hbcu vs pwi

[Cleopatra_J]

True enough they are not always accessible to northern blacks, demographically, but if a white student from California can graduate from Morehouse Valedictorian, I don't think accessibility is an issue. If one works hard enough to get there, any institution of higher learning is accessible.

So because a white person can afford it, everyone else can? Accessibility varies from person to person, so yes it was accessible and is accessible to some white people. But to black students who can't afford out of state or private tuition (because some HBCUs are private institutions) it is not accessible. I am all for supporting institutions, but if they aren't making it easier for us to attend, then how can we. What does a 5,000 per year scholarship do (2500 per semester) when tuition is 15000 per semester?? It just logistically does not make sense. And I am all in favor of the fact that education is an investment in your future, but I also don't think its worth it to graduate with 60000 in undergraduate debt.

You are right though, some PWI are far worse than HBCUs... this is a fact and in fact probably an understatement, but the fact is we are in AMERICA with CACs and they don't care about that. college is what you make of it. if you go to an HBCU and you do what you need to do you will more than likely succeed versus someone who goes to a pwi institution and doesn't pull their weight.

 

[itwazuntme]

So because a white person can afford it, everyone else can? Accessibility varies from person to person, so yes it was accessible and is accessible to some white people. But to black students who can't afford out of state or private tuition (because some HBCUs are private institutions) it is not accessible. I am all for supporting institutions, but if they aren't making it easier for us to attend, then how can we. What does a 5,000 per year scholarship do (2500 per semester) when tuition is 15000 per semester?? It just logistically does not make sense. And I am all in favor of the fact that education is an investment in your future, but I also don't think its worth it to graduate with 60000 in undergraduate debt.

You are right though, some PWI are far worse than HBCUs... this is a fact and in fact probably an understatement, but the fact is we are in AMERICA with CACs and they don't care about that. college is what you make of it. if you go to an HBCU and you do what you need to do you will more than likely succeed versus someone who goes to a pwi institution and doesn't pull their weight.

but I also don't think its worth it to graduate with 60000 in undergraduate debt

You'll get no argument out of me here...I'm a 100% behind you on this one.

I was actually thinking of scholarships and student loans, the combination still may not meet a $15,000/semester bill though. Unsubsidized loans are availableto everyone, as are subsidized loans if there is a financial need. Even white students have problems paying for school. I get your point though, it is often times, well almost always more affordable to go to in-state institutions. But wouldn't that apply to pwi's also? even though that may be off our topic since we're discussing HBCU affordability.

 

[Cleopatra_J]

You'll get no argument out of me here...I'm a 100% behind you on this one.

I was actually thinking of scholarships and student loans, the combination still may not meet a $15,000/semester bill though. Unsubsidized loans are availableto everyone, as are subsidized loans if there is a financial need. Even white students have problems paying for school. I get your point though, it is often times, well almost always more affordable to go to in-state institutions. But wouldn't that apply to pwi's also? even though that may be off our topic since we're discussing HBCU affordability.

Unsubsidized loans are available to everyone despite financial need, however you do realize that federal loan limits have a fixed amount. Even with the CCRA bill that was recently updated an undergraduate student cannot have more than 7500 per academic year of Stafford Loans, whether that combination be subsidized and unsubsidized or completely unsubsidized. And the Pell Grant isn't an option if your EFC calculated by the FAFSA is higher than 4500. Affordability does translate to PWIs too, but I have noticed that a lot of students who stay in state do so at a State school with can usually offer State aid and sometimes campus based funding.

Not all PWIs are created equally. Some are still pricey.. the cost of Seton Hall here in NJ (which is private) vs. Rutgers (public and state funded). Affordability really does depend on how the college itself gets its funding and how much of it is actually spent making the school accessible t students. And now state agencies are offering more incentives to keep students in-state at public colleges...

 

[itwazuntme]

Unsubsidized loans are available to everyone despite financial need, however you do realize that federal loan limits have a fixed amount. Even with the CCRA bill that was recently updated an undergraduate student cannot have more than 7500 per academic year of Stafford Loans, whether that combination be subsidized and unsubsidized or completely unsubsidized. And the Pell Grant isn't an option if your EFC calculated by the FAFSA is higher than 4500. Affordability does translate to PWIs too, but I have noticed that a lot of students who stay in state do so at a State school with can usually offer State aid and sometimes campus based funding.

Not all PWIs are created equally. Some are still pricey.. the cost of Seton Hall here in NJ (which is private) vs. Rutgers (public and state funded). Affordability really does depend on how the college itself gets its funding and how much of it is actually spent making the school accessible t students. And now state agencies are offering more incentives to keep students in-state at public colleges...

I read HR bill 5715 (continued education bill) which was signed in May and went into affect in July. This bill directly affected me, so I became familar with the borrowing limits increase. So to answer your question, Yes I do realize that there is a borrowing limit. I also realize the total amount is applied per semester(X2) or per quarter(X3). I knew that $4,500 is the max for pell grants if the EFC is 0. I didn't realize that $4,500 is the threshold for EFC contributions period. I thought an individual could still receive some funding from pell if over the $4,500, just not the maximum depending on a persons EFC. I was under the impression that this is based on a poverty formula/calculator that is passed down to state schools via the federal government. In fact, I'm almost certain this is how it is calculated. Maybe I misunderstood what you typed regarding "higher than 4500".

Obviously private institutions(HBCU's in particular) are going to be more expensive than in-state and out of state schools. Potential college students just have to choose wisely, make excellent grades in high school, research their scholarship options EARLY and seek other funding sources...federal and/or private. If a part-time job is needed, that can be done too. It can be done, a majority of HBCU's are not out of reach, I know too many people, with no money, who have gone. The Morris Brown Debacle not withstanding.

 

[Cleopatra_J]

I read HR bill 5715 (continued education bill) which was signed in May and went into affect in July. This bill directly affected me, so I became familar with the borrowing limits increase. So to answer your question, Yes I do realize that there is a borrowing limit. I also realize the total amount is applied per semester(X2) or per quarter(X3). I knew that $4,500 is the max for pell grants if the EFC is 0. I didn't realize that $4,500 is the threshold for EFC contributions period. I thought an individual could still receive some funding from pell if over the $4,500, just not the maximum depending on a persons EFC. I was under the impression that this is based on a poverty formula/calculator that is passed down to state schools via the federal government. In fact, I'm almost certain this is how it is calculated. Maybe I misunderstood what you typed regarding "higher than 4500".

Obviously private institutions(HBCU's in particular) are going to be more expensive than in-state and out of state schools. Potential college students just have to choose wisely, make excellent grades in high school, research their scholarship options EARLY and seek other funding sources...federal and/or private. If a part-time job is needed, that can be done too. It can be done, a majority of HBCU's are not out of reach, I know too many people, with no money, who have gone. The Morris Brown Debacle not withstanding.

never said the maximum pell grant was $4500 I said the EFC can't exceed 4500(not the exact number, but I don't know it off the top of my head) big difference.. EFCs are used as 'arbitrary" numbers that pretty say where you fall in range. For example, if your EFC is between 0-149 you would receive X dollars in a Pell Grant...

I also realize the total amount is applied per semester(X2) or per quarter(X3)

the total amount is divided per semester, you don't get 7500 per semester. so if your total loan is 7500 you just get 3750 per semester. Schools, or at least the university I work at, only does 3 semester for advanced standing graduate students. Undergrads can used unused portions of their federal loans to cover summer expenses, but they cannot exceed the limit they have based on their academic standing.

 

[itwazuntme]

never said the maximum pell grant was $4500 I said the EFC can't exceed 4500(not the exact number, but I don't know it off the top of my head) big difference.. EFCs are used as 'arbitrary" numbers that pretty say where you fall in range. For example, if your EFC is between 0-149 you would receive X dollars in a Pell Grant...



the total amount is divided per semester, you don't get 7500 per semester. so if your total loan is 7500 you just get 3750 per semester. Schools, or at least the university I work at, only does 3 semester for advanced standing graduate students. Undergrads can used unused portions of their federal loans to cover summer expenses, but they cannot exceed the limit they have based on their academic standing.

yep, I know the total loan amount is divided by semesters, I'm the recipient of an unsubsidized loan this quater. That's why I wrote (x2) for semesters or (x3 for quarters) 7500/2 = 3750(x2 quarters...etc).

I never said the maximum pell grant was 4500 either, I said the maximum pell grant is 4500 IF the EFC=0, upon further review, it appears the maximum award is 4050 IF the EFC=0. I didn't know the EFC range was so high or is that just an example (0-149). But that was my point, a worksheet detailing a students income is completed and submitted FIRST, based on the annual income amount, number of dependents and other discerning factors, an EFC is assigned. This determines need and colleges meet those needs based on funds availability and a students ability to obtain any other financial assistance. Recipients of unsubsidized loans may not receive the full $7000, if they are also the recipient of a subsidized loan and receiving the full $7,000 will exceed financial need.

Lest I am not a financial aid counselor, nor do I want to be. I know enough to pay for my education, and help others, that's enough for me right now. The point of this thread and the point I am and will continue to make is there are ways to attend HBCU's. Students just have to be willing to research the information. Have a great evening.

 

[LeroyDibiase]

U coons took out loans for school?? HAHAHAHAHAHAA

 

[shaddyvillethug]

one your self

 

[Cleopatra_J]

I never said the maximum pell grant was 4500 either, I said the maximum pell grant is 4500 IF the EFC=0, upon further review, it appears the maximum award is 4050 IF the EFC=0. I didn't know the EFC range was so high or is that just an example (0-149). But that was my point, a worksheet detailing a students income is completed and submitted FIRST, based on the annual income amount, number of dependents and other discerning factors, an EFC is assigned. This determines need and colleges meet those needs based on funds availability and a students ability to obtain any other financial assistance. Recipients of unsubsidized loans may not receive the full $7000, if they are also the recipient of a subsidized loan and receiving the full $7,000 will exceed financial need.

this info is incorrect.. you should not go repeating this... LOL


yes, this does distract from the point of the thread... back to teh originally scheduled program...

 

[JofromthaNO]

honestly the majority of white people have never heard of those schools

think about it...

before you go to an interview and your future employee is looks at your resume

they will judge the quality of your education based on where you earned your degree and sadly if they have no knowledge of your school thats going to affect you negatively

it is important to utilize your time when you are in school...but one of the first questions asked wont be what president you were, or what club you were in, but what time of education did you receive

Desire, I find this to be very incorrect. I'm often surprised at the number of white folks who are aware of the HBCU that I attended...I think there are far too many generalizations being passed around this thread about BOTH HBCUS and PWIs. The bottom line is a college education is worth something, regardless of where you attended school at. It is what you make of it that truly matters...

 

[LeroyDibiase]

Desire, I find this to be very incorrect. I'm often surprised at the number of white folks who are aware of the HBCU that I attended...I think there are far too many generalizations being passed around this thread about BOTH HBCUS and PWIs. The bottom line is a college education is worth something, regardless of where you attended school at. It is what you make of it that truly matters...

Outside of companies that specifically target HBCU's to fill quota numbers (and how degrading does that feel), most companies are either very unaware of HBCU's or look at them negatively. And that is truth.

 

[JofromthaNO]

And, targeting blacks and other people of color from PWIs, you think, isn't a way to fill quota numbers still...

My comment spoke to the fact that, yes, maybe there are some white people that are ignorant of HBCUs. But, I have to be honest and say I have not met many white people that haven't heard of the school I attended or haven't hired other graduates from my school. And, regardless if they have or haven't, it's what I have made out of my four years in undergrad that shape who I am and what gets me a job, regardless if it's from a Big 10 school, small liberal arts college or an HBCU. You can be some dumb fuck from an ivy league university and people may not respect you cause they can smell it a mile away...or you could also get the job. I'm not in HR, so maybe I shouldn't speak to much on this, but, again, the generalizations in this thread are appauling and just degrading to institutions that provided QUALITY education to some of our finest and prominent African American men and women

 

[Rudey]

And, targeting blacks and other people of color from PWIs, you think, isn't a way to fill quota numbers still...

My comment spoke to the fact that, yes, maybe there are some white people that are ignorant of HBCUs. But, I have to be honest and say I have not met many white people that haven't heard of the school I attended or haven't hired other graduates from my school. And, regardless if they have or haven't, it's what I have made out of my four years in undergrad that shape who I am and what gets me a job, regardless if it's from a Big 10 school, small liberal arts college or an HBCU. You can be some dumb fuck from an ivy league university and people may not respect you cause they can smell it a mile away...or you could also get the job. I'm not in HR, so maybe I shouldn't speak to much on this, but, again, the generalizations in this thread are appauling and just degrading to institutions that provided QUALITY education to some of our finest and prominent African American men and women

True!

Niggas love to worship anything that is White.

The only value themselves relevant when White ppl recognize them.

 

[melonpecan]

Recipients of unsubsidized loans may not receive the full $7000, if they are also the recipient of a subsidized loan and receiving the full $7,000 will exceed financial need.

You can ask and receive the full amount of any loan you ask for as long as the total of all loans, (including scholarships recognized by the school and the pell grant), don't exceed the expected cost of tuition/living set by the school, not the government. The number set by my school was around thirteen thousand so once you take out my scholarship and pell grant that left about eight thousand left. Let's say my sub-loan took care of two- that's six left. Let's say I asked for an unsub for six- long as everything clears it's approved. But if I ask for say, eight, it would be denied because I'm asking for more than what was needed.

 

[DeSiRe]

ive had discussions about pwi vs hbcus before

what always happens (and what has happened here) is that hbcu grads get somewhat defensive and offended about things said about thier schools

but those who attend pwis dont

i can somewhat understand but still find the phenomenon intersting

 

[JofromthaNO]

ive had discussions about pwi vs hbcus before

what always happens (and what has happened here) is that hbcu grads get somewhat defensive and offended about things said about thier schools

but those who attend pwis dont

i can somewhat understand but still find the phenomenon intersting

You're damn right I'm going to defend my school of choice

The thing is, a common theme in this thread and other conversations about HBCUs, is this assumption that HBCU graduates aren't taught how to navigate the real world and work alongside non-people of color. It's as if we are socially-awkward individuals who have NEVER crossed paths with white people and would be dumbfounded as to how to interact with other groups of people. When are we going to stop holding PWIs to the golden standard, and try taking care of what's ours? This discussion is so confusing to me because it's reminiscent of people not supporting black businesss, but, 'Hey, I'll throw my money the white man's way and THAT'LL get the job done right and correctly!' Get the fuck outta here with that white boy bullshit! HBCUs will remain as relevant as we make it, bottomline.

 

[DeSiRe]

You're damn right I'm going to defend my school of choice

The thing is, a common theme in this thread and other conversations about HBCUs, is this assumption that HBCU graduates aren't taught how to navigate the real world and work alongside non-people of color. It's as if we are socially-awkward individuals who have NEVER crossed paths with white people and would be dumbfounded as to how to interact with other groups of people. When are we going to stop holding PWIs to the golden standard, and try taking care of what's ours? This discussion is so confusing to me because it's reminiscent of people not supporting black businesss, but, 'Hey, I'll throw my money the white man's way and THAT'LL get the job done right and correctly!' Get the fuck outta here with that white boy bullshit! HBCUs will remain as relevant as we make it, bottomline.

i somewhat agree with you...its dumb to assume that blacks from hbcus dont know how to deal with the "real world"...i know a few that graduated from some hbcus in lousianna and texas and they are doing just fine

i think it gets kind of sticky when someone goes to an all black elementry school...all black middle and highschool...then goes to a all black college...then go to work in a majority white workplace

being that hbcus are an business...like any business they should try to fix or address the issues causing blacks go to the competition (pwis)

i feel its important to support black businesses...but that doesnt give the black businesses a pass just to get business because they are black

 

[SWATLANTA]

The white man's college is way better than you black spear chuckers universities. The white man teach you about engineering, and science, and math. What kind of classes those nigga universities have ? Fried chicken 101 ...? Advanced rap lyrics 202 ...? Introduction to Watermelon....

 

[Izayoi]

The white man's college is way better than you black spear chuckers universities. The white man teach you about engineering, and science, and math. What kind of classes those nigga universities have ? Fried chicken 101 ...? Advanced rap lyrics 202 ...? Introduction to Watermelon....

There you go!

HBCU graduate - I wasn't in love with my HBCU, but I worked my education for all it was worth and things turned out well for me.
Would I rec one to a child of mine...undecided to be perfectly honest. There was a great level of comfort there but comfort is not always a good thing. We grow and make progress by being challenged and I dont thinks SOME HBCUs challenge their students enough. SOME not all.

 

[shanebp1978]

The white man's college is way better than you black spear chuckers universities. The white man teach you about engineering, and science, and math. What kind of classes those nigga universities have ? Fried chicken 101 ...? Advanced rap lyrics 202 ...? Introduction to Watermelon....

Swat that ninja. Excellent addition to a bullshit thread.

Preach brother, preach.

BTW, I think this thread is just pure . . . . a steamy hot pile of Siberian Yak shit.

People arguing over education.

Obviously some people feel they should have been the . . .

[flash]http://www.youtube.com/v/b34U3-CutuU&hl=en&fs=1[/flash]

And they are not.



Allow me to go sip a milkshake in this snowstorm.

 

[itwazuntme]

You can ask and receive the full amount of any loan you ask for as long as the total of all loans, (including scholarships recognized by the school and the pell grant), don't exceed the expected cost of tuition/living set by the school, not the government. The number set by my school was around thirteen thousand so once you take out my scholarship and pell grant that left about eight thousand left. Let's say my sub-loan took care of two- that's six left. Let's say I asked for an unsub for six- long as everything clears it's approved. But if I ask for say, eight, it would be denied because I'm asking for more than what was needed.

Did you not read the part where I said "COLLEGES MEET THESE NEEDS" not the federal govornment. I said "May not Receive" the full amount, if the combined award amount exceeds financial needs. It's obvious that a few people in here are experts with symantics. Saying the same thing in a different way does not make it wrong, it just means it was phrased differently. All you said differently was "you can ask and receive the full amount of the loan". Which is the same thing I said, barring the mention of scholarships and grants which were entailed in my earlier post....but if it makes you feel better...you're right and I'm wrong although being wrong has got me paid

 

[itwazuntme]

this info is incorrect.. you should not go repeating this... LOL


yes, this does distract from the point of the thread... back to teh originally scheduled program...

I beg to differ,this info got my neice and my two younger cousins through school, fully funded by grants and subsidized and unsubsidized student loans. As long as it worked for them and for me, I'll keep repeating it. But thank you for your input...and opinion...

 

[itwazuntme]

HBCU's have some good ass bands though and the women are off the chain. I regret not staying at Morehouse, I graduated from Kennesaw State Universtiy and I feel absolutely NO personal connection to that school et al.
I'm now attending Ohio University, earning a second degree in the medical field and...well...ditto. Athough this time, as an older adult, the "Experience" is less important.

 

[DeSiRe]

i have a gang of clothes with my college logo on it

ive been stopped in the store, mall, resturants with either people familar with the school or alums

i have a decal on my car and have had people trying to get my attention while driving

all this is out of state...and as i previously mentioned its a pwi

not to mention ive been back for every homecomming after i graduated

everyone is basiclly saying the same thing in this thread...your expereince is what u make it

/thread

 

[Cleopatra_J]

I beg to differ,this info got my neice and my two younger cousins through school, fully funded by grants and subsidized and unsubsidized student loans. As long as it worked for them and for me, I'll keep repeating it. But thank you for your input...and opinion...

Actually its not my opinion and your information is incorrect. You cannot request and amount of subsidized or unsubsidized loan. They are in fact pretty much the same loan except you have to have financial need for a subsidized loan. As an coming freshmen you and noe entitled to a 3500 subsidized loan if you qualify. For it and an additional 2000 insubsidized. If you do not have financial need then the full amount. Either way your loan total loan amount in subsidized or unsubsidized cannot exceed 5500. So to say you can just request a subsidized loan is WRONG. And I work in a financial aid office, so I actually KNOW what I'm saying not voicing an opinion.

 

[shanebp1978]

Now people are arguing with persons whom if I'm not mistaken, Cleo, WORKS in a finance office.

Like she don't know.

See how dumb ass this thread is.

 

[DeSiRe]

Actually its not my opinion and your information is incorrect. You cannot request and amount of subsidized or unsubsidized loan. They are in fact pretty much the same loan except you have to have financial need for a subsidized loan. As an coming freshmen you and noe entitled to a 3500 subsidized loan if you qualify. For it and an additional 2000 insubsidized. If you do not have financial need then the full amount. Either way your loan total loan amount in subsidized or unsubsidized cannot exceed 5500. So to say you can just request a subsidized loan is WRONG. And I work in a financial aid office, so I actually KNOW what I'm saying not voicing an opinion.

request the amount for a loan?




you speak the truth....after u fill out the fasa they TELL you how much money u qualify for

they do offer parents loans they can take out in addition to the subsidized loans...but i dont think thats what hes talking about

 

[DeSiRe]

See how dumb ass this thread is.

im starting to take this personal

 

[destrehan]

that's funny. i thought pwi stood for 'peckerwood institution'

 

[Cleopatra_J]

Damn, I reread what I wrote and I got my typos, lol. I gotta edit that when I get on a pc, but u get my drift on what I'm saying, lol

 

[shanebp1978]

im starting to take this personal

My dear, it was a bad topic.

BTW, I will do what I said just been way to busy.

But to the subject at hand it's just a baited topic.

 

[DeSiRe]

My dear, it was a bad topic.

BTW, I will do what I said just been way to busy.

But to the subject at hand it's just a baited topic.

thanks for remembering

they were talking about this on micheal baisden last week...it was pretty interesting dialouge

didnt transfer the same way on here tho

 

[SWATLANTA]

There you go!

HBCU graduate - I wasn't in love with my HBCU, but I worked my education for all it was worth and things turned out well for me.
Would I rec one to a child of mine...undecided to be perfectly honest. There was a great level of comfort there but comfort is not always a good thing. We grow and make progress by being challenged and I dont thinks SOME HBCUs challenge their students enough. SOME not all.

You know how I do Izzy...


...and the highlighted parts above are excellent points IMO...

Swat that ninja. Excellent addition to a bullshit thread.

Preach brother, preach.

BTW, I think this thread is just pure . . . . a steamy hot pile of Siberian Yak shit.

People arguing over education.

Obviously some people feel they should have been the . . .

[flash]http://www.youtube.com/v/b34U3-CutuU&hl=en&fs=1[/flash]

And they are not.



Allow me to go sip a milkshake in this snowstorm.

Shane, some of the responses had a Ruckusonian undertone to them, so I decided to bring Uncle Ruckus (no relation) on out of the closet. I am so glad that somebody sees where I am coming from ....







*grabs hairbrush and exits hastily*

 

[LeroyDibiase]

ive had discussions about pwi vs hbcus before

what always happens (and what has happened here) is that hbcu grads get somewhat defensive and offended about things said about thier schools

but those who attend pwis dont

i can somewhat understand but still find the phenomenon intersting

Very defensive.

One thing those nigra schools are good for is stepping. Those niggas can clap and snap and juke and jive like it's nobody's business.

 

[LeroyDibiase]

that's funny. i thought pwi stood for 'peckerwood institution'

It does.