This.
"laugh now, cry later"
"ball 'til you fall"
Been spoon-feeding people debt slavery steady since 19-how-long.
Why Americans are suddenly paying $550 per month for new cars
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This.
"laugh now, cry later"
"ball 'til you fall"
Been spoon-feeding people debt slavery steady since 19-how-long.
an 07 s class is probably the dumbest thing you can buy due to that flaw in the idler gear that's costs 1'000's to fix and 5 times that if it goes.
Dude been driving the shit a couple months and no problems...
Don’t you have the W221 S63? Did idler gear go?
Chrysler had zero say in build and quality control of MB
That ain’t a lot of money to me so idgaf, who cares
all of you are mistaking me saying that he was wearing a loin cloth for me calling him that certain animal …. again I say reaching … I did nothing even remotely wrong here ... … but thank you for your concern ...
.
Smart man, I bet your retirement accounts/nest eggs look real good right now.
People work hard and should enjoy their time on earth, life is short. I always hear people talk about put it into your retirement. Life isn’t guaranteed that you make it to retirement.
A lot of people are passing away at a young age. Some of my co-workers by $200-500 dollar in tennis shoes a month, some drink alcohol $200-$300 dollars a month. Some of us spend 10k on renovating a house. Bottom line enjoy “Your” life!
A lot of people are passing away at a young age. Some of my co-workers by $200-500 dollar in tennis shoes a month, some drink alcohol $200-$300 dollars a month. Some of us spend 10k on renovating a house. Bottom line enjoy “Your” life!
So here's a question. How does opportunity cost figure into a new car lease or purchase?
Buying a used car cash costs considerably less, but it is also more likely to break down, especially if the previous owner had an unreported accident or didn't perform proper maintenance. They may have also lived in a cold, snowy climate or an area with a lot of hills.
If your car breaks down on the way to work it is very possible that you could on the hook for the towing, storage and repair fees. You are also going to lose a day's pay plus any advantage you would have gained by being at work.
With a used car you're also more likely to have a headlight or taillight burn out unexpectedly. When you get pulled over the cops will write you up for every possible infraction they can think of. This will cost hundreds of dollars in tickets plus a day's pay if you decide to contest the tickets in court. Even if you get off with just a 'fix-it ticket' it still costs work time to show up at the police station to prove the repair. Same thing applies if you live in a state where the tags stay with the car and the previous owner had multiple DUI's.
If you live in California there's also the smog scam to consider. Fail the test and you'll lose time at work getting a 3 month extension from the DMV. Afterwards you lose more time and money getting the car repaired and retested. you may have to do this multiple times just to renew the registration.
To make matters worse, you will probably have to cover all of these costs up front or risk falling victim to the state's collection scam. They may pad the bill with an extra 10% or more just for the ability to make monthly payments on a fee that may cost more than your entire paycheck. God help you if you're late or come up short on a payment.
IMO all of those headaches and extras make a $550/month for a brand new car seem a lot more reasonable.
Buying a used car cash costs considerably less, but it is also more likely to break down, especially if the previous owner had an unreported accident or didn't perform proper maintenance. They may have also lived in a cold, snowy climate or an area with a lot of hills.
If your car breaks down on the way to work it is very possible that you could on the hook for the towing, storage and repair fees. You are also going to lose a day's pay plus any advantage you would have gained by being at work.
With a used car you're also more likely to have a headlight or taillight burn out unexpectedly. When you get pulled over the cops will write you up for every possible infraction they can think of. This will cost hundreds of dollars in tickets plus a day's pay if you decide to contest the tickets in court. Even if you get off with just a 'fix-it ticket' it still costs work time to show up at the police station to prove the repair. Same thing applies if you live in a state where the tags stay with the car and the previous owner had multiple DUI's.
If you live in California there's also the smog scam to consider. Fail the test and you'll lose time at work getting a 3 month extension from the DMV. Afterwards you lose more time and money getting the car repaired and retested. you may have to do this multiple times just to renew the registration.
To make matters worse, you will probably have to cover all of these costs up front or risk falling victim to the state's collection scam. They may pad the bill with an extra 10% or more just for the ability to make monthly payments on a fee that may cost more than your entire paycheck. God help you if you're late or come up short on a payment.
IMO all of those headaches and extras make a $550/month for a brand new car seem a lot more reasonable.
Yep, that's why I stay in a new car every 3 years. I don't have the time and can't afford the time to go a sit in a mechanic's shop or be late for meetings and blaming it on a car.
You can buy a cheap ass Honda Civic and not have to worry about that . They like $199 a month. lol
Be real a used accord or civic or Toyota from 2012 etc will not have issues and be dirt cheap.
No issues at all, unless the one of the owners lived or worked off the corner of Jones@California St, was a transplant from Chicago with no private parking, sold it because they couldn't afford the maintenance or crashed into a tree and had their mechanic buddy fix it for cash. A lot of shit can happen in the 7 years since that car first rolled off the lot.
In my profession I work 1-2 days a week making $500-$1,500 a day. That means I can't afford to have ANY of the issues hold me back. That's why my first go-to is Uber. If the round trip costs more than $100 I'll rent. Everything else is public transportation.
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Can I get that miracle insurance that I don't pay for when I'm out of the country?
Why the hell would I want that at my age? I used to have that and hated it.
Car repairs and maintenance ain't THAT expensive. Oil changes, breaks and tires are about it.
Get a mechanic to look at the used car before you buy. It costs roughly $100.
Go ahead and get that $550 car payment.
The second you get laid off of your job or your business goes south, you will regret it.
I know that sounds boogie as hell. But that’s why I stayed in school. Lol.
You like what you like. I won’t be driving in that shit either. I like cars. I’ll buy what the hell I want.
It's not just the cost of repairs. It's also the costs associated with not being able to use your car.
Suppose you get up in the morning, turn the key, and it won't start. Now you have to find another way to get to work. That means at the very least you're paying bus, Uber, cab, or train fare. Since all of those methods usually take longer than driving your own vehicle now you have to worry about missed wages.
Another question, where is your car at that moment? Hopefully you're in the driveway, but if it's a paid lot now you have to shell out for extra parking. If it's on the street you have to think about time limit and street sweeping violations. If that parking lane turns into a third lane of traffic during rush hour you could get a $100+ ticket and be out another $600 for towing and storage.
you are absolutely right about maintenance not being that expensive, but you would be surprised how many Americans do it poorly, inconsistently, or not at all. Even if you are 100% on top of it there is no guarantee that the previous owner(s) were.
And yes, you can pay $100 to have a mechanic look it over before you buy it, but what happens if this car and the next five after all turn out to be duds? Also, how can you trust that they looked over it properly? Like I said before, if you live in Arizona and the car was owned by someone living in Chicago the Arizona mechanic may not think to check for the kind of wear and damage that comes with driving in the snow.
After all that bullshit you still have to pay for the repair.
Just about the only thing that goes into the plus side of a new car (for people that don't have money to burn) is that generally you get 3+ years of pretty much no mechanical problems without having to do much more than pay attention to reliability reports, etc, whereas with a used (non-pre-owned) you really either gotta hope for luck or have a mechanic you trust give that shit a really good once over before the purchase is final.
So much other shit goes into the minus side of the equation though that it's no contest.
So much other shit goes into the minus side of the equation though that it's no contest.
Lot of struggle in this thread.
I'm not ashamed to say I can't afford a new X-7 right now. I can't write off the lease nor can I justify the payments for the usage and need. Don't got to lie to post here.
I'm not ashamed to say I can't afford a new X-7 right now. I can't write off the lease nor can I justify the payments for the usage and need. Don't got to lie to post here.
Looks like you really want that X7. Well, good thing is that BMWs depreciate quickly but not as bad as Teslas. So, just relax for two years and they will fall in prices.
Ur outlook on life sucks
Truth, you gotta live + alot of people are single and seek attention to find somebody so you may have to sprulge a bit. I think those CC are more important to get rid of than the car. Get those out the way with then get a nice whip.
We gotta be real with ourselfves, these hoes ain't fucking with dusty niggas pushing civics, you gotta fake it till you make it. Always the educated nigga wanna give a speech when he got a bitch, kids and a house and other niggas trying to get right.
I wanna get rid of them CC cards then get a Bimmer next year, my only real bills with be rent, car and water/light...
Yeah, but I want a new one. Will probably wait to see the reliability on these. Wife is re upping her lease so she will get a Lexus. Then I can drive her shit and wait.
When that time comes, let me know. You can really have some fun during a BMW buying process.
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