Need Help From The Fam!!! Tree Destroyed My Grandmothers House!!!

[Andeyhollawho]

I need some help/ideas. My 68 year old grandmother who has been living in the same house for around 40 years just lost everything today in a storm. A tree in her yard fell over on top of her house, broke through the roof and knocked the house off the foundation. The house is officially condemned tonight.

SHE DOES NOT HAVE INSURANCE! I need some ideas. She is staying with family right now and she is retired and on a fixed income. Anything the fam can think of is appreciated. Government programs, aid, etc... I'm racking my brain right now.

Anything you need I got ya. If you know me you know I'm good for it. If you don't trust me on this one.

 

[Blunt]

Where were you when she needed someone to buy her insurance?

 

[ladyscorpio]

Where were you when she needed someone to buy her insurance?

Blunt why be like that? Andey may not have known this fact. Not everything your family is gonna share with you, especially the elders.


Andey am sorry to hear this hun. Glad that she still has breath. I hope that you get the assistance you require. I am unfamiliar with american social assistance programs so I am unable to give you any info regarding.











Peace

 

[keysersoze]

I need some help/ideas. My 68 year old grandmother who has been living in the same house for around 40 years just lost everything today in a storm. A tree in her yard fell over on top of her house, broke through the roof and knocked the house off the foundation. The house is officially condemned tonight.

SHE DOES NOT HAVE INSURANCE! I need some ideas. She is staying with family right now and she is retired and on a fixed income. Anything the fam can think of is appreciated. Government programs, aid, etc... I'm racking my brain right now.

Anything you need I got ya. If you know me you know I'm good for it. If you don't trust me on this one.

One suggestion is to to contact your local legal aid clinic. I don't know where your grandma lives, but there are legal clinics for the elderly that help with legal advice about some sort of remedies available to them where they were affected by disasters such as the you mentioned.

Here's my recommendations.

1. Contact your local legal aid office - there is almost 1 for every county. (Google "legal aid" or "legal services" + your local county/city/town).

2. If there is law school near by, Google it to see what clinics they run. For instance, I know many law schools have "Elderly Law & Consumer Protection" Clinics. Penn State, St. Johns, Chapman Law Schools all have them.

That should give you some results for the short term.

 

[mcguyver]

check you local town's website or state's website. Go to city hall. You would be suprised how much info you can get just by going to people and asking don't soley rely on the net.


Good luck homie.

 

[Andeyhollawho]

Blunt why be like that? Andey may not have known this fact. Not everything your family is gonna share with you, especially the elders.


Andey am sorry to hear this hun. Glad that she still has breath. I hope that you get the assistance you require. I am unfamiliar with american social assistance programs so I am unable to give you any info regarding.











Peace

Thank you Lady S. Yeah she never told anybody that she didn't have insurance. I was shocked when she said that. My great-grandmother owned the house and passed it down to my grandmother. When great-grand died the house was paid for so my grand never renewed the insurance. That was about 6 or 7 years ago.

 

[Andeyhollawho]

One suggestion is to to contact your local legal aid clinic. I don't know where your grandma lives, but there are legal clinics for the elderly that help with legal advice about some sort of remedies available to them where they were affected by disasters such as the you mentioned.

Here's my recommendations.

1. Contact your local legal aid office - there is almost 1 for every county. (Google "legal aid" or "legal services" + your local county/city/town).

2. If there is law school near by, Google it to see what clinics they run. For instance, I know many law schools have "Elderly Law & Consumer Protection" Clinics. Penn State, St. Johns, Chapman Law Schools all have them.

That should give you some results for the short term.

I appreciate this info cousin. She does need a good lawyer. People are already offering to rebuild the house for her. In the middle of a damn severe thunderstorm of all places.

 

[SEXY_SCORPIO]

Do you have a 211 number in ATL that you can call. They give you a list of people who can try to help.Legal aid is the way to go as someone stated

 

[actinanass]

It might not be a bad idea to hit up some churches for help.

*quote the chat room republican*

 

[Blunt]

Blunt why be like that? Andey may not have known this fact. Not everything your family is gonna share with you, especially the elders.

There are certain things that you need to make a point of finding out about, especially if you're the one who's gonna be left scrambling around for help later on down the line. Seems like an important thing to be aware of regarding an elderly person on a fixed income who owns a home. If you're legitimately misinformed or someone else drops the ball, then fine. But if you knew better and just didn't want to deal with it (or gambled) then that's a different story.

Just making the point for anyone else who might be in a similar position. (I've certainly been careless with insurance myself in years past.)

 

[mcguyver]

There are certain things that you need to make a point of finding out about, especially if you're the one who's gonna be left scrambling around for help later on down the line. Seems like an important thing to be aware of regarding an elderly person on a fixed income who owns a home. If you're legitimately misinformed or someone else drops the ball, then fine. But if you knew better and just didn't want to deal with it (or gambled) then that's a different story.

Just making the point for anyone else who might be in a similar position. (I've certainly been careless with insurance myself in years past.)

The fuk you doing?

 

[Andeyhollawho]

There are certain things that you need to make a point of finding out about, especially if you're the one who's gonna be left scrambling around for help later on down the line. Seems like an important thing to be aware of regarding an elderly person on a fixed income who owns a home. If you're legitimately misinformed or someone else drops the ball, then fine. But if you knew better and just didn't want to deal with it (or gambled) then that's a different story.

Just making the point for anyone else who might be in a similar position. (I've certainly been careless with insurance myself in years past.)

This is a good point.

My mother and my uncles help her pay her bills. I'm probably a little better equipped to do that, but I am young so she of course doesn't trust me. She pays her "insurance" every month. My great-grandmother had the same policy and agent as her. Great-grand carried the home insurance. When great-grand died it was supposed to transfer over but it had to be renewed. Grandma chose not to at the time because she felt since the house was paid she didn't need it. Insurance man didn't really push the issue I guess. So really all she has is life and car insurance. She never told anybody that and since she was paying for the same insurance everyone assumed it was the same. She is not old enough to where she can't make her own decisions about her money and how it's spent.

It's a good idea to look into that though. I agree on that 100%.

 

[Cleopatra_J]

^^^^ It may not have been public knowledge that granny didn't have insurance. I'm sure that wasn't the topic at the dinner table.. "hey ya'll, I can't afford homeowners insurance so uh, could you guys get together and work on that for me.." I don't think it went like that.

anywho.. andey, I'm sad to hear about the situation. I don't know of any solutions accept those previously mentioned. Also maybe checking with community organizations. Sometimes the non profit places may know of other assistance programs. It might not be possible to get her another house, but it may be possible to find her decent housing in the meantime so she's not sleeping on someones couch for months.

 

[Blunt]

^^^^ It may not have been public knowledge that granny didn't have insurance. I'm sure that wasn't the topic at the dinner table.. "hey ya'll, I can't afford homeowners insurance so uh, could you guys get together and work on that for me.." I don't think it went like that.

As stated earlier, it's something you (as a concerned relative) should make a point of finding out about, whether the elderly relative cares to discuss it or not. It's for her own good. No one should own a home and not have insurance, nevermind an elderly person on a fixed income.

 

[ladyscorpio]

There are certain things that you need to make a point of finding out about, especially if you're the one who's gonna be left scrambling around for help later on down the line. Seems like an important thing to be aware of regarding an elderly person on a fixed income who owns a home. If you're legitimately misinformed or someone else drops the ball, then fine. But if you knew better and just didn't want to deal with it (or gambled) then that's a different story.

Just making the point for anyone else who might be in a similar position. (I've certainly been careless with insurance myself in years past.)

I comprehended from the beginning what it was that you were trying to say however, you are at times a tad too "blunt". Wording is a heck of a thing yes. You have made a valid point here though. I find the trouble when dealing with elders is that they at times do NOT want to accept that they DO need assistance for certain things and some have a sense of mistrust for younger people. Family or not.
Knowing now what he knows am sure that Andey will take care to have detailed info regarding these things.




Peace

 

[LeroyDibiase]

Get a lawyer and sue the tree.

 

[Chicutie]

It might not be a bad idea to hit up some churches for help.

*quote the chat room republican*

This is what I was gonna suggest. At my church when things like this happens, the church is always there for people. Raising money. . . . having clothes and food drives. I think it's a pretty good idea.

 

[sean69]

It might not be a bad idea to hit up some churches for help.

*quote the chat room republican*

This is what I was gonna suggest. At my church when things like this happens, the church is always there for people. Raising money. . . . having clothes and food drives. I think it's a pretty good idea.

Yep. And in the process you might even holla at some churchgrown.





























































































I kid, I kind.

 

[Mo-Better]

Andy you didn't provide enough details on what happened. But your options are not good on this. A tree in a homeowners yard is the owners responsibility in most cities. Since the house has already been condemmed your only options will rely upon charitable agencies and maybe if someone has the ear of a local politation or maybe a local TV station might help.

Just be thankful she wasn't hurt.

 

[melonpecan]

I am sorry to hear this but I am glad that she made it out okay.


I've been doing some research on home ownership and though no every county/city/state offers it there are some government programs that will give money for rehabing homes. Since the house is condemned I'm not sure what the policy is on that but it might be something to look into as you don't have to pay it back.


At the very least some government agencies will put up the money for another home and perhaps you and your family can rebuild the house.

 

[eHoez.com]

was her area declared a disaster area by the govenor?

 

[DeSiRe]

im sorry to hear about your grandma's house

the most important part is that she is ok

great ideas about contacting the church

here are some others non profit orgs that u can try to contact locally:
red cross
habitat for humanity
christan community action

i would also suggest going to city hall to see some other options...

 

[LeroyDibiase]

Sue the fucking tree.

 

[CT's Finest]

I need some help/ideas. My 68 year old grandmother who has been living in the same house for around 40 years just lost everything today in a storm. A tree in her yard fell over on top of her house, broke through the roof and knocked the house off the foundation. The house is officially condemned tonight.

SHE DOES NOT HAVE INSURANCE! I need some ideas. She is staying with family right now and she is retired and on a fixed income. Anything the fam can think of is appreciated. Government programs, aid, etc... I'm racking my brain right now.

Anything you need I got ya. If you know me you know I'm good for it. If you don't trust me on this one.

From reading your post it seems like Grandma Andey is OK despite the loss of her home. At this point her safety is the most important thing... It also seems like there are some good suggestions in here so far. Keep doing your research and decide (along with the rest of your family) what the best option(s) may be. Hopefully things will work out soon...

 

[Andeyhollawho]

Sue the fucking tree.

I've been meaning to give an update, but there hasn't been much to report so far. She is talking to Habitat For Humanity and the Red Cross is giving her money to help her get clothes, a phone, etc...

It's been storming on and off since that day so we really haven't been able to do much except support the house a little and get in there and move most of her stuff to storage. My grandma doesn't live in the best of neighborhoods but it's hers and she doesn't want to move so we are planning on rebuilding on the same lot.

On a side note...My biggest worry initially was that people would tote all of her stuff out of there seeing how it is a rough hood. My grandma feeds and takes care of most of the "fiends" in that neighborhood so she told me she didn't have anything to worry about. Well somebody stole her TV out of the house Thursday night. By Friday afternoon two of the fiends in the neighborhood had not only brought her TV back, but brought the guy who stole it back too and made him apologize for stealing it!

Grandma is a BOSS and I didn't even know it!

 

[LEs Stroud]

sorry dude. Its a tragedy on many levels. One the burden that your Grandmother has placed on the rest of the family and also the huge loss of assets she could have passed down. Thats how white folks give their children head starts in life through realty

Your family is in a desperate situation. Legal aid? For what? No crime was commited here and no one to sue for that matter

In all seriousness I'd write up what happened and send it to Ty Pennington or one of those type of shows. Maybe start a small website with your family and send him the link. And stress how this story may be able to help other elders who think they dont need insurance after the house is paid

blessings and good luck

David

*edit*

Also your Grandmother my have to suck it up and have a house built on the land she still owns. Hopefully she has some money saved from not paying home insurance all those years..

Build it with a basement or daughter inlaw edition and rent that portion out to cover some of the new mortgage

point is you still have options if she owns the land the heap of lumber is resting on

 

[eHoez.com]

you really can sue the tree..

if the tree dont file an answer, you can file whats called a default judgement..
you'll win the case..