Looking to buy my 1st house

[papi68]

Rates are about to go up, boss. I’ve purchased around a dozen properties. Lost money on 2 but made a few million overall. Good luck to you.

 

[Helico-pterFunk]

Rates are about to go up, boss. I’ve purchased around a dozen properties. Lost money on 2 but made a few million overall. Good luck to you.

 

[dHustla]

Mid 600's will get you a tent

Not true.

I got a house & 9 acres with mid 600's, after 2 years refinanced to 2.99%

 

[dHustla]

Got mine on a 620ish va tho, but still credit matters

Learn about home inspections! It’s a dude here in Houston who does tons of reels. He knows his shit

Fuck a hoa, imo.

Done be a cheap mf, get an echo trimmer and a good self propelled mower, an electric blower is cool

Get a lifetime shed for the yard shit if you can, fuck keepin it the garage

Learn everything you can about the maintenance to make shit like hvac, electrical and plumbing last

Get that ortho yard and house spray, bugs will fuck your shit up

Fuck trees those shits are a liability

Good luck and hopefully you find a home

DO NOT BUY ECHO ANYTHING!
BUY STIHL!
HONDA self propelled or Exmark hydro walk behind.

Avoid anything belt driven

 

[dHustla]

Its been a few months and Im still looking.
This is the got damn pitts!!
got a loan but at 6.20% with 150k down???? FUCK!!!!
got about 150k plus closing cost to put down and these bitches still want 2000+ a month on a $300k house?
and the got damn taxes!!!
and fuckin HOA fees!!! who the fuck they think they are?
OR
go under 300k and get a house that smells like a wet sock with foundation/roof issues...

You know you can pay that interest rate down, right?

I'm no expert, but it seems to make more sense to buy the interest rate down, put less down to get a comfortable mortgage, then pay a little over the monthly mortgage every month, even if it's only a $100-$200.

It makes no sense to put $150k down on a $300k house and still be paying over $2k/mo for 30yrs.

If you got $150k liquid, levereage that to get a comfortable mortgage payment.

 

[SamSneed]

No. 150k down

Damn

 

[SamSneed]

DO NOT BUY ECHO ANYTHING!
BUY STIHL!
HONDA self propelled or Exmark hydro walk behind.

Avoid anything belt driven

I’ve had my echo trim since 8yrs now, the prime bulb just split