Why Car Insurance is so expensive
- Thread starter 850credit
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Folks are gouging for the hell of it.
This is all from money loss during the first 2 years of the pandemic. They want to make ALL OF THAT BACK!
This is all from money loss during the first 2 years of the pandemic. They want to make ALL OF THAT BACK!
I have had a 1,000 dollar deductible for the last 20 years or so. I had 500 for a long time and after a while, I said I don't get into accidents so I went to 1,000 and I've saved thousands, since switching.
Thanks E.
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I just called Progessive last night for a quote, my car is paid off, but I don't want just liability, but at this rate I'm about to raise my deductible or go to liability as well.
Shit is really ridiculous at this point.
I have mine at $500 and i'm about to change it to $1,000. My shit doubled the past two to three years.
I think imma call them this week and talk about that. I have not thought about raising the deductible..my premium is not that high n e way but if I can save some more money.. its always a plus!
Some of these companies that we buy goods or services lately, feels like getting robbed at gunpoint.
I thought mine was a mistake
Guys, the best thing you can do is: shop around.
You can change your insurance any day, don't have to wait until renewal.
Companies talk about loyalty discounts. It's usually better to get the lower upfront pricing as a new customer (your rate will likely go up at renewal so shop every 6 months at minimum)
Also if you're a Costco member, they get a nice discount through the Connect insurance from American Family. Get a quote with them.
I'm with them and got the best rates of my driving life.
You can change your insurance any day, don't have to wait until renewal.
Companies talk about loyalty discounts. It's usually better to get the lower upfront pricing as a new customer (your rate will likely go up at renewal so shop every 6 months at minimum)
Also if you're a Costco member, they get a nice discount through the Connect insurance from American Family. Get a quote with them.
I'm with them and got the best rates of my driving life.
Man.. I was with them for about 15 years.. never had a problem until last year.. they went up 200$ I asked my agent why n he was like they going up on everybody.. I said well I aint everybody...I paid it up front but 6 days later I went to state farm!! 200$ cheaper...back like I was...
Been with state farm since i was a teen under my parents policy. They have the lowest, and I've done some comparison shopping over the years. If your driving record is good, state farm is the way to go.
My insurance use to be $80-$90 I had $500 deductible for the last 5 years, this year it was just $200 before I got it down to $180 by doing some driver school instructional classes and professional driving courses. 
Shit dont make no sense.
Shit dont make no sense.
Don't forget it depends on your zip code as well. If you're in a majority Black area with high theft and accidents insurance comps will bust you over the head.
Changed my address from Jonesboro to moms Fayetteville saved somewhat. But when I moved to Utah my monthly reduced significantly. Kept my Utah addy when I moved to Baton Rouge..no need to explain why lol. Good looks on the Cosco
Lucrative business model along with day cares...yeah different topic though
Had state farm but fucked it up
You better enjoy it because they raised my insurance by damn near 25%
State Farm is one of the leaders in this price gouging.. especially in Georgia
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And the other 2/3rd's ???
Shop around when you get your renewal notice. Typically a month or more in advance.
The cost to repair cars are expensive as shit and the big problem now is that everyone wants to call a lawyer for the most minor of accidents.
Last month I was at fault for barely tapping someone at the light when I looked down on my phone for a split second. The driver was cool and would have let it go but he was in a rental so we pulled over. There wasn't even a scratch on the bumper but he wanted to let the rental company & his insurance know.
His friend who was the passenger called the cops on some hoe shit. The cops end up giving me a ticket but later I found out the passenger got a lawyer for personal injury & tried to go after my insurance. I sent the pics of the driver's car & told my insurance I just tapped bro's car at less than 5 miles per hour. My insurance said that accident didn't warrant any personal injury or repairs.
Last month I was at fault for barely tapping someone at the light when I looked down on my phone for a split second. The driver was cool and would have let it go but he was in a rental so we pulled over. There wasn't even a scratch on the bumper but he wanted to let the rental company & his insurance know.
His friend who was the passenger called the cops on some hoe shit. The cops end up giving me a ticket but later I found out the passenger got a lawyer for personal injury & tried to go after my insurance. I sent the pics of the driver's car & told my insurance I just tapped bro's car at less than 5 miles per hour. My insurance said that accident didn't warrant any personal injury or repairs.
Record profits, check the profits and stock prices of the major companies
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