Cosign.
Y’all been together for 6 years and you want to get married, why you waiting?
Should I Buy/Move Into A House With My Girl? (w/ Mortgage In Her Name)
- Thread starter spos2
- Start date
Y’all been together for 6 years and you want to get married, why you waiting?
Bruh, don't do it. Don't even get an apartment without your name on the lease. If you are married, it wouldn't matter. Whatever you get or she gets both gets half. But, you are playing house. Bruh, its a lose lose if you do that without a legal basis to stand on. Remember, love is fleeting.
Marital Property: Who Owns What? - FindLaw
Who owns what in marital property in a divorce or after a spouse's death depends on a number of factors, including state laws and how specific property is defined. Learn about this and more at FindLaw's Family Law Center.
family.findlaw.com
Any assets acquired before the marriage are considered separate property, and are owned only by that original owner. A spouse can, however, transfer the title of any of their separate property to the other spouse (gift) or to the community property (making a spouse an account holder on bank account). Spouses can also comingle their separate property with community property, for example, by adding funds from before the marriage to the community property funds.
Spouses may not transfer, alter, or eliminate any whole piece of community property without the other spouse's permission, but can manage their own half . However, the whole piece includes the other spouse's one half interest. In other words, that spouse cannot be alienated the one half that belongs to them.
Separate property includes:
- Property owned by just one spouse before the marriage
- Property given to just one spouse before or during the marriage
- Property inherited by just one spouse
- Money either spouse earned during the marriage
- Things bought with money either spouse earned during the marriage
- Separate property that has become so mixed with community property that it can't be identified
With the responses to these questions...... NO.
Don't even ENTERTAIN the conversation.
Get YOUR EVERYTHING UP and see "IF" she can have a position in your life.
You've got major growing up to do and getting yourself grounded and securely situated is your main priority. After that everything else is just an accessory.
The times and personalities you younger generation have to deal with are NOTHING like the fairytail shit I was exposed to back in my time.
Mental health is everything. Learn yourself first.
Logic before emotion.
What may seem sweet to your mind right now will ruin you later.
The OG has spoken.
Yo OP this is too serious a question to be asking on a porn board. EVERY SITUATION is different and your asking for advice of a personal matter that has serious financial consequences? To get your question answer, I wouldn't start on a porn board. Some questions are just too deep for this type of board. just saying yo!
yea... do it! Make sure the utilities are in her name too! Also living off of your income & allowing her to invest hers is the absolute best way to go! that is a solid come up!
fuck around & get her knocked up & you set for life!
We bought our third house and we only put it in my wife's name to get the interest lower. We put $80 stacks down. She was the one worried, not me. I would be out of half the eight stacks but I can buy other crib because my credit is now A1 without a mortgage. But we been married 20 plus years. She would never say it's her house because she knows me too well. I put the deal together but she's the money manager. You don't have shit to lose homie. Add your name to the tile and keep it moving. 90% of these dudes never purchased a crib. I have never been told to get out of anyone's crib. My pockets right, I'd leave a chick in minute if she told me some shit like that.
Shut up dummy....
Nobody in their right mind buys a house with someone that they are not married to. The house that you and your wife bought in her name is half yours by law because you're married.
If he helps her buy a house he is just a tenant and can be ordered to leave the premises at any given time...by law.
If you are planning on getting married, then what is the point of rushing into buying a house now? Get married, then you both put your name on the deed.
Otherwise you are just a legal occupant that can be put out. If you're putting up money towards this transaction, and you guys don't work out. Then you have no legal claim to the home.
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"What a dude would say that's been put out by a chick for $200, Alex". He's not putting any money into the initial purchase. His name would be on the title just like mine is. She makes more money than he does and probably always will. What the fuck does he have to lose? You clowns are bringing your baggage into this shit. What women wouldn't switch places with homie in a hot second?
I would lean towards no, but have you and her had the convo about both of yall names being on mortgage? If you don't feel comfortable with it maybe hold off until you can build up your credit or have more money to put down I'm just guessing don't know your financial situation or you what you guys talked about.
If you do go through with it I suggest have a exit plan do you have family in the area or people you can stay with if things go bad? If not think about getting a rental property for yourself it don't have to be as nice as the place you and her are planing to get, but you will have something in your name, that's bringing money into the household, and a place to go if it goes bad.
If you do go through with it I suggest have a exit plan do you have family in the area or people you can stay with if things go bad? If not think about getting a rental property for yourself it don't have to be as nice as the place you and her are planing to get, but you will have something in your name, that's bringing money into the household, and a place to go if it goes bad.
I feel you fam, I've had these convos in real life. I just wanted to hear non-biased perspectives. BGOL ain't the final determination lol
Both of us are tired of renting, sinking money into apartments and shit we won't have any equity in.
I've had a convo with her since I made this thread, it's a non-issue now. But we'll be in my hometown, I'll have support, resources and money stashed if shit goes left.
And they should be held accountable for it.
Huh?!yea... do it! Make sure the utilities are in her name too! Also living off of your income & allowing her to invest hers is the absolute best way to go! that is a solid come up!
Why is yo young ass on my site?
You also might want to start wear panties and bending ova cause she fucking you dawg
Hell no. Dump her immediately. Get your own house and get 2 younger bitches that like each other to come cook together and clean your shit when it gets dirty. Thank me later.
Are you in a Community Property State?
If you marry in any of these States, once you're married it's split 50/50 to include your pensions.
pop the question 1st ( shyt she might say no ) then put a ring on it and buy the house together. Or buy the house in your name only so if things go south you can move out and charge her rent
hell yeah. ....relationships takes accountability from both sides. as does having a house. ......bottomline know your girl and yourself.
I've been in a very similar situation. At the end of the day, its not a big deal. If yall get married and it works then that is best case scenario. If it doesn't work then you move. Not the end of the world.
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