She only dates Guys with High Credit Scores.....

[Commish]

There are question that need to asked in the beginning. Cuts a lot of bs out the way. So both of you can decide whether or now you want to or should go forward.

There's are lots of other questions to be asked that could give you and indication of whether you and your date could start something together, but finances is a question that I feel is too personal to divulge to someone in the beginning.

I can't prevent someone from asking me whatever question the choose, but I certainly reserve the right to not answer said question.

Just think of asking a woman that you just met how much she weigh and tell me if that question would not rub her the wrong way or make her feel uncomfortable? Maybe I need to know this to see if she is someone who is conscious of maintaining an acceptable weight and body image.

So, nah..I will not disclose my FICO and DTI ratio score to a woman I have not fucked, let alone decided if she is even worth fucking.

Oh yeah, credit can be repaired, so whoever fucks with me has to be willing to have enough patience and compassion to work with my situation, if I was in a situation where I had a temporary financial setback.

 

[BKF]

There's are lots of other questions to be asked that could give you and indication of whether you and your date could start something together, but finances is a question that I feel is too personal to divulge to someone in the beginning.

I can't prevent someone from asking me whatever question the choose, but I certainly reserve the right to not answer said question.

Just think of asking a woman that you just met how much she weigh and tell me if that question would not rub her the wrong way or make her feel uncomfortable? Maybe I need to know this to see if she is someone who is conscious of maintaining an acceptable weight and body image.

So, nah..I will not disclose my FICO and DTI ratio score to a woman I have not fucked, let alone decided if she is even worth fucking.

Oh yeah, credit can be repaired, so whoever fucks with me has to be willing to have enough patience and compassion to work with my situation, if I was in a situation where I had a temporary financial setback.

People should ask whatever they feel is important to them (at whatever time they feel it necessary). As you state people have a choice to answer or not. To move on or not.

 

[sharkbait28]

Because finding love should be as exciting as filling out a tax form
More power to her if it floats her boat though, I'm not mad.

 

[Electric Relaxation]

Make sure yall do a follow up on her in 4-5 yrs.

She's only 22 and thinks shit is sweet.

I wish her all the best, but this.

 

[Mo-Better]

A real high credit score gives you options. That said I'm trying to understand what makes her think someone with a high credit score wants her?

She's not bad (far from great) but there's women around that don't think like her that are way more attractive. That makes them all that more attractive than this girl.

 

[Commish]

People should ask whatever they feel is important to them (at whatever time they feel it necessary). As you state people have a choice to answer or not. To move on or not.

True, but that question is one that is not going to be answered by me. I omeone who ask me that before a relationship commences is someone who simply is not for me. It is a deal breaker.

People should ask whatever they feel is important to them (at whatever time they feel it necessary). As you state people have a choice to answer or not. To move on or not.

People should ask appropriate questions when courting someone. Everyone is not entitled to know certain information, especially in the beginning.

So..

If I am asked that question, I will simply decline to answer, respectfully, and said woman can decide based on my non answer if I fit her mold..

 

[JimJones]

22! What the hell has she done? She still a baby in the world of credit. She aint bought shit yet. So her 800 credit score aint shit. Hola at me when you 35 and see how that score look. My score on Credit Karma is 825 but its useless to me as I have a home, car and everything good credit scores are good for thus it is of no use to me. She take that 800 score any where she want but if she don't have any cash to go with it, it is as useless as a 450 would be.

 

[WhenTheGoingGetsTtuff]

Let her live. If she's not your type then she's not.

 

[Mr.Chuckles]

Asian women are the same way

 

[Race Harley]

Good for her!

 

[Ceenote]

To each there own.. i aint going..sometimes somw peeps have sum attractions about them but her.. nah..she can keep her

 

[muckraker10021]

She'll find a Black simp in the choir at the local A.M.E. who has a "good" government job who has a 800 credit score.
They will both go down to the local auto dealership with their 800 credit scores and still wind up getting screwed.....because
of their joint naivety and lack of consciousness about how AmeriKKKa really works



Quote Below Originally posted August 22, 2016
http://www.bgol.us/forum/index.php?posts/16878060/


""Some of you peeps are living in AmeriKKKa but still don't realize how this country works
It has NOTHING to do with your credit score

If you are Black you can have an 800 FICO score and they will still try to rip-you-off with a ridiculous high interest rate SOLELY because you are Black
America is a country where big business practices institutionalized racism and it is rampant & accepted...
until...you get caught
The Banks, The Insurance Companies, The Home Finance companies, The Student Loan companies.....
The Car companies....will all charge you $$$$$$ more (a higher interest rate) if you are non-white""

Read:
Toyota’s auto-loan division has agreed to pay $21.9 million in restitution to thousands of black,
Pacific Islander, and Asian customers whom the government said were charged higher interest rates than white borrowers.

Read:
Honda reached a $24. million settlement Tuesday to resolve charges that the company discriminated against black and Asian car buyers by marking up interest rates on loans





~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

 

[BKF]

True, but that question is one that is not going to be answered by me. I omeone who ask me that before a relationship commences is someone who simply is not for me. It is a deal breaker.


People should ask appropriate questions when courting someone. Everyone is not entitled to know certain information, especially in the beginning.

So..

If I am asked that question, I will simply decline to answer, respectfully, and said woman can decide based on my non answer if I fit her mold..

What's appropriate is determined by each individual. We've already established you or anyone else has the right to answer or not.
Hell..a lot of folks start fucking before asking any question or asking "appropriate questions". So asking someone their credit score doesn't seem that extreme under current "courting" standards. .

 

[Naha-Nago]

nah, just work on the body, then she will know how it feels to have someone want you because of a certain quality.

QUOTE OF THE YEAR NOMINATION!

*two cents *

 

[bigsuge]

Smh that dumb bitch live in Brooklyn advertising about her 800 credit score. My niggas will zoe her with the quickness..... "So you have pufect cwedit my fwend?".

 

[Dirtylakerie]

She should use her "excellent credit" to buy some tits

You aint lyin.

 

[Sampson]

*looks at thread title*

*looks at the woman in question*

 

[Naha-Nago]

She should use her "excellent credit" to buy some tits

U-G-L-Y

sorry but my 800+ credit score don't go for ugly chicks!

Just the tis? She needs hips, ass, and maybe something with the face.

nah, just work on the body, then she will know how it feels to have someone want you because of a certain quality.

She does not have an alibi.

I aint mad at her, for sayin that because she was raised

in a family of professionals and was raised to be that way...

but she fucked with a dude that had a credit score in the 600s and lived with his mom..

so the article is reachin....

i have no problem with her wanting a man w/ 800 credit... especially if she has it.

i do foresee a problem with her securing said man, because for the most part that man would have way better options than a bubble headed 22 yr old chick from brooklyn who puts articles in the paper about wanting a man with 800 credit.

Lol she looks old for 22 ..jeez

Yeah but her body and face are in the low 400

Good for her.
Now. If someone with the same or higher score as her isn't really fucking with her cause they don't care about your credit score. Don't say you haven't been warned.

Make sure yall do a follow up on her in 4-5 yrs.

She's only 22 and thinks shit is sweet.

i bet she is single

Because finding love should be as exciting as filling out a tax form
More power to her if it floats her boat though, I'm not mad.

I wish her all the best, but this.

22! What the hell has she done? She still a baby in the world of credit. She aint bought shit yet. So her 800 credit score aint shit. Hola at me when you 35 and see how that score look. My score on Credit Karma is 825 but its useless to me as I have a home, car and everything good credit scores are good for thus it is of no use to me. She take that 800 score any where she want but if she don't have any cash to go with it, it is as useless as a 450 would be.

All these^^^^ and...

BLESS HER HEART. She's 22 and don't know shit about shit about the shit she thinks she knows.

I salute the fact that she has standards even if they seem to derive from a perverted version of the phrase "equally yoked" and is pulling a hard line and making it known I just hope she knows that goes ways.

She don't want a sub 800 FICO score in a man, that's cool. I could see how a man wouldn't want a homely #2 pencil in a woman however. STANDARDS BE STANDARDS.




*two cents *

 

[Hotlantan]

22! What the hell has she done? She still a baby in the world of credit. She aint bought shit yet. So her 800 credit score aint shit. Hola at me when you 35 and see how that score look. My score on Credit Karma is 825 but its useless to me as I have a home, car and everything good credit scores are good for thus it is of no use to me. She take that 800 score any where she want but if she don't have any cash to go with it, it is as useless as a 450 would be.

How many FOURTH dates is she having to even get to ask about FICO scores? She's 22 and still in school - most of her bills have likely been paid with the help of family or financial aid. Anyone's score will always be 800+ if you pay your bills in full and on time. Congratulations on her not being a fuck-up with her debts, but the not-so-humble brags about doing so given her minimal usage history makes her even less attractive. The fact that she thinks her situation is special, unique or even newsworthy seems both delusional and sad.

 

[JamesATL]

Millennials, who came of age during the recession and carry astronomical student debt, are bucking the tradition of staying mum on money and prioritizing it when looking for a mate. And for good reason: A 2015 study from the Federal Reserve Board found that couples with high credit scores — above 750 — are more likely to stay together; couples with lower-than-average numbers (below 600) are up to three times more likely to separate than those with average scores. A discrepancy is also a bad sign — the study found that a 66-point difference is linked to a 24 percent greater chance the couple will break up.



this might be true.

 

[850credit]

This would be great information if there were a shortage of women. There is not, so....


She ain't special

 

[Naha-Nago]

I’m going to be honest of what I’m going to say here. I’m 25 this year. I’m very pretty, have style and good taste. I wish to marry a guy with $500k annual salary or above. You might say that I’m greedy, but an annual salary of $1M is considered only as middle class in New York.

My requirement is not high. Is there anyone in this forum who has an income of $500k annual salary? Are you all married? I wanted to ask: what should I do to marry rich persons like you?

Among those I’ve dated, the richest is $250k annual income, and it seems that this is my upper limit.

If someone is going to move into high cost residential area on the west of New York City Garden(?), $250k annual income is not enough.

I’m here humbly to ask a few questions:

1) Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym)

2) Which age group should I target?

3) Why most wives of the riches are only average-looking? I’ve met a few girls who don’t have looks and are not interesting, but they are able to marry rich guys.

4) How do you decide who can be your wife, and who can only be your girlfriend? (my target now is to get married)

Ms. Pretty

Dear Ms. Pretty,
I have read your post with great interest. Guess there are lots of girls out there who have similar questions like yours. Please allow me to analyse your situation as a professional investor.
My annual income is more than $500k, which meets your requirement, so I hope everyone believes that I’m not wasting time here.
From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain.

Put the details aside, what you’re trying to do is an exchange of “beauty” and “money” : Person A provides beauty, and Person B pays for it, fair and square.
However, there’s a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year, but you can’t be prettier year after year.

Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It’s not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worse 10 years later.

By the terms we use in Wall Street, every trading has a position, dating with you is also a “trading position”.
If the trade value dropped we will sell it and it is not a good idea to keep it for long term – same goes with the marriage that you wanted. It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or “leased”.

Anyone with over $500k annual income is not a fool; we would only date you, but will not marry you. I would advice that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income.This has better chance than finding a rich fool.

Hope this reply helps.

Signed,
J.P. Morgan CEO


Look, I'm all for opening up the books before you financially get in bed with anyone- because the business of marriage...IS A BUSINESS- however IMO I think these young women for they own sake might want to push love more and money less.

Don't want these young fellas looking at a long term relationship with a woman as a business deal, a business deal that they'd be better off in if they went solo.

Better stick to the love shit ladies.

*two cents *

 

[Last Dayz]

 

[dagoon121]

She young, reality hasn't caught up yet
And she not looking for a mate
She looking for a business relationship it looks like

 

[Commish]

What's appropriate is determined by each individual. We've already established you or anyone else has the right to answer or not.
Hell..a lot of folks start fucking before asking any question or asking "appropriate questions". So asking someone their credit score doesn't seem that extreme under current "courting" standards. .

There is a presumption that there are certain questions that are deemed appropriate and inappropriate.

If I asked a woman on the first date up to 4th date how many sexual partners she has had, then that will be an inappropriate question.

See, I am old enough to know that there are certain questions asked in order to get someone to tell on themselves. This is a baiting tactic used to weed out people without investing too much time and effort into the process.

Then it comes to finances, there is no reason why someone needs to know how much you make, how much you owe, etc. Establishing rapport takes a greater priority because if there is no chemistry in the beginning, then there will be no relationship, thus supporting my stance that sharing personal information about finances is immaterial.

Relationships comes with risks, trial and error, etc. There could be a host of reasons why someone may not have good credit. There could be the same amount of reasons why a person does have good credit. But, both situations can change where the person with good credit has his or her credit ruined and vice versa.

I never just up and say to a woman what questions she can or can't ask. But, in my mind, I have certain things that I refuse to divulge to someone who I have not established rapport with.

Finances will be discussed AFTER there is a relationship established as well as said relationship is on the brink of moving towards engagement. At that point, it makes sense to discuss credit because a marriage is a business that involves credit, licenses, court, etc.

But someone you don't know expecting you to bring FICO and DTI scores/to dates? Unless that person is trying to sell me a house or car, then said information is out of bounds.

 

[Rudey]

I don't see the problem she wanting a man with good credit but I suspect she would be more into men almost or twice her age. Usually people with good credit at some point had bad credit.

 

[Mentor B]

I'm not going to call the sister ugly. She isn't exactly eye candy; but again, I won't verbally bash her.

And at the end of the day, at least, she has standards that shows she is trying to build with a partner.

Other than that, I really have nothing further to say...

 

[mailboxpimp]

She should use her "excellent credit" to buy some tits

& some ass

 

[Naha-Nago]

If you have a 740+ fico, you can get great terms on a car loan, mortgage or other financing approved online without the lender making arbitrary decisions based on your race.

for example, bankrate.com is all data driven where mortgage lenders fight for your business based on your credit & income.

you then take that approved cash, coupled with your own research and you get the car/ house/ loan you want on your terms.

capitalism preys on us but it also assumes our ignorance. don't be ignorant and u can navigate around some of this shit.

QUOTE OF THE YEAR NOMINATION!

*two cents *

 

[IT IS WHAT IT IS]

Chick looks like dude from Everybody Hates Chris with somebody's grandmother's wig on

 

[jack walsh13]

She should use her "excellent credit" to buy some tits

 

[jack walsh13]

Chick looks like dude from Everybody Hates Chris with somebody's grandmother's wig on

Yeah dat bitch ugly as fuck. Fuck outta here bitch!!! Chest flat as a waffle iron en shit!

 

[snark9]

This story is a diss.

What make a random chick's dating preferences newsworthy?

...Other than to reflect negatively on black women.

 

[Goingmark40]

it would be hard for me to take a woman with a face you cant wake up to and a beanpole body serious when she making demands

 

[peterlongshort]

She should use her "excellent credit" to buy some tits

Well done sir, well done.