hbcu vs pwi

[itwazuntme]

Actually its not my opinion and your information is incorrect. You cannot request and amount of subsidized or unsubsidized loan. They are in fact pretty much the same loan except you have to have financial need for a subsidized loan. As an coming freshmen you and noe entitled to a 3500 subsidized loan if you qualify. For it and an additional 2000 insubsidized. If you do not have financial need then the full amount. Either way your loan total loan amount in subsidized or unsubsidized cannot exceed 5500. So to say you can just request a subsidized loan is WRONG. And I work in a financial aid office, so I actually KNOW what I'm saying not voicing an opinion.

Miss Cleopatra_J, show me in my post where I used the word "request". In your haste to be correct, you are now stating that I made an explanation that I never made. I NEVER said anything about request. But, if you want to get technical, an unsubsidized loan is "Not" based on need, so if it is not based on need, and if a student was not able to meet his/her estimated tuition cost...why could a student not "request" an application for an unsubsidized loan and apply for it? I Did, through discover. I believe we have mentioned that you have to have a financial need for a subsidized loan on more than one occassion, however, you are incorrect in your statement of differentiation.

The loans do differ, federal subsidized loans require no interest payments until the completion of school. Unsubsidized loans require interest payments upon issuance of the loan, that's in the MPN. Somehow, my unsubsidized loan exceeded "YOUR" $5,500 limit, it was approved for $6,000. I'm pretty certain there's a different maximum borrowing limit for lower level (frosh $ soph) and upper level students. You know that though, you're in financial aid.

Despite not using the word request, you can "request" an application to apply for an unsubsidized loan, it is not automatically given. To Desire, I have no idea what you're talking about. I've attended 3 colleges and I've never, "directly" after filling out the FAFSA, been told what my "financial" eligibility was. I've received an EFC score, but the application on line explicitly states, "This information will be forwarded to your school to determine your awards eligibility". That is the reason why you enter school codes on the application.

After reading this response cj, I'll go with my "incorrect" information over your "factual" input. And calm down, you're typing a lot of typo's.

 

[DeSiRe]

To Desire, I have no idea what you're talking about. I've attended 3 colleges and I've never, "directly" after filling out the FAFSA, been told what my "financial" eligibility was. I've received and EFC score, but the application on line explicitly states, "This information will be forwarded to your school to determine your awards eligibility". That is the reason why you enter school codes on the application.

reread what i wrote then try again

 

[itwazuntme]

reread what i wrote then try again

you speak the truth....after u fill out the fasa they TELL you how much money u qualify for

That's your catch phrase...no thanks, most of what you write NEVER makes sense...I'll roll with me on this one....100 and it's a FAFSA not fasa

 

[DeSiRe]

That's your catch phrase...no thanks, most of what you write NEVER makes sense...I'll roll with me on this one....100 and it's a FAFSA not fasa

why are u trying to aruge with me on WHO tells you what you quality for?...your school is the one who tells you what you get...no shit sherlock

nobody was talking about that

i guess you have to find something u can speak on to gain back some crediblity

 

[jucurious]

wow

 

[LeroyDibiase]

Damn, DESIRE is schooling someone. Hell hath definitely frozen over.

Desire implicitly stated that after you fill out the fasa(sic), they (obviously meaning the SCHOOL) tell you how much money you qualify for BASED on the the fasa(sic) EFC.

 

[DeSiRe]

omg this thread is totally derailed

ok...how about this

to people who are greek

is it easier to pledge at a pwi or hbcu
is greek life better at a pwi or hbcu

 

[linequoter]

what always happens (and what has happened here) is that hbcu grads get somewhat defensive and offended about things said about thier schools

but those who attend pwis dont

That probably has everything to do with people always questioning or disparaging the quality of education, degrees, or students at HBCUs. HBCU students don't live under a rock...they hear all this bullshit everyone says. People generally don't do that to PWIs as a whole...maybe individually...but as a whole, they don't.

Of course they would be defensive.

 

[Cleopatra_J]

http://dl.ed.gov is the home page for direct loans or stafford loans as some call them. Dependent student Independent student 1st-year undergraduate $3,500 / $2,0002 $3,500 / $6,0002 2nd-year undergraduate $4,500 / $2,000 $4,500 / $6,000 3rd- and 4th-year undergraduate $5,500 / $2,000 $5,500 / $7,000 Graduate/professional NA $8,500 / $12,000 1This includes dependent students whose parents are unable to borrow a PLUS loan.2The first number is the base amount, which may be any combination of subsidized and unsubsidized loan funds. The second number is the amount of additional unsubsidized loan funds available. Prior to July 1, 2008, there was no additional amount for dependent students, while for independent undergraduate students the amount was $2,000 less than the above numbers (the amount for graduate students is unchanged).The amount a student can borrow is also limited by the student's school costs, other financial aid the student may receive, and (in the case of subsidized loans) the student's expected family contribution.These are the aggregate (total) limits for all subsidized and unsubsidized Stafford loans, whether solely from the Direct Loan Program or in combination with FFEL Stafford loans:ª $31,000 for a dependent undergraduate student (no more than $23,000 may be subsidized)ª $57,500 for an independent undergraduate student1 (no more than $23,000 may be subsidized)ª $138,500 for a graduate or professional student (no more than $65,000 may be subsidized; includes loans for undergraduate study)

Most undergraduates are dependent studentsn if they are under 24. You are independent if you are a veteran, have children of your own, parents are deceases, ward of the court or you can prove to your school that you have extenuating circumstances that warrant it. Just because you are under 24 and self sufficient you are not..

Oh and fyi, I had typos cuz I was typing from my blackberry and the keys are small, you could never get me hyped!

 

[itwazuntme]

http://dl.ed.gov is the home page for direct loans or stafford loans as some call them. Dependent student Independent student 1st-year undergraduate $3,500 / $2,0002 $3,500 / $6,0002 2nd-year undergraduate $4,500 / $2,000 $4,500 / $6,000 3rd- and 4th-year undergraduate $5,500 / $2,000 $5,500 / $7,000 Graduate/professional NA $8,500 / $12,000 1This includes dependent students whose parents are unable to borrow a PLUS loan.2The first number is the base amount, which may be any combination of subsidized and unsubsidized loan funds. The second number is the amount of additional unsubsidized loan funds available. Prior to July 1, 2008, there was no additional amount for dependent students, while for independent undergraduate students the amount was $2,000 less than the above numbers (the amount for graduate students is unchanged).The amount a student can borrow is also limited by the student's school costs, other financial aid the student may receive, and (in the case of subsidized loans) the student's expected family contribution.These are the aggregate (total) limits for all subsidized and unsubsidized Stafford loans, whether solely from the Direct Loan Program or in combination with FFEL Stafford loans:ª $31,000 for a dependent undergraduate student (no more than $23,000 may be subsidized)ª $57,500 for an independent undergraduate student1 (no more than $23,000 may be subsidized)ª $138,500 for a graduate or professional student (no more than $65,000 may be subsidized; includes loans for undergraduate study)

Most undergraduates are dependent studentsn if they are under 24. You are independent if you are a veteran, have children of your own, parents are deceases, ward of the court or you can prove to your school that you have extenuating circumstances that warrant it. Just because you are under 24 and self sufficient you are not..

Oh and fyi, I had typos cuz I was typing from my blackberry and the keys are small,you could never g et me hyped!

you could never get me hyped!

Yes I can, I already have you searchin' around the internet to prove yourself...I'm wonderin' what else I can draw you into to prove yourself to me!!!

 

[DeSiRe]

Yes I can, I already have you searchin' around the internet to prove yourself...I'm wonderin' what else I can draw you into to prove yourself to me!!!

 

[Cleopatra_J]

Yes I can, I already have you searchin' around the internet to prove yourself...I'm wonderin' what else I can draw you into to prove yourself to me!!!

Yes, we all know how hard it is to find websites we use every day... So much hard work...

 

[AristotlesOwn]

I went to an HBCU, and I wouldn't change my experience for the world. I met great African American men and women, and gained mentors and close friends. Sometimes I wonder if my experience was so great because it was also a small school, and I felt that personal, one-on-one relationship with many of my professors and classmates. I know at many PWIs, one cannot reach such a level of intimacy with their teachers because their core academic curriculum is mainly taught by teacher assistants.

I made the choice because my ENTIRE family is HBCU educated. My dad, being a college professor himself, wanted me to attend the HBCU he attended, but I wanted to go further away from home. My sister also attended and graduated from the same HBCU I attended, so it was a pretty easy decision. I liked my HBCU because of its reputation for graduating a high number of black students that went onto graduate school.

My children can attend any school they would like, but I would encourage them to attend an HBCU. The experiences that I gained on the yard, as well as bonding and discussing and debunking black stereotypes, etc. have truly enabled me to maneuver my way through my Ivy League graduate program, and into my career. I also want to say it takes a special, FOCUSED individual to truly take advantage of all the opportunities that exist at BOTH HBCU and PWI campuses... Yes, I attended school with many individuals who weren't as successful as I was academically. BUT, the same can be said for attendants of any college, I am sure.

I will just co-sign this because Jo's experience closely mirrors my own with a few exceptions.

back to lurk mode.

 

[JofromthaNO]

I will just co-sign this because Jo's experience closely mirrors my own with a few exceptions.

back to lurk mode.

Ari, good to see you around...

Going to Homecoming?!?

 

[AristotlesOwn]

HBCU and Ivory Tower pwi graduate

I will say this...you CANNOT go to any random HBCU to receive a decent education. Do you really think that Lemoyne-Owen College, Grambling, or the now defunct Morris Brown will prepare you for the white world in the same way that a place like Hampton, Spellman, Morehouse, or Howard will? I think not. As elitist as that might sound, it is the truth. Some HBCUs are about increasing enrollment, so they HAVE to take almost anyone who applies. Many of the upper tier HBCUs have historically been more selective about who they let in, and those standards are steadily increasing. If a school like Cheyney (PA) had the kind of billion dollar endowments that Harvard, Columbia, or even Carnegie-Mellon had, they would have the same high standards and quality of education.

At the end of the day, you can obtain a great education anywhere IF you are focused, but it won't mean much if your school loses accreditation and your degree basically becomes tissue paper. That goes for any institution of higher learning.


<<<<<<<<<< Lurking...........

 

[Dallas Bueller 2010]

Just another point I'd like to make about HBCUs: Often time, fortune 500 companies and highly-rated graduate schools will seek out HBCU graduates over those from PWIs in a need to "diversify" their company, and knowing the calibur of student that attends particular HBCUs. I know it may sound silly, but it is very truthful.

good info

 

[sean69]

WTF @ this entire thread.

Anyone who goes to a university or academic institution because of the racial demographic is stupid as fok.

The End.

 

[melonpecan]

WTF @ this entire thread.

Anyone who goes to a university or academic institution because of the racial demographic is stupid as fok.

The End.

A Different World made me do it.


Televisional influence is a mutha fuckka.

 

[sean69]

A Different World made me do it.


Televisional influence is a mutha fuckka.

Hope the Duane Wayne flip-up spectacle-shades were all you dreamed they would be.

 

[melonpecan]

Hope the Duane Wayne flip-up spectacle-shades were all you dreamed they would be.

I had those when I was six; didn't have to go to Hillman.




Honestly the only regret I have from attending an HBCU, (which really isn't that big of a deal), was not pledging. I have my own personal reasons for doing so but I still wonder what would have happened if I didn't go to college...would I have made it in Hollywood? Can I really act? Would I still have my kids? Would I still be as damn bored as I am right now typing this?


The world never stops spinning!

 

[sean69]

I had those when I was six; didn't have to go to Hillman.




Honestly the only regret I have from attending an HBCU, (which really isn't that big of a deal), was not pledging. I have my own personal reasons for doing so but I still wonder what would have happened if I didn't go to college...would I have made it in Hollywood? Can I really act? Would I still have my kids? Would I still be as damn bored as I am right now typing this?


The world never stops spinning!

Thank God you didn't pledge. That's like double jeopardy.