You are willing to go to the library?I'm bout to cancel home internet and hit the library to save that 100 to speed up the process... this thread got me thinking all types of ideas...
You are willing to go to the library?I'm bout to cancel home internet and hit the library to save that 100 to speed up the process... this thread got me thinking all types of ideas...
You are willing to go to the library?
“You don’t say”.
I'm thinking maybe that prison life will benefit me a bit, get more shit done....
Truth, you gotta live + alot of people are single and seek attention to find somebody so you may have to sprulge a bit. I think those CC are more important to get rid of than the car. Get those out the way with then get a nice whip.
We gotta be real with ourselfves, these hoes ain't fucking with dusty niggas pushing civics, you gotta fake it till you make it. Always the educated nigga wanna give a speech when he got a bitch, kids and a house and other niggas trying to get right.
I wanna get rid of them CC cards then get a Bimmer next year, my only real bills with be rent, car and water/light...
The reason why America is such a dynamic economy is because of easy access to credit. The only problem is that people tend to abuse it.At one time buying a slightly used car over a new car was no brainer. Now in the age of the trickle-down economy, it may not always be the smartest move. Americans have been bringing home less money now for nearly 30yrs and have less wealth than ever. We've become more dependent on credit than ever and the car industry has adjusted. Incentives like 0% financing can offset depreciation of a new vehicle while giving the benefit of having the latest safety gear and best warranty. Used cars are always more of a gamble than new even if its only a couple of years old. Also used car stock has been down in recent years as Americans are keeping their cars longer. It has also been noted that of the used cars available many have not been maintained properly as cash strapped owners aren't always performing maintenance when they should. My grandad always said buying a used car is buying someone else's problems. In his day that was probably true. Today cars are generally more reliable but you do have models out here that more troublesome than others so as always a little research is in order. As for me since I keep cars 10 yrs or more I tend to buy new.
Lot of struggle in this thread.
I'm not ashamed to say I can't afford a new X-7 right now. I can't write off the lease nor can I justify the payments for the usage and need. Don't got to lie to post here.
Looks like you really want that X7. Well, good thing is that BMWs depreciate quickly but not as bad as Teslas. So, just relax for two years and they will fall in prices.
Yeah, but I want a new one. Will probably wait to see the reliability on these. Wife is re upping her lease so she will get a Lexus. Then I can drive her shit and wait.
YepSince this thread was made.
Car payments are averaging around $1000/month.
$745 in Q1. But $1k payments are no longer uncommon...Since this thread was made.
Car payments are averaging around $1000/month.
They say owe no man nothing but love and you can keep that. It is about others owning people. Diddy did what George Washington, Thomas Jefferson, etc. did to black women and a lot more including killing them and it was all legal at that time. They are steady working on bringing those times back.The reason why America is such a dynamic economy is because of easy access to credit. The only problem is that people tend to abuse it.
How do we fight back? Seems like this stuff was all planned. Price gouging been going on for a while with more than cars.Its foolish to buy a new car. No matter your income.
$745 in Q1. But $1k payments are no longer uncommon...
Not to mention financing at 30-40% with a 450 credit score.Folks with these $1k/month and higher payments are purchasing the cars with no trade-in and no money down.
Bringing a trade-in and dropping a down payment always lowers the monthly payments.
Not to mention financing at 30-40% with a 450 credit score.
And wages are still the sameSince this thread was made.
Car payments are averaging around $1000/month.
That part for real.And wages are still the same
The interest on used cars is really too high right now
I been scratching my head wondering how folks are buying these cars, this cat explains it…
Why Are So Many UBER Cars Getting Repossessed
July 21, 2025
Today I have an important message for all the Uber and Lyft drivers out there. I recently visited an auto auction and saw tons of repossessed rideshare vehicles, so I wanted to share some insights about the rideshare market. Stay safe out there!
The wages are lower. We must be honest about why they passed the Civil Rights Act of 1964. How much money has this two-tiered reality generated for White People on both sides?And wages are still the same
People should be businesses. To understand the ownership of US Bonds, all you have to do is look at the roads. It's the same way in Trinidad. The higher prices of oil are negated by the drop in the currency. It's almost as if it's coordinated.The reason why America is such a dynamic economy is because of easy access to credit. The only problem is that people tend to abuse it.
What type of deal? You have a 700 credit score? If you do I know a place guaranteed to refi at 3.5%. Shits mad wild on the finance rates even if your credit is good now. Penfed (and maybe Navy Fed) gave 5.5% but another credit union beat that. How I ended up with 3.5%1. Never get a high interest rate loan paired with a high depreciating car. You are looking at some serious negative equity.
EV are rapidly improving, they also tank the used car market. Range or charging speed can jump easily with bigger screens. Buyers with gas cars only saw small incremental improvements.
Because of the limited supply, I got into a bad deal. Now you can dictate your terms.
I been scratching my head wondering how folks are buying these cars, this cat explains it…
Why Are So Many UBER Cars Getting Repossessed
July 21, 2025
Today I have an important message for all the Uber and Lyft drivers out there. I recently visited an auto auction and saw tons of repossessed rideshare vehicles, so I wanted to share some insights about the rideshare market. Stay safe out there!