Question: When married, keep money separate or together?
- Thread starter tuckdog
- Start date
Rick Ronson
Banned
I dont have any problems cause my team mate is on the same page..
We have 3 accounts. A personal for each of us, and one for everything else. We both receive an allowance every week, which goes into our personal accounts, but all bills and family expenses get paid out of the joint account where the majority of both of our checks go. Are you guys set up similarly?
That's how I feel, but I've come across plenty of dudes who think i'm crazy for the way our finances are set up. I tell them, if I couldn't trust her, I wouldn't have married her. Sounds simple enough to me, but them cats look at me like I've lost my mind.
this arrangement works for us... house stuff and vacations are paid from joint account.. everything else from personal
We have one joint account.
any other questions?
1 Checking
1 Savings
1 Investment
1 Biz (My side gig)
*College fund starting next yr
We keep a set amount for ourselves from every paycheck and the rest goes where its supposed to go that way I don't need her permission to by a pack of gum/surprise gift and vice versa.
Took us a while and some fights to get financially disciplined.
1 Savings
1 Investment
1 Biz (My side gig)
*College fund starting next yr
We keep a set amount for ourselves from every paycheck and the rest goes where its supposed to go that way I don't need her permission to by a pack of gum/surprise gift and vice versa.
Took us a while and some fights to get financially disciplined.
Not advisable. Wait till you're married and you fully trust each other regarding such issues.
It depends on the people. Me personally, if we aren't both committed enough to get married, then i'm not sharing my finances with you. If we live together, we treat the bills as if we're roommates. But everybody doesn't believe in marriage, and some are mature enough to carry their relationship as if they're married without actually getting married. I don't want to tell you anything that fucks up your situation, that situation has to be taken on a case by case basis.
I'm just glad you guys were mature enough to not let the arguments separate you and come to a mutual agreement.
You guys will be ok. We have 1 joint checkings, 1 joint savings, 1 joint ING savings, 1 joint LoC and we have our own separate. We don't put equal amounts of money into our joint accounts because we don't make the same amount of money. But we both put exactly 70% of our net income into our joint checkings. We have monthly transfers of a preset amount that goes into our ING. We add to our joint savings whenever we feel like it, or if we're saving for a big purchase or vacation.
This...
It's already together in all states if married their is some sort of household
is one tax code and if your spouse dies your stuck with their bills.
is one tax code and if your spouse dies your stuck with their bills.
Based on personal experience.... and something a dude posted here about a year ago, his formula seemed great.... I adjusted is based on me and my ex...
this is based on a percentage of each persons income...
60% to a shared pool for all household debt..
30% for your personal account and debt, etc....
10% for savings...
Amount for household debt should be mortgage/rent, utilities, groceries, etc...
of course they would have to be adjusted based on how much your house hold debt is and all that..
So anyway, we both had out separate accounts, then one joint... we would transfer our sixty percent to the account when we got paid... 60 percent was what was needed to cover the house hold amount... this was a checking account...
we would then transfer the 10% to the savings....
this is based on a percentage of each persons income...
60% to a shared pool for all household debt..
30% for your personal account and debt, etc....
10% for savings...
Amount for household debt should be mortgage/rent, utilities, groceries, etc...
of course they would have to be adjusted based on how much your house hold debt is and all that..
So anyway, we both had out separate accounts, then one joint... we would transfer our sixty percent to the account when we got paid... 60 percent was what was needed to cover the house hold amount... this was a checking account...
we would then transfer the 10% to the savings....
Sounds the same as me. Case by case basis, though. If the woman is irresponsible then keep it separate. But I wouldn't marry a financially irresponsible chick, anyway, no matter how fine she is. After that "she so damned fine" wears off, and it will, you will be struggling for breath because you will be financially UNDERWATER. Trust me, ain't no worse feeling in the WORLD that being financially underwater.
/thread
Man I'll be the first to say, I love my wife with all my heart, but there's something about giving her 100% access to my hard earned funds. I make about 3x as much as she does and earn every penny of it. We shared accounts but that shit was a super fail and damn near gave me ulcers and a bad case of anxiety! I used to be stingy as hell but now I have no problems sharing or giving away money freely, no questions asked. I just can't share accounts!!!!
, cigarettes, shoes, gadgets, massages, etc.), and won't affect the household budget and family vacations/fun
if i EVER got married i would always keep an extra account in my mothers name that i stash money in,and my wife would have NO clue/access to it.
Separate
But not for the mine is mine shit but for business reasons
But not for the mine is mine shit but for business reasons
We have a joint and separate accounts. I try my best to live off of $150 a month so all my money goes towards my Wife and kids.
Easier said then done. Might as well stay with the bitch and have side pussy. Down here in Texas that ho will get half your pension and 401k plus that fat ass child support check. My co worker divorced his wife with 2 children. That nigga told me he paying 2200 a month in CS payments. FUCK THAT
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