FAFSA: Free Application for Federal Student Aid - TIPS N TRICKS

Yes, indeed. I have a friend who has a Ph.D and working for NASA. Right now. This very moment. Where did he start at?

A community college. He saved tons of money.

And, yep. He's Black.
Right on. People want to experience University life off the back and dive straight in......

The path I took....my GPA in high school was light so I wasn't Getting any scholarships. Got financial aid and went to a community college, got free money that paid for all my classes and had extra money left over to buy a computer.

Then I got my GPA up so by the time I got ready to go to a University I had grants and scholarships ready due to raising my shit. No shame in going to a community college...still got to experience University life.
 
Yes, indeed. I have a friend who has a Ph.D and working for NASA. Right now. This very moment. Where did he start at?

A community college. He saved tons of money.

And, yep. He's Black.


Seems like everything worked out for him in the long run...did he have a difficult time transferring credits?
 
Seems like everything worked out for him in the long run...did he have a difficult time transferring credits?

Damn good question. Lots of community or county college students waste money and time in courses that are not transferable. I know one cat that has about 160 credits in community college and still no Associates.
 
Yeah man....that shit is crucial. I'd advised dudes to get their basics out the way at a community college.


There’s a pure quantitative case for doing this and from purely that standpoint, I agree.

From a purely quantitative standpoint though, IMO if a kid has the grades, access and desire to attend a four-year school they should. A lot of the bonding and networking that sustains you while pursuing the degree and the relationships made not only with professors but others administrators within the university are formed during these years. Additionally, it’s a slice and time period of life that a kid will never get back. I think the value of these qualitative relationship amen potential outcomes makes it worth an additional qualitative investment in going to the four year school for four years (or at least attending as a freshman and working hard and taking summer classes to get out in say, three, so that extra year of savings can be factored into the quantitative decision).

As an alternative means of getting the early pre requisites out the way, a lot of states are offering dual credit courses for HS students; that’s a path to pay a lower cost for the early classes too.
 
There’s a pure quantitative case for doing this and from purely that standpoint, I agree.

From a purely quantitative standpoint though, IMO if a kid has the grades, access and desire to attend a four-year school they should. A lot of the bonding and networking that sustains you while pursuing the degree and the relationships made not only with professors but others administrators within the university are formed during these years. Additionally, it’s a slice and time period of life that a kid will never get back. I think the value of these qualitative relationship amen potential outcomes makes it worth an additional qualitative investment in going to the four year school for four years (or at least attending as a freshman and working hard and taking summer classes to get out in say, three, so that extra year of savings can be factored into the quantitative decision).

As an alternative means of getting the early pre requisites out the way, a lot of states are offering dual credit courses for HS students; that’s a path to pay a lower cost for the early classes too.


I agree that kids should take full advantage of this..some kids going into college with all of their basics already knocked out..
 
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There’s a pure quantitative case for doing this and from purely that standpoint, I agree.

From a purely quantitative standpoint though, IMO if a kid has the grades, access and desire to attend a four-year school they should. A lot of the bonding and networking that sustains you while pursuing the degree and the relationships made not only with professors but others administrators within the university are formed during these years. Additionally, it’s a slice and time period of life that a kid will never get back. I think the value of these qualitative relationship amen potential outcomes makes it worth an additional qualitative investment in going to the four year school for four years (or at least attending as a freshman and working hard and taking summer classes to get out in say, three, so that extra year of savings can be factored into the quantitative decision).

As an alternative means of getting the early pre requisites out the way, a lot of states are offering dual credit courses for HS students; that’s a path to pay a lower cost for the early classes too.

At least two things you said that I agree with 100%. First, you're right, college is more than just grades and majors, but lifetime networks. When someday you can make a phone call to a friend and get a job, loan or some special permit or something you'll see the value college connections. One statistic that I've heard is that @72% of higher level jobs are via network.

Secondly, if I had to do all over again I'd been taking community college courses starting my freshman year in high school. Shit, college and high school degree the second week.

See these stories

https://www.google.com/amp/s/www.cb...es-from-high-school-and-college-in-same-week/

https://www.google.com/amp/www.phil...l-and-college-at-the-same-time.html?amphtml=y
 
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Damn good question. Lots of community or county college students waste money and time in courses that are not transferable. I know one cat that has about 160 credits in community college and still no Associates.

Truth!!
And even if they're transferable, they're often uneccessary. I wasted time and money at a community college taking advanced math and physics courses that weren't even needed at a 4 yr school.

For example, if your an Elec. Engr major, you only need need up to Calculus 3 for Math and Physics 2 for Science at a 4 yr school. The comm. college will milk you tho having you take more advanced courses (Linear Algebra, Physics 3, Statics, etc) for their bullshit Associates degree .

Anther way they milk you is having you take remedial, non-credit courses if your Math/Science is weak, which set me back a good year. Whereas at the big school they throw you in the fire and you learn along the way. If your accepted there into an Engr program, its assumed your competent at 1st yr Calc & Physics, and the rest is up to you. Man, fuck CC!!:angry:
 
I know it wont apply to many but If your kid was in foster care after a certain age they will qualify for aid as an independent student.
 
I'm going to give you a tip that should be common sense, but a lot of people fuck this up. DO NOT PROCRASTINATE!!! Whatever they're going to do, do it in a timely manner. Also, if they have to get a loan and get, let's say, a 7k loan, and their tuition only comes to 2800 or so, only take what you need. If they do accept the whole amount, apply the other half to the next semester, and that avoids them having to get a loan for that semester. That's what I did.
C/s on borrowing only what you need. My 20 year old azz thought I was balling out when I had that extra $$ leftover after tuition was paid. That reality check was a muthafucka.
 
I have some young people that wanted to apply, but didn't because their low life father wouldn't give any information and their mother is dead. Time is almost out. Any advice?
 
I have some young people that wanted to apply, but didn't because their low life father wouldn't give any information and their mother is dead. Time is almost out. Any advice?
Financial aid officers can perform something called "professional judgement" to do a "dependency override." This will make the child an "independent" in the eyes of the government and they can be eligible for full financial aid award for that year.
 
I work as a Financial Aid Advisor for Kentucky Community Technical College system,Troy University,Pima State and City College of San Francisco...

One thing ppl sleep on is the grants,Pell grants and CAP grants

These DO NOT need to be repaid

So yes ,complete the FASFA but only accept grants not loans
 
I have some young people that wanted to apply, but didn't because their low life father wouldn't give any information and their mother is dead. Time is almost out. Any advice?

Its called a dependency override or some call it professional judgement..

The student will have to get the form at their school's financial aid office
 
If you have kids, get them an apartment for 12 months. Put all the bills in their names, pay all costs in cash or checks from their accts. Also the parents can no longer claim them on taxes, for that year.

Then have them apply for Federal Aid/College age as single adults , no support. Community college for one year.

To be a independent student,you must be either...

24 years old or
Married or
Veteran or
Orphan or
If you have a child whom you support
 
I work as a Financial Aid Advisor for Kentucky Community Technical College system,Troy University,Pima State and City College of San Francisco...

One thing ppl sleep on is the grants,Pell grants and CAP grants

These DO NOT need to be repaid

So yes ,complete the FASFA but only accept grants not loans

You are invaluable to this thread my friend.
 
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