Message me your email and I will send you my excel template file.
Paying Bills...How do you do it!!!
- Thread starter Playerz007
- Start date
Who's your ISP?
gotta love it.. enjoy these precious moments...
before you know it, they will be in college...
This is truth. My daughter just interviewed for her high school. I got 4 more Years
nope. Bought my last three cars with no money down 100k approved. Y'see I'm retired. One car bought with cash. Only 15k but hey, im hood rich. I pay em, but still fuck with em. Not holding me back from shit
Yeah, I figured it wasn't Comcast. When they feel they have a monopoly in the area, good luck getting anything even from retentions.
TRUTH
blessings to your family
I actually remember when these kids channels on basic cable didn't show ANY commercials back in the day channels like Nick Jr only showed educational info or music videos for breaks...
Now they took ALL that educational content and repackaged it as an educational app for like $10 a month.
Credit card statement usually comes around the 20th of the month. Payment is usually due around the 10th of the following month. Give or take a day or two.
Pretty much all expenses & general spending goes on there. Cable bill, cellphone, groceries, gassing up, entertainment & dining out. Annual utilities & car insurance is also paid via CC. Hydro billing - just pay it online every 2nd month (when paying off the monthly CC bill). Otherwise they charge some type of service charge/processing fee for the company they deal with (for people on prepaid plan). Same goes for annual property taxes as they don't accept CC payment, and are only cool with written check, in person at city hall or bank, or online payment. So that one just gets paid online.
The points / cashback on the credit card add up pretty quickly. Especially when combined with the in-store bonus offers (PC Plus). Thousands in free grocery redemptions over the years.
Got a physical folder at home for the above. Got some other investment & property stuff stored away with that shit too.
Pretty much all expenses & general spending goes on there. Cable bill, cellphone, groceries, gassing up, entertainment & dining out. Annual utilities & car insurance is also paid via CC. Hydro billing - just pay it online every 2nd month (when paying off the monthly CC bill). Otherwise they charge some type of service charge/processing fee for the company they deal with (for people on prepaid plan). Same goes for annual property taxes as they don't accept CC payment, and are only cool with written check, in person at city hall or bank, or online payment. So that one just gets paid online.
The points / cashback on the credit card add up pretty quickly. Especially when combined with the in-store bonus offers (PC Plus). Thousands in free grocery redemptions over the years.
Got a physical folder at home for the above. Got some other investment & property stuff stored away with that shit too.
I did the free 3 day trial on a Sunday to see the NFL ticket. Worked like a charm. I did the 3 months for $55. I think it is the best cable alternative. I do have to turn off my VPN to use it though.
SET TV kills kodi
and they dont realize it but them high school and college years fly by...
you gonna be like.. yea my daughter is a freshmen in highschool,
then one day you gonna turn around and be like damn she junior already....
then you gonna be like.... as you are researching colleges..
damn cant believe by baby girl in college already.....
Put me on game. Im ready to cut the cords
See the links I posted in here
My sister brought a fire stick over yesterday for me to put KODI on and said she was looking to drop cable and I told her the same thing. I've been using KODI almost two years but could never fully drop cable because of its convenience
sidebar...
eating out be killing the monthly budget
eating out be killing the monthly budget
sure would. When i cook dinner i make sure there's leftovers for the next day. Sometimes i will make enough to have for lunch. If i eat the leftovers for lunch, i will have a smoothie for dinner, and let the kids eat the rest of the leftovers. I cook about 3 times a week. Saturday is probably the only day where i will get take-out, like pizza or burgers or something. Date night is like once a month, but in between i may do something cheap like a movie or cheap restaurant. This is all of course if you are trying to budget, but if you got it to splurge, who cares about a budget.
I eat out everyday, but i only have to account for myself & my job gives me $100 a week expense money. In a dif situation i wouldnt do it. It is a killer
On the 11th of each month I pay all my monthy bills other than Rent which I pay on the last day of the month. I use my cash back credit cards to pay the bills, this quarter Chase freedom has 5% back on gas, cable/tv services and internet and cell phone. I pay the rest with my cap 1 quicksilver. I use the BOA cash rewards for groceries for the 2% back.
so you pay everything with credit cards, in which you get a discount on later. Then you just make payments on your cards? Does it eventually even out though, when you have to pay interest on your cards?
Wow, you write checks. Interesting in 2018.
I pay off all my cards before the statement cuts. I let one card report a 2 dollar balance and then pay that 2 dollars before the payment due date. Since I've been using credit cards I have not paid any interest because I pay them off monthly.
Only thing I don't pay with credit cards is my rent, car note and insurance.
Every thing is with cash back credit cards, that cash back adds up. Chase Freedom, Cap 1 quicksilver, BOA cash rewards, and the Chase Southwest Airlines Preimer card are what I use. I use the southwest card for my flights and travel since I fly often and get double points on my purchases.
Lol the only check I write is to give to my son's mother for his after school programs
ok, makes sense. I might start doing this. I got that Capital One Quicksilver as well. I use my Jetblue Mastercard for traveling. Thanks
My nicca pay them bills with it then pay them bitches off monthly and use the cash back to your advantage.
yeah, thats crazy. He said he does it to keep a record, but when you make a payment online, you get an email confirmation. Just save that email, or print as pdf and file them away.
You don’t even need to print f it or save. Just use MINT to track all that stuff. If you write a check, mint can’t identify who got paid.
All my stuff is on autopay, except forthe Mexican lawn care dude who prefers a check. This way,I never have to sit down to write checks, never miss a bill and I have electronic lifetime records of everything.
Hell, some companies give you a discount for doing autopay.
You complaining?
Or you gon do something about it?
Cut them off and buy some books!
They charging him for shit he might get
Find you a brotha to do your lawn care
I’ve used this guy for 13 years and we deal with each other well. I don’t like changes unless if it’s necessary.
Yea, I'ma start doing this.
I never wanted to use credit cards because I felt like the cash back rewards was always peanuts compared to what im spending to get them, it seems like the companies dangling a false carrot over my head, and I know they are benefiting off me more than I would be benefiting off them.... I don't like nobody eating off me.
I hate manipulation and I feel like that fugazzi customer loyalty program is their way of trying to make you play their game.
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