I am fortunate to live where a film permit is free. However, there is much that comes into play later. It's almost a legal racket, so let me explain.
I want to simply ask people questions on the street, but have to get a film permit for it. I also have to get General Liability insurance. OK, so far so good. But here is where the legal racket comes into play.
You know those guys who are on YouTube and shoot prank videos, or do random interviews with people?
They are supposed to have everything I mentioned, but do guerrilla filming to avoid the costs.
I must collaborate with the city police department whenever I film. The police will provide me with an officer, which I have to personally pay. And I must have comprehensive and collision insurance, plus workers' compensation insurance for the officer.
The police Lt. I had to speak with explained everything to me, and it made sense. However, I thought our tax dollars paid them to protect and serve. But I get it, if the police can put the burden on someone else other than them, then they will.
Alright, if there are any of you who went through all of this already, could you recommend any national companies for me? I don't know if local insurers who specialize in entertainment insurance are more affordable or less affordable than say, a national insurers, such as The Hartford.
I want to simply ask people questions on the street, but have to get a film permit for it. I also have to get General Liability insurance. OK, so far so good. But here is where the legal racket comes into play.
You know those guys who are on YouTube and shoot prank videos, or do random interviews with people?
They are supposed to have everything I mentioned, but do guerrilla filming to avoid the costs.
I must collaborate with the city police department whenever I film. The police will provide me with an officer, which I have to personally pay. And I must have comprehensive and collision insurance, plus workers' compensation insurance for the officer.
The police Lt. I had to speak with explained everything to me, and it made sense. However, I thought our tax dollars paid them to protect and serve. But I get it, if the police can put the burden on someone else other than them, then they will.
Alright, if there are any of you who went through all of this already, could you recommend any national companies for me? I don't know if local insurers who specialize in entertainment insurance are more affordable or less affordable than say, a national insurers, such as The Hartford.
