Biden administration to cancel student loan debt for at least 40,000 borrowers. SCOTUS strikes down Biden’s student loan relief plan

[Dannyblueyes]

Outside of attendance, schools receive funding from athletics, research, endowments and donations. Schools need to focus on more specialized fields and stop doing general study and pre requisite courses. Leave that to community colleges. Also start expanding the models of the income share agreements(where schools get a percentage of future earning for a short period of time).

Also get rid of for profit Universities.

I can agree with that sentiment.

In fact, I would go one step further and say that high schools should offer these general study courses for free to any student who's graduated within the last 2 years. Make it like an unofficial 13th grade.

On top of that, stop charging students for textbooks! Instead, have the school pay the author for a redistribution license and allow the students to download the material on their iPads and Kindles. Better yet, make it part of the school library system. There is no reason for students to fork out hundreds of dollars for words on paper.

Not sure about getting rid of for profit colleges. At least not yet.

Once the price of higher education goes down more people are going to want it and those private colleges can help fill the demand. However, they should be required to adjust to a non-profit model within a certain amount of years.

IMO, the best way to eliminate student debt is to redesign the system so that students don't need to go into debt in the first place.

 

[Rudey]

If I were in Congress I would vote against total debt cancellation for all the reasons stated before.

It's a great goal, but much like universal health care, we are nowhere near ready to make that transition yet.

America is spending more on healthcare now, they would actually spend less on universal healthcare.
No where near? but they can send billions of people tax money to help other countries.

 

[Non-StopJFK2TAB]

America is spending more on healthcare now, they would actually spend less on universal healthcare.
No where near? but they can send billions of people tax money to help other countries.

America has decided Americans should have corporations manage their health instead of its government. I think healthcare interventionist advocates should not look to the government to help lose a tax-paying entity.

 

[praetor]

 

[praetor]

Dude looks at least 30.

 

[^SpiderMan^]

That is very fair. The paid talking heads that devalue education for others, but send their kids to the bestt schools will never say this. They want less competition for their mediocre kids, and to keep others from recognizing bullshit after learning some advanced concepts in college.

When looking at advice and outcomes, it is important to look at the environments too. If the parents are in solid careers, they are better equipped to navigate their kids to them or open doors for them. A racial difference is that our kids approach college blindly without specific goals or networks. Then graduate with fanfare, be underemployed, and with debt.

 

[Non-StopJFK2TAB]

When looking at advice and outcomes, it is important to look at the environments too. If the parents are in solid careers, they are better equipped to navigate their kids to them or open doors for them. A racial difference is that our kids approach college blindly without specific goals or networks. Then graduate with fanfare, be underemployed, and with debt.

But why? Phanatic answered it in his post.

 

[DC_Dude]

America is spending more on healthcare now, they would actually spend less on universal healthcare.
No where near? but they can send billions of people tax money to help other countries.

Correct and I work in healthcare and we have the means to create universal healthcare.

The sad part we spend more on healthcare than any other country, but when you look at the quality data, we are the equivalent of Tanzania or a developing country.

Basically, in the USA, we pay for a Bentley, but we are actually buying a Pinto.

This is why you are now seeing so many disruptors in healthcare (Google, Apple, Amazon) because they know if they can find a way to lower costs and still provide good quality of healthcare, it would be a game changer....

 

[Dannyblueyes]

America is spending more on healthcare now, they would actually spend less on universal healthcare.
No where near? but they can send billions of people tax money to help other countries.

I'm from Canada so let's compare the US system to the Canadian one.

Universal healthcare definitely has some benefits. Medical debt is almost completely unheard of. You can also go to any hospital or clinic anywhere in the country for any reason without paying a medical bill or deductible. Since the government buys medication in bulk the prices are a lot cheaper and in some provinces medication is free.

However there's some serious drawbacks.

There's a lot fewer hospitals. The ones they do have are county hospital quality without a lot of the specialized equipment you would expect to find here.

The best Canadian doctors, specialists, nurses, and medical support staff move to the United States where they can make 2x or 3x as much money.

Since specialists are in short supply to see one you have to make an appointment with a GP who makes a recommendation. This process could take up to 6 months. It gets even worse if you have a serious illness like cancer and need to get the results from one specialist before you can see another.

Canadian GPs are paid per patient and have a hard cap on how many they can see in a month. Once they hit that quota they lock up the clinic. That means if you have a minor injury or illness on August 28th you either have to sit in the hospital waiting room for up to 8 hours or wait until September to see a doctor.

Finally, there are a lot of medical procedures and equipment that Canada doesn't cover. If you need braces, glasses, wisdom tooth surgery etc. you either have to pay out of pocket or use private medical insurance just like you do in the USA!

One of our former prime ministers had a potentially cancerous mole on his face. It's very telling that he chose to get treated at the Mayo Clinic in Minneapolis.

IMO the United States should have a universal system for cheap lifesaving healthcare. You getting pneumonia the antibiotics and doctors visit should be free. Same if you trip over a curb and break your ankle.

But when it comes to complicated long-term illnesses, especially the ones commonly seen in the last few years of a person's life, that's where you need the private sector.

 

[DC_Dude]

I'm from Canada so let's compare the US system to the Canadian one.

Universal healthcare definitely has some benefits. Medical debt is almost completely unheard of. You can also go to any hospital or clinic anywhere in the country for any reason without paying a medical bill or deductible. Since the government buys medication in bulk the prices are a lot cheaper and in some provinces medication is free.

However there's some serious drawbacks.

There's a lot fewer hospitals. The ones they do have are county hospital quality without a lot of the specialized equipment you would expect to find here.

The best Canadian doctors, specialists, nurses, and medical support staff move to the United States where they can make 2x or 3x as much money.

Since specialists are in short supply to see one you have to make an appointment with a GP who makes a recommendation. This process could take up to 6 months. It gets even worse if you have a serious illness like cancer and need to get the results from one specialist before you can see another.

Canadian GPs are paid per patient and have a hard cap on how many they can see in a month. Once they hit that quota they lock up the clinic. That means if you have a minor injury or illness on August 28th you either have to sit in the hospital waiting room for up to 8 hours or wait until September to see a doctor.

Finally, there are a lot of medical procedures and equipment that Canada doesn't cover. If you need braces, glasses, wisdom tooth surgery etc. you either have to pay out of pocket or use private medical insurance just like you do in the USA!

One of our former prime ministers had a potentially cancerous mole on his face. It's very telling that he chose to get treated at the Mayo Clinic in Minneapolis.

IMO the United States should have a universal system for cheap lifesaving healthcare. You getting pneumonia the antibiotics and doctors visit should be free. Same if you trip over a curb and break your ankle.

But when it comes to complicated long-term illnesses, especially the ones commonly seen in the last few years of a person's life, that's where you need the private sector.

 

[DC_Dude]

This just shows who really runs the USA and why Universal Healthcare would be hard to pass

 

[DC_Dude]

 

[DC_Dude]

 

[phanatic]

You sound crazy. There is no scientific evidence that says blacks always look younger than they are. Smh.

We don't age like shitty white people. "Black don't crack" is a phrase I know you heard.

 

[Dannyblueyes]

The Canadian system costs half as much, but you get roughly half the benefits.

Another comparison,

My dad's best friend Frank was an elderly dual citizen who spend half the year in Vancouver and the other half in Los Angeles. One day he tripped over a curb the day before he was supposed to fly north.

The injury wasn't that bad so he waited until he got to Canada to see a doctor. Doctor told them it was a minor break, but because of his age they needed to do an MRI scan. Told him to come back in a couple of weeks later when they had an available session.

Frank decided to go to the United States for a second opinion.

He presented his Blue Cross insurance card and was told to cough up $500 or wait until his insurance could be verified.

He paid the $500, doctor saw him right away. Confirmed the break, scheduled the MRI for that same afternoon and by the time he was all bandaged up the $500 had been returned.

it's easy to make an argument for or against either system. It's a lot more complicated than just looking at a chart.

 

[TENT]

It is a myth.
I see A LOT of black people looking like straight shit!

We don't age like shitty white people. "Black don't crack" is a phrase I know you heard.

 

[Coldchi]

Any republican that got a PPP loan and didn't have to pay it back.....shouldn't have shit to say.

 

[DC_Dude]

The Canadian system costs half as much, but you get roughly half the benefits.

Another comparison,

My dad's best friend Frank was an elderly dual citizen who spend half the year in Vancouver and the other half in Los Angeles. One day he tripped over a curb the day before he was supposed to fly north.

The injury wasn't that bad so he waited until he got to Canada to see a doctor. Doctor told them it was a minor break, but because of his age they needed to do an MRI scan. Told him to come back in a couple of weeks later when they had an available session.

Frank decided to go to the United States for a second opinion.

He presented his Blue Cross insurance card and was told to cough up $500 or wait until his insurance could be verified.

He paid the $500, doctor saw him right away. Confirmed the break, scheduled the MRI for that same afternoon and by the time he was all bandaged up the $500 had been returned.

it's easy to make an argument for or against either system. It's a lot more complicated than just looking at a chart.

That's Canada though. There are several other countries where it works and the quality data matches up to what you are paying for.

You have a better survival rate on a plan than in a hospital in the USA.

My argument is the quality of care. Again, the shit is terrible in the USA. We are a reactive vs. preventative care society when it comes to healthcare...

It's more than just access, it's about QUALITY....

 

[tpotda]

yea i was saying in another thread Wack100 ain't the only 1 that shows its a myth

It is a myth.
I see A LOT of black people looking like straight shit!

 

[playahaitian]

​

 

[playahaitian]

​

 

[Dr. Truth]

​

I want to beat him to death

 

[Complex]

​

Says everything about him

being unhappy voters have mail in ballots.

 

[Dannyblueyes]

That's Canada though. There are several other countries where it works and the quality data matches up to what you are paying for.

You have a better survival rate on a plan than in a hospital in the USA.

My argument is the quality of care. Again, the shit is terrible in the USA. We are a reactive vs. preventative care society when it comes to healthcare...

It's more than just access, it's about QUALITY....

Saying that you're your survival rate in a hospital is better on a plan than the USA is nonsensical. It depends on the severity of the trauma, skills of the doctor, the resources they're working with, the overall health of the patient, and a hundred other variables that make this a very bad comparison.

Also, doctors are specifically trained to perform reactive healthcare. The same way auto body mechanics are trained to repair your car after you've had an accident. Nobody goes to the hospital to prevent disease or illness because that's not what they're for.

If you want to talk about preventative care that's the domain of the wellness industry and public health policy. It's definitely something that can and should be informed by doctors, but it isn't medical staff performing smog checks on your car. It's not the doctors replacing the corroded lead pipes in your water system. It's also not the doctors designing intersections to prevent injuries and accidents.

Ask them to write up a wellness plan and they'll probably refer you to a personal trainer, yoga instructor, nutritionist, or some other professional that's trained to help you in these matters.

All of this falls well outside of the healthcare system.

 

[Camille]

 

[Rudey]

Republicans are so against this, I wonder how many republicans are deep in student loan debt?

 

[Darrkman]

AOC is such a useless bitch. I feel so bad for the people in her district cause she does NOTHING but be Always On Camera.

Hasn't passed not one bill.

 

[Darrkman]

 

[Politic Negro]

Mostly old uneducated white men disagree. The poll only confirms it.

 

[easy_b]

Two things this poll tells me….1. The demographic shift in this country is happening really fast. 2. Most of that white approval is Generation z and Millennials.

 

[Dr. Truth]

AOC is such a useless bitch. I feel so bad for the people in her district cause she does NOTHING but be Always On Camera.

Hasn't passed not one bill.

That mouth ain’t useless though. What that mouth do?

 

[praetor]

I'm from Canada so let's compare the US system to the Canadian one.

Universal healthcare definitely has some benefits. Medical debt is almost completely unheard of. You can also go to any hospital or clinic anywhere in the country for any reason without paying a medical bill or deductible. Since the government buys medication in bulk the prices are a lot cheaper and in some provinces medication is free.

However there's some serious drawbacks.

There's a lot fewer hospitals. The ones they do have are county hospital quality without a lot of the specialized equipment you would expect to find here.

The best Canadian doctors, specialists, nurses, and medical support staff move to the United States where they can make 2x or 3x as much money.

Since specialists are in short supply to see one you have to make an appointment with a GP who makes a recommendation. This process could take up to 6 months. It gets even worse if you have a serious illness like cancer and need to get the results from one specialist before you can see another.

Canadian GPs are paid per patient and have a hard cap on how many they can see in a month. Once they hit that quota they lock up the clinic. That means if you have a minor injury or illness on August 28th you either have to sit in the hospital waiting room for up to 8 hours or wait until September to see a doctor.

Finally, there are a lot of medical procedures and equipment that Canada doesn't cover. If you need braces, glasses, wisdom tooth surgery etc. you either have to pay out of pocket or use private medical insurance just like you do in the USA!

One of our former prime ministers had a potentially cancerous mole on his face. It's very telling that he chose to get treated at the Mayo Clinic in Minneapolis.

IMO the United States should have a universal system for cheap lifesaving healthcare. You getting pneumonia the antibiotics and doctors visit should be free. Same if you trip over a curb and break your ankle.

But when it comes to complicated long-term illnesses, especially the ones commonly seen in the last few years of a person's life, that's where you need the private sector.

Canada is an outlier when it comes to wait times. There are countries that have universal health care that have a smaller portion of their population waiting over 4 months for procedures than we do.

If universal health care caused doctors in the US to make less money, where would they go? They'd complain but ultimately not go anywhere.

Canada's system is only one way to implement universal health care. The UK, Japan, Germany, etc all have different systems.

The US lags behind in terms of life expectancy, infant morality, maternal mortality, etc. One reason is that those complicated long-term illnesses start out with minor symptoms. A headache, fatigue, etc. Because so many people here are uninsured or are underinsured, they don't get themselves checked out until it's too late.

People come to the US because it has the best health care in the world IF you can afford it. How many low income Canadians come to the US for health care?

 

[knightmelodic]

 

[DC_Dude]

 

[HeathCliff]

I like the fact that he’s standing ten toes down on a campaign promise and staying on message. Not like how they cut and ran after the ACA was passed