Damn Wells Fargo
- Thread starter easy_b
- Start date
Yup...Wells Fargo is a fraud. They overdraft you at 11:59PM so you basically have a min before you'll have to pay their ransom $37 fee.
Every other major bank is just as crooked. Wells Fargo's dirt is just more public.
That's why you get a capital one card and tie your bills to that instead.
No man...Wells Fargo is really a piece of shit dude. I made several payments on, lets say Monday. Usually all the payments post to my account on Tuesday or wednesday (was expecting funds to cover everything on tuesday morning) Wells Fargo somehow let the payments go through the same exact day. I woke up with a fee accessed to my account and was told by their rep that the fee posted because i was overdraft on Monday.
MIND YOU, i do the same thing now but with enough money in my account and nothing happens. The system doesnt pull the money until Tuesday or Wednesday. Capital One is one of the worst banks ever.
Not trying to start no shit, but you're making payments on things from you account without having the funds to cover said payments?
By the sounds of this this is on you Bruh. Unless you have it in writing they won't post that shit the same day they can.
I completely understand that..It is within their rights to do that. Honestly, i don't care about the $37 but its still a shitty practice in my opinion.
I can't comment on Capital One's banking, but it's pretty easy to get a secured credit card from them. Once you have it use it to set up all of your autopay bills and just pay the balance every month.
That way, if you're running short on your bills all you make is a single interest payment instead of an overdraft fee. This saved me over $100 a month.
Also. Tell wells Fargo you want to opt out of overdraft "protection"
I don't have bad credit man lol... I don't need a secure card. Im pretty good with managing my cash flow. Since I'm self employed, there are always spur of the moment buys that screw up my cash flow hence the reason i sometimes make payments to credit cards without actually having the money in hand at the moment. I do that because i know i have more cash coming in the next day.
They let an ex of mine overdraw her bank account past zero balance which then caused a series of checks to bounce...with them charging a fee for each of the bounced checks.....never in my life has a bank allowed me to withdraw past a zero balance without overdraft protection,,,,EVER !!!! The first bounced check past the zero balance would stop any further withdrawals !!!
.
why do folks bank with banks?
In those cases you'd probably be better off getting a payday loan. Money Mart is somehow less crooked than wells fargo
I'm at the 20 yrs mark...shit I don't even like dealing with them but it's better than nothing
Chase Freedom
....plus my USAA is a decent account to have too. I have them for my auto insurance too
In my case it was a lack of knowledge and better branding by major banks.
The system can work with any credit card really. I just recommended the one that I use.
That's why you get their credit card and not their bank account.
DannyBlueEyes, i don't need a loan lol. I don't need help. I was just venting man. Calm down.
Where do you bank at?
credit unions
Sorry but that wasn't the bank's fault.
Lol. My bad. Those crooked-ass Banks make my blood boil. Sometimes it's hard to stop from pitching solutions.
Yeah Fuck Wells Fargo.
What should make your blood boil is the fact that your government is about to give them explicit authority to screw people over even more.
I see...Better rates too. I mess with Penfed.
At this point I've accepted that banks are necessary evil. We can't make them less evil, so it's time to make them less necessary.
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