention of being bullied to step down from my position because of some questions raised in a tweet,” she said in a formal statement. “I do intend to take any questions about my financial history seriously as a member of the Federal Reserve and so I am gathering the accurate information to answer any legitimate questions and provide the facts.”
That brings us to the facts of these three cases, as far as they’re known. Legal analyst Jeffrey Toobin recently described the James and Schiff cases as “political hit jobs.” (He wrote just before the Cook case surfaced.)
As Toobin outlined the James case, the accusation is that in 2023, she financed the down payment for a niece’s purchase of a home in Norfolk, Va. In all but one of several documents, she stated that the niece would live in the house; according to her lawyer, on one form she said she’d be the occupant. But the bank could hardly have been misled, given the other documents.
Similarly nugatory paperwork errors are at the heart of two other elements of the case. One form filed in 2001 regarding a Brooklyn brownstone bought for her family listed the property as having five units, but all the other pertinent forms stated correctly that it was four units.
And in the 1983 purchase of house in Queens, New York, James’ father identified her as his spouse, not his daughter, on one form among others that identified her correctly. James’ lawyer says she didn’t benefit financially from any of the errors.
The allegations against Schiff relate to his ownership of two homes, one in Burbank and the second in the Washington, D.C., area. But his dual ownership obviously was known to his mortgage lenders, and he has said that he took the homeowner’s property tax exemption only on the Burbank property.
As for Cook, every claim about her that Pulte has made on social media seems to undermine his position. Last week he posted a fragment of Cook’s federal disclosure form, identifying her three mortgages, all originated in 2021, as a 15-year loan at 2.5% and two 30-year loans at 3.25% and 2.875%.
If these are supposed to have been preferential rates based on the unproven allegation that she obtained them by claiming that they all concerned her primary residence, it doesn’t seem that she got much of a break. In 2021, the average 30-year mortgage rate ranged from 2.79% to 3.05%. (It isn’t clear at what point during the year the loans originated.) The average 15-year mortgage rate never reached as high as 2.5% at any point in the year, so she paid more than the average.
Back in 2014, David H. Stevens, a former federal housing official then serving as CEO of the Mortgage Bankers Assn., told the Washington Post that the paper file for a standard mortgage had ballooned to 200-500 pages. “The likelihood of a minor defect is almost 100 percent,” he said. That reduces the significance of the errors Pulte claims to have found nearly to the vanishing point, especially given the paucity of evidence that Schiff, James or Cook got a financial benefit from any of them.
As the judge in that case noted, the law is not concerned with insignificant trifles. In the Trump case, however, he declared that Trump and his fellow defendants saved tens of millions of dollars. “The frauds found here,” he wrote, “leap off the page and shock the conscience.”
Pulte has defended his campaign against those Trump adversaries with the declaration that no one is above the law, and even these errors are criminal. Is that so? If he really believes that mortgage fraud is a disqualification for public office, why hasn’t he turned his sights on a public official who was adjudicated at trial as a mortgage fraudster on a grand scale. The judge in the Trump case has given him a road map.
I'm glad this sister isn't just rolling over and leaving quietly like everyone else is.
There are a handful of folks who frequent this forum who actually contribute interesting and important news, factoids and opinions most of the time they participate.
I consider @Camille to be one of those.
Just think for a moment...what if we were ALL to ignore assholes like the one you just set straight. What would the conversation be like then?
This asshole is a waste of everybody's time, which is particularly poignant when one considers this is actually a PORN forum. He is even a waste of time on a forum where people literally come to waste time...
I appreciate that.
For every person willing to state an opinion like his, there are 10 more lurking in the background and nodding along. IMO, sometimes things need to be clarified or an opposing perspective provided for the ppl who don't actively participate.
I was part of a discussion earlier in the day and some of that centered around the belief that the actions of and decisions made by these victims as children were being overshadowed by their current age and appearance, and that some people were not taking this seriously or recognizing the harm done to them because of that.
Not every child having sex is "fast" or asking for it, and that a 12 or 14 yr old would be held to a higher standard than the men and women 2-3x their age or more, who are manipulating them and mentally and physically abusing them, is ridiculous. There were also a few boys that were abused.
Looks like the white farmers need a rocket scientist to help solve their problems...
Arkansas Republicans Keep Failing Us
One in Three Arkansas Farms Could Die Next Year
drchrisjones.substack.com
Hey, he tainted his name for some aged limburgerNooooowe ain’t never going let him live his thirst down
If he did with Taylor, we'd understand
For real, which why it’s so funny when y’all post his picture when she is referenced. He tried it
Well we know TNC will never be on CBS again...lol
Show that video to Benito Trumpolini and he’ll tell you that he has better things to do than listening someone insulting him !
Himself bought and paid for but has the gall to use slavery as allegory:
‘Ladapo’s a charlatan’: Florida surgeon general’s tenure at UF is lackluster, colleagues say - The Independent Florida Alligator
When Gov. Ron DeSantis hand-picked Joseph Ladapo as Florida’s surgeon general in September 2021, the role came with a second high-profile appointment: a tenured faculty position at UF. But Ladapo’s colleagues still aren’t sure what he does to earn his salary at the university. Some say not much.
www.alligator.org
Ladapo unmasked: Why his former boss didn't think he deserved to be Fla. surgeon general
We're seeing for the first time a background check performed on Florida's controversial surgeon general, earlier this year. It includes what his former supervisor had to say, which was that Florida should not hire him. The Florida Senate asked for the background check before confirming Dr...
cbs12.com
Ketamine Karen didn’t expect that blowback on Tesla sales and finding his way out from the White House with a black eye
! For the rest everything went as smooth as silk !
Clearly for those racist Cacs the 21st century is something close to a living hell , they keep talking like endangered species, a dying breed !
Stopped reading the NY times since the election. Can't trust anything that comes outta there.
...SIR, I SAID FOR A DAY!!!! Now GOOD DAY SIR!!!!
So who is Trump going to fire now.
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