Biden administration to cancel student loan debt for at least 40,000 borrowers. SCOTUS strikes down Biden’s student loan relief plan

Should the Governmwnt Forgive Student Debt

  • No, it was their choice to take the loans out.

    Votes: 19 14.1%
  • Yes, help those students or dropouts.

    Votes: 103 76.3%
  • In the Middle

    Votes: 13 9.6%

  • Total voters
    135
  • Poll closed .
At some point though, there has to be a stop gap or folks will be in the same situation 10 years from now.

1) College tuition costs need to go down.

2) College needs to be stopped being the default next step after HS for some kids. If you need remediation as a freshman to be able to do college level work, you need to be at a community college or JUCO.

3) Dual credit needs to be mandatory in HS, so that 100 level classes are basically complete at the end of HS and kids aren’t wasting an extra year in college and those costs taking Psych 101, Communications 101, etc.

4) Some colleges need to close. A kid who graduated from HS with a 2.0 is highly unlikely to be able to get thru 4 years of college and graduate with a degree that’s starting them out at a wage relative to the debt they may have incurred. We have a lot of colleges whose mission is to get education to kids at the lower end of the academic scale and many first gen students. Either put supports in place to help them not only graduate, but minimize debt and make the degree of value, or get out the game, the world has changed and colleges need to adapt with it.

5) Encourage public sector careers to folks who don’t know what to do with a degree in something with limited ROI. I realize politics might prevent a lot of these jobs at the city or state or fed, but firefighters, cops and postal workers are a few public sector gigs with steady pay increases, strong unions and pension. You can be retired at 52 with a full pension, health care benefits and working another gig, caking up.

6) some majors are useless now unless there’s a clear path to a professional degree. Hell, why do you think so many lawyers have undergraduate degrees in Poly Sci, Psychology, Sociology, Ethnic/Gender Studies, History, etc.? Shit, folks either knew going in all they had to do was keep a high GPA and kill the LSAT, or they couldn’t find a job with that major and law was the next natural option to get another 3 years to figure out wtf to do with their lives.
 
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At some point though, there has to be a stop gap or folks will be in the same situation 10 years from now.

1) College tuition costs need to go down.

2) College needs to be stopped being the default next step after HS for some kids. If you need remediation as a freshman to be able to do college level work, you need to be at a community college or JUCO.

3) Dual credit needs to be mandatory in HS, so that 100 level classes are basically complete at the end of HS and kids aren’t wasting an extra year in college and those costs taking Psych 101, Communications 101, etc.

4) Some colleges need to close. A kid who graduated from HS with a 2.0 is highly unlikely to be able to get thru 4 years of college and graduate with a degree that’s starting them out at a wage relative to the debt they may have incurred. We have a lot of colleges whose mission is to get education to kids at the lower end of the academic scale and many first gen students. Either put supports in place to help them not only graduate, but minimize debt and make the degree of value, or get out the game, the world has changed and colleges need to adapt with it.

Agree on most of this.

I also think the script has drastically changed for the kids of today. There are way more untraditional paths that they can take to a profitable adulthood that we didn't have mostly because of technology and how readily available information and training are.

My first wide-spread use of the internet wasn't until my freshman year of college. These kids are already exposed to so much and able to pursue areas in advance of making a serious financial commitment thru things like Skillshare, YouTube, etc. even regardless of traditional schooling (which isn't always the greatest incubator anyway).
 
This. And I was #2 for a minute till I decided to get off my ass and finish. Cuz having student loan debt with no degree is an ultimate L.

Right. I don't see how people aren't getting this.

Let me say that my hypocrisy is substantial because I would take the mo ey personally.

This might actually may hurt the dems.

I guess I'll just move on.
 
At some point though, there has to be a stop gap or folks will be in the same situation 10 years from now.

1) College tuition costs need to go down.

2) College needs to be stopped being the default next step after HS for some kids. If you need remediation as a freshman to be able to do college level work, you need to be at a community college or JUCO.

3) Dual credit needs to be mandatory in HS, so that 100 level classes are basically complete at the end of HS and kids aren’t wasting an extra year in college and those costs taking Psych 101, Communications 101, etc.

4) Some colleges need to close. A kid who graduated from HS with a 2.0 is highly unlikely to be able to get thru 4 years of college and graduate with a degree that’s starting them out at a wage relative to the debt they may have incurred. We have a lot of colleges whose mission is to get education to kids at the lower end of the academic scale and many first gen students. Either put supports in place to help them not only graduate, but minimize debt and make the degree of value, or get out the game, the world has changed and colleges need to adapt with it.

5) Encourage public sector careers to folks who don’t know what to do with a degree in something with limited ROI. I realize politics might prevent a lot of these jobs at the city or state or fed, but firefighters, cops and postal workers are a few public sector gigs with steady pay increases, strong unions and pension. You can be retired at 52 with a full pension, health care benefits and working another gig, caking up.

6) some majors are useless now unless there’s a clear path to a professional degree. Hell, why do you think so many lawyers have undergraduate degrees in Poly Sci, Psychology, Sociology, Ethnic/Gender Studies, History, etc.? Shit, folks either knew going in all they had to do was keep a high GPA and kill the LSAT, or they couldn’t find a job with that major and law was the next natural option to get another 3 years to figure out wtf to do with their lives.

A lot of good points here.
 


Loving the suggestion, but doubt they have the balls... I'm shocked that all people see is how much debt is being forgiven, and NOT how much extra dough this frees up for the Average American (esp. people of color) to put back into the economy in the way of things like that potential dream home (Real Estate), etc.

End of the day the money will likely find it's way BACK into the economy in a constructive way, one way or the other. Isn't that what it's all about? Or are we not allowed to have it work out in a positively for all parties involved??
 
Agree on most of this.

I also think the script has drastically changed for the kids of today. There are way more untraditional paths that they can take to a profitable adulthood that we didn't have mostly because of technology and how readily available information and training are.

My first wide-spread use of the internet wasn't until my freshman year of college. These kids are already exposed to so much and able to pursue areas in advance of making a serious financial commitment thru things like Skillshare, YouTube, etc. even regardless of traditional schooling (which isn't always the greatest incubator anyway).

The world HAS changed. Degrees in bullshit are no longer useful. Certifications are in. Waitresses, plumbers, mechanics, truckers... hell Doordash and Uber drivers are killing it. Amazon workers are making $20 plus an hour.

Many are choosing County or Community College.

Funny thing about today's kids and technology. My niece once asked me when did I get a cell phone as a kid. I'm 59.
 
No more kick back money from loan companies to GOP pockets and super PACs
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here's how dumb these magas are.. one was just complaining about it and then someone pointed out that his daughter is going to get help for her nursing school loans. .......his dumb ass couldn't say shit...

i swear these people are the lowest lifeforms...
Shit Trump took food out of their kids mouths with the state and local tax deduction cap on folks homes.
 
You have to submit an application for this debt relief. I would take the $20,000 plus, kick in some money, and leverage that for a debt settlement if it is within a 50% or greater settlement offer. Especially if you can show that your income hasn't been great such as applying for UI benefits or that you are working at jobs that don't require a college degree.

The Pell Grants make it very progressive towards the poorest students. The Federal government and private sector has benefitted tremendously from academia, this isn't a free handout. My contributions could pay for this many time over, so I don't feel like a socialist not carrying any weight.

 
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The world HAS changed. Degrees in bullshit are no longer useful. Certifications are in. Waitresses, plumbers, mechanics, truckers... hell Doordash and Uber drivers are killing it. Amazon workers are making $20 plus an hour.

Many are choosing County or Community College.

Funny thing about today's kids and technology. My niece once asked me when did I get a cell phone as a kid. I'm 59.

Ok let's not jump out the window and say ALL degrees are bullsh*t

Many are damn near worthless

But if you KNOW what you want to do they are useful and the college EXPERIENCE overall is a also a useful

Having to schedule deal with FAFSA bursar deans TAs tuition books etc etc etc

Was invaluable

And my experience helped to be able to navigate my nieces and nephews to not only better prepare but go to schools not just off reputation but for their careers network learn to think internships etc get masters licenses certifications along with their degrees and be bosses a few years out of school.
 
I'm hoping this is true. It'll be a good F-U to McCarthy's presumptuous ass. I want to believe it but the one thing the Dems have going against their favor is the redistricting and the gerrymandering :smh:
This is true but again them white bitches who want their rights to choose back in those voting booth heavy.. look at Kansas them hoes was like not today
 
Ok let's not jump out the window and say ALL degrees are bullsh*t

Many are damn near worthless

But if you KNOW what you want to do they are useful and the college EXPERIENCE overall is a also a useful

Having to schedule deal with FAFSA bursar deans TAs tuition books etc etc etc

Was invaluable

And my experience helped to be able to navigate my nieces and nephews to not only better prepare but go to schools not just off reputation but for their careers network learn to think internships etc get masters licenses certifications along with their degrees and be bosses a few years out of school.
Very true. The experience and the network itself is a whole another topic.
I will agree all degrees are not BS. You just need a game plan to figure out what you are going to do with it.
 
its just funny seeing these sick republicans and this pull yourself up by the bootstrap mentality after all the stealing and handouts they have been given. these folks need to realize everything isn't about them. damn shame a lot of people good news is their bad news. whatever....fuck em
 
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