These are Stephen A talking points. It’s lazy. Google Will McClay to get a better understanding….i can tell you better why we struggle than Steohen A can.
Official 2025 NFL Discussion!!!
- Thread starter darth frosty
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Nah, you was throwing sneak disses at my eagles. lol
This isn't even about the commanders because you felt to add my eagles in the conversation.
Eagles wasn’t even on that damn list what are you talking about lol
Sir, you are confused…..
He said teams front load contracts. I said Philly don’t and look at their roster…they back load contracts…
He lists sorry ass teams like Jags who front load.
I say that’s why Eagles look like they do and why Jags look like they do. I would rather build my team line Philly then those sorry teams he listed.
Not only was it not a “shot” it was a compliment to Howie. But go off.
Really? What's the excuse because of y'all not being healthy? You can only run with that narrative for so long. What about previous years when dallas was healthy and y'all still couldn't get the job done.
Dallas hasn't been successful nor made it to the SB in damn near 30 years and counting.
Yet people call this America's team when it should be CALLED AMERICA'S CIRCUS.
Then why did you mention my eagles? lol
I’ve said on this thread tha Howie is one of the best GMs in the league.Sir, you are confused…..
He said teams front load contracts. I said Philly don’t and look at their roster…they back load contracts…
He lists sorry ass teams like Jags who front load.
I say that’s why Eagles look like they do and why Jags look like they do. I would rather build my team line Philly then those sorry teams he listed.
Not only was it not a “shot” it was a compliment to Howie. But go off.
I study the business side of sports and my point was teams do front load contracts a lot. I wasn’t saying these are good but you made the argument no teams do it.
KC is sorry? Rams?? Vikings?? Bills???GTFOH
Those teams have solid rosters. Atlanta didn’t make the playoffs but their roster looks solid too.
The Eagles are only one team.
The Vikings had no names outside of Jetta and Aaron jones and they made it to the playoffs.
KC went to the SB
Rams gave the Eagles a good fight.
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You also said they were doing it backwards. lolSir, you are confused…..
He said teams front load contracts. I said Philly don’t and look at their roster…they back load contracts…
He lists sorry ass teams like Jags who front load.
I say that’s why Eagles look like they do and why Jags look like they do. I would rather build my team line Philly then those sorry teams he listed.
Not only was it not a “shot” it was a compliment to Howie. But go off.
I mentioned as a team that backloads contracts lol….that isn’t a insult fam lol.
I said the teams he listed was doing it backward….how in the hell are the Eagles doing it backwards when they just won the SB? Huh?
They sure did, props to them.
I have respect for jared verse because he didn't go out like a sore loser.
You could've said that without mentioning my eagles. lolI said the teams he listed was doing it backward….how in the hell are the Eagles doing it backwards when they just won the SB? Huh?
So KC, Buffalo, Rams, and Vikings doing it backwards???I said the teams he listed was doing it backward….how in the hell are the Eagles doing it backwards when they just won the SB? Huh?
One team has a GM that has won executive of the year twice
And Brad Holmes who is the GM of the Lions spent most of his career with the Rams.
Yeah ok those teams are doing backwards though.
Kweshi just signed a multi year extension for the job he did with a shitty QB and players on defense that no one knows, but was still ranked 16.
Aight man lol….shit weird but ok
KC was in the SB they not doing it backward. Bills roster sucks. They are consistently fighting the salary cap. They have no ideas how to work the cap based on their actions. Rams and Vikings are straight.
I was more so talking about the Jags, Panthers, Falcons, Bears, Cardinals, Dolphins and the rest of those shitty teams you listed lol. You listed more than 4 lol
It is when you gotta include a team to support your argument that has nothing to do with the other teams you're talking about. lolAight man lol….shit weird but ok
I was talking about back loading contracts…Eagles do it more then anyone and it works….i don’t understand what is confusing you? Maybe I’m not getting what I’m saying across here’s a picture diagram I know some people learn better with pictures….
Browns are the clear exception.
But that still had nothing to do with the list that @DC_Dude had which you could've spoken on them instead of trying to bring other teams along who aren't even on the same level as my eagles.@DC_Dude
I don’t know where that shit came from
You posted but this is the correct list of the top 16 teams who backload and notice most are contenders….
But you also dissed some teams who were successful doing it how my eagles did it that were on that list.
What’s the excuse last year? For not making the playoffs? Our whole team was hurt. We weren’t good enough to win with the roster out…shit happens.
In previous years we won 12 games 3 years straight. As far as not winning a SB shit wasn’t good enough. That simple. In order to win a ring you have to run the football, stop the run, have elite coaching and solid qb play. Just not good enough like the rest of the teams that failed..
We are called America’s team because of people like you lol. I hate it. But that term came long before me. Wish we could’ve under the radar and just play but never the case. America’s team ain’t a flex.
The list he posted was bullshit did you read it? It said “potentially known for front loading contracts”…it’s bullshit lol. AI generated bullshit lol. I “dissed” the shitty teams on that list he posted. You want to ride for the Jags be my guest but they are a horribly ran team. Nobody says let’s strive to be the Jags or Cardinals…..
1. What was the point of you posting that graphic? You make it seem like I said all teams front load contracts. I never said that. I said teams do it as another way of signing players....I didn't say ALL TEAMS or EVERY TEAM does it. GM's use all kind of unique ways to sign and re-sign players under the salary cap..DUH
2. So what is front loading a contract: Source: CHATGPT
In the NFL, front-loading a contract refers to structuring a player's deal so that they receive a larger portion of the contract’s total value in the early years of the agreement. This can be done through various mechanisms such as:
How Front-Loaded Contracts Work:
- Large Signing Bonus: Paid upfront but prorated over the life of the contract for salary cap purposes.
- High Base Salaries Early: The player receives higher base salaries in the first 1–2 years.
- Minimal Salary in Later Years: Helps reduce cap hit later and gives team flexibility to move on if needed.
Benefits of Front-Loaded Contracts
For the Player:
- Gets more guaranteed money early.
- Less risk if cut in later years (already received bulk of earnings).
For the Team:
- Can reduce long-term cap liability.
- Makes it easier to release or trade the player later with less dead cap.
- Flexibility to add other players in future seasons.
Common Scenarios for Front-Loaded Contracts:
- Veteran-friendly teams trying to stay competitive in the near term.
- Teams with lots of cap space now but anticipate tighter cap in future.
- Players coming off rookie contracts seeking early guarantees.
Real Examples:
- Kirk Cousins (Vikings) – In his 2018 contract, most of the money was guaranteed and paid in the first couple of years.
- Russell Wilson (2022 Broncos) – Heavy upfront payment with cap hits increasing over time, although not strictly front-loaded in the pure sense.
Important Note:
NFL contracts are not always fully guaranteed, so front-loading is a strategy used to:
- Ensure players get their money early.
- Allow teams to manage risk and future salary cap exposure.
Would you like an example of how to structure a front-loaded contract with cap numbers?
Other examples of teams implementing this strategy:
Highest-Paid NFL Players in 2025
Written byArash F,Junior Journalist atBrand Vision Insights.Educational
5 min read
uPDATED ON
Jun 3, 2025
Below are the Most Valuable Football Players 2025 in terms of salary plus endorsements—ranked 20 to 1. This list highlights Record-Breaking Football Salaries 2025, focusing on Football Stars with Highest Salaries 2025 in the NFL, though a few non-quarterbacks break in thanks to significant off-field earnings. Discover the Top Football Contracts 2025 and see how High-Income Football Players 2025 leverage bonuses, marketability, and success to secure these deals. Let’s dive into the Leading Football Player Earnings 2025 in American football:
20. Matthew Stafford – ~$33 Million
Quarterback – Los Angeles Rams. A Super Bowl LVI champion, Stafford inked a 4-year, $160 million extension in 2022. Though the deal was front-loaded (with big bonuses in 2022–2023), he’s still due around $31 million in 2025. At 37 years old, his resume includes a Lombardi Trophy, multiple 4,000-yard seasons, and the all-time passing records for the Lions. While not heavily endorsed nationwide, his veteran status and L.A. platform maintain a moderate off-field profile. If he remains healthy and on the Rams’ roster, Stafford’s existing contract keeps him in this top-20 earnings group despite talk of retirement or potential trade.- On-Field Salary (2025): ~$31 M base salary (plus minor guarantees if still on roster)
- Off-Field Income: $2–3 M via moderate endorsements (AT&T commercials, some local deals post-Super Bowl)
Image Credits: Mark J. Rebilas-Imagn Images
19. Justin Jefferson – ~$35–40 Million (Projected)
Wide Receiver – Minnesota Vikings. Jefferson, 25, is the NFL’s premier wideout, setting receiving records and consistently topping 1,400+ yards each season. A three-time Pro Bowler and 2022 NFL Offensive Player of the Year, he’s poised to reset the WR market with a massive extension in 2025—likely $30M+ in AAV. His “Griddy” dance became a nationwide phenomenon, boosting his popularity. This contract plus modest endorsements (Under Armour, EA Sports) should vault him above $35 million total. The Vikings can’t afford to lose him, making him one of the Best Paid Footballers 2025 outside the QB position.- On-Field Salary (2025): Potential $30M–$35M from a new extension (large signing bonus + base)
- Off-Field Income: $2–3 M (equipment/apparel sponsors, marketing the “Griddy” brand)
Image Credits: Instagram
18. Jordan Love – ~$40 Million (Projected)
Quarterback – Green Bay Packers (or another team). Love, 26, took over for Aaron Rodgers in 2023. If he excels, he’ll command a giant extension or a franchise tag by 2025. Forecasts suggest a new multi-year contract with a hefty $40M+ first-year payout (bonus + salary). This reflects the NFL’s growing appetite for paying even moderately proven QBs top-tier money. As a calmer personality, Love’s endorsement presence is small, but the contract alone could catapult him into the Highest Paid Football Players 2025 discussion if he’s the Packers’ long-term starter.- On-Field Salary (2025): Could be $40M+ if he signs a big extension/franchise tag
- Off-Field Income: Under $1 M (regional deals, limited brand exposure so far)
Image Credits: Instagram
17. Josh Allen – ~$40 Million
Quarterback – Buffalo Bills. Allen’s 6-year, $258 million extension (2021) was initially front-loaded. By 2025, he’ll earn a more modest base—but Buffalo may rework it, giving him $30M+ in actual pay that year. One of the league’s most marketable QBs, Allen draws roughly $10–12M in endorsements, thanks to his big arm, highlight-reel plays, and Buffalo’s resurgence as a contender. That combination keeps him among the Top Earning Football Players 2025 even if his contract structure defers some money.- On-Field Salary (2025): $30M+ (depending on bonus conversions)
- Off-Field Income: $10–12 M (Nike, Pepsi, Verizon, local Buffalo sponsors)
16. Derek Carr – $40 Million
Quarterback – New Orleans Saints. Carr, 34, signed a 4-year, $150 million deal in 2023, with $100 million guaranteed. In 2025, he’s set to receive a fully guaranteed $30 million salary plus a $10 million roster bonus. While not a perennial All-Pro, he’s a solid veteran QB who commanded a big contract on the free-agent market. Off the field, his endorsements remain modest, reflecting his low-key persona and smaller markets (Raiders, Saints).- On-Field Salary (2025): $40 M (combined guaranteed salary and bonus)
- Off-Field Income: < $1 M (equipment, local endorsements)
Image Credits: Instagram
15. Kyler Murray – ~$40 Million
Quarterback – Arizona Cardinals. Murray, 28, is in year 4 of his 5-year, $230.5M extension. Despite injuries and a struggling roster, he’s owed ~$37M guaranteed in 2025. A dynamic dual-threat QB and former Offensive Rookie of the Year, he draws moderate endorsements due to his popularity at Oklahoma and unique brand (also a former baseball draftee). That said, the Cardinals’ faith in him has locked in these large guaranteed sums.- On-Field Salary (2025): ~$37M guaranteed
- Off-Field Income: $2–3 M (Nike, gaming sponsors, local deals)
Image Credits: Instagram
14. Travis Kelce – $50 Million
Tight End – Kansas City Chiefs. Kelce, 35, is an outlier as a non-QB in this list, thanks to massive off-field revenue. On the field, his contract yields around $12–17M yearly, but he remains underpaid relative to QBs. However, Kelce’s off-field empire soared to $30M+ in 2024–25 via commercials (State Farm, Pfizer, Experian), his hit “New Heights” podcast with brother Jason, SNL hosting, and more. A future Hall of Famer with multiple Super Bowl rings, Kelce’s charismatic personality made him one of the NFL’s biggest crossovers, rivaling even star quarterbacks in endorsements.- On-Field Salary (2025): ~$15–20 M (depending on restructured deals or incentives)
- Off-Field Income: $30M+ (podcast revenue, major ad campaigns, media appearances)
Image Credits: Instagram
13. Kirk Cousins (Free Agent) – $40+ Million (Projected)
Quarterback – Potentially leaving Minnesota after 2024. Cousins, 37, consistently signs high-value, fully guaranteed contracts. If he returns healthy from his 2023 Achilles injury, a QB-needy team might pay him $35–40M for a one-year prove-it deal or short-term contract. Cousins has historically maximized earnings, making him a perennial high earner. Off the field, he’s fairly low profile, maybe $1M in endorsements.- On-Field Salary (2025): $35–40 M if he signs a new short-term, high-guarantee deal
- Off-Field Income: ~$1 M from smaller endorsements (faith-based or local partnerships)
Image Credits: Instagram
12. Tua Tagovailoa – $45–50 Million (Projected)
Quarterback – Miami Dolphins. Tua, 27, is due for a mega-extension or a franchise tag. If he remains healthy and productive, his 2025 pay could easily top $45M from a new deal or tag. He has a small but growing endorsement presence, aided by his Samoan heritage and an ascending Dolphins offense. With the QB market ballooning, Tua’s potential extension can put him in the $50M range.- On-Field Salary (2025): $45–50 M (new contract or franchise tag)
- Off-Field Income: ~$2–3 M (Nike, Bose, local Miami sponsors)
11. Trevor Lawrence – $50 Million (Projected)
Quarterback – Jacksonville Jaguars. A generational prospect, Lawrence, 25, has led the Jags to playoff success early, so the team is likely to sign him to a $260M+ extension by 2025. That first contract year could deliver $40–45M in signing bonus plus an 8-figure salary. Off the field, he’s consistently top 10 in endorsement income (Adidas, Gatorade, Bose, etc.), near $10M a year. Combining those, we project about $50M total if the extension lands in 2025.- On-Field Salary (2025): $40–45 M (big signing bonus + option/fifth-year or new deal)
- Off-Field Income: $10 M (various major brand endorsements)
Image Credits: Instagram
10. Aaron Rodgers (QB, New York Jets) – $45 Million
A 4-time MVP and Super Bowl champion, Rodgers, 41, reworked his deal to join the Jets in 2023 but tore his Achilles in Week 1. If he returns in 2025, he could either finalize a new short contract or exercise leftover guaranteed sums, netting around $30+M on-field. Off the field, Rodgers consistently earns $9–10M from sponsors (State Farm, Nike, Bose). Despite age and injury, his Hall of Fame status keeps him among the Football Stars with Highest Salaries 2025 if he plays.- On-Field Salary (2025): $30+ M (assuming he’s active, either via new Jets deal or existing structure)
- Off-Field Income: $9–10 M (State Farm, marketing deals)
9. Russell Wilson (QB, Denver Broncos) – $45 Million
A 9-time Pro Bowler and Super Bowl XLVIII champion, Wilson, 36, has a 5-year, $245M deal in Denver. Despite a rocky start there, he’s fully guaranteed about $37M in 2025. His off-field endorsements remain around $8M (Nike, Bose, Microsoft). Married to pop star Ciara, Wilson has mainstream recognition. Even as performance lags, his contract ensures top-tier pay until at least 2025.- On-Field Salary (2025): $37 M guaranteed
- Off-Field Income: $8–10 M (apparel, music/entertainment tie-ins)
Image Credits: Instagram
8. Jared Goff (QB, Detroit Lions) – $45 Million (Est.)
Goff, 31, resurrected his career in Detroit, earning a 4-year, $212M extension in 2024 with a massive Year-1 bonus. That soared him to $85.6M in 2024. In 2025, his cash likely dips to $35–40M from salary and smaller bonus. Endorsements around $5M push his total near $45M. A two-time Pro Bowler, Goff is capitalizing on the Lions’ newfound success.- On-Field Salary (2025): $35–40 M
- Off-Field Income: $5 M (BMW, Red Bull, Nike)
Image Credits: Instagram
7. Deshaun Watson (QB, Cleveland Browns) – $47 Million
Watson’s 5-year, $230M fully guaranteed contract yields $46M each season from 2023–2026. His off-field is minimal (~$1M) after lost endorsements from misconduct allegations. He remains top-paid purely on the basis of this unique guaranteed deal. A 3-time Pro Bowler with the Texans, Watson joined Cleveland in 2022 but faced an 11-game suspension. Despite controversies, the contract’s structure keeps him among the Record-Breaking Football Salaries 2025 list.- On-Field Salary (2025): $46 M guaranteed
- Off-Field Income: <$1 M (small biz investments, limited sponsorships)
Image Credits: Instagram
6. Jalen Hurts (QB, Philadelphia Eagles) – $47 Million
Hurts, 26, penned a 5-year, $255M extension in 2023 (avg $51M/yr). In 2025, his option bonus and base total about $42.5M. Add endorsements (~$5M) from Jordan Brand, Beats, Champs Sports, and it’s near $47M. The 2022 MVP runner-up and NFC Champion quickly became one of the league’s top QBs. Marketability soared with his “underdog to star” storyline, fueling an endorsement surge.- On-Field Salary (2025): $42.5 M
- Off-Field Income: $5 M (Jordan, Beats, Lemon Perfect)
Image Credits: Instagram
5. Lamar Jackson (QB, Baltimore Ravens) – $45–50 Million
The 2019 MVP overcame a lengthy negotiation to sign a 5-year, $260M deal in 2023. In 2025, he’ll earn about $43–44M in cash. Jackson’s swift, electrifying style and accolades secured him top-tier pay. He earns an additional $5M from deals like Oakley, though overshadowed by bigger endorsers. At 28, he remains the Ravens’ dynamic centerpiece.- On-Field Salary (2025): $43–44 M
- Off-Field Income: $5 M (equipment sponsors, apparel, entrepreneurial projects)
4. Joe Burrow (QB, Cincinnati Bengals) – $50+ Million
Burrow’s 5-year, $275M extension (signed 2024) sets him above $55M average. In 2025, he pulls $35M salary/bonus plus $15M off-field (Nike, Bose, BodyArmor), hitting $50M total. At just 28, he’s led the Bengals to a Super Bowl and multiple playoff runs. Calm and charismatic, Burrow’s endorsement portfolio is expanding, proving that even a “small market” star can land major deals when performing at an MVP level.- On-Field Salary (2025): $35 M
- Off-Field Income: $15 M
Image Credits: Instagram
3. Justin Herbert (QB, Los Angeles Chargers) – $60+ Million
Herbert’s 5-year, $262.5M extension (2023) has a giant $45M option bonus for 2025. Throw in a $15M salary, and his on-field pay is around $60M. Off the field, he racks up $10–11M from sponsors (Nike Jordan, Bose, SoFi), as a rising star. Known for his big arm, he’s become the Chargers’ franchise QB, rewriting rookie passing records and consistently in Pro Bowl form. The front-loaded contract spiking in 2025 cements him in the top three.- On-Field Salary (2025): $60 M (incl. massive option bonus)
- Off-Field Income: $10–11 M
Image Credits: Instagram
2. Patrick Mahomes (QB, Kansas City Chiefs) – $75–80 Million
A two-time MVP and three-time Super Bowl winner, Mahomes, 29, remains the NFL’s top superstar. His 10-year, $450M contract pays about $50M in 2025, including roster bonuses. Endorsements add $25–30M (State Farm, Adidas, Oakley, etc.), as he’s the face of the NFL globally. With multiple MVPs and an electric style, Mahomes is recognized even by casual sports fans, driving huge corporate interest. He’s easily among the Football Stars with Highest Salaries 2025 with that combination of on-field payout and massive brand power.- On-Field Salary (2025): $50 M
- Off-Field Income: $25–30 M
Image Credits: Instagram
1. Dak Prescott (QB, Dallas Cowboys) – $100 Million
Prescott’s 4-year, $240M extension in 2024 became the NFL’s first $60M-per-year deal, front-loaded so that he earns $86M on the field in 2025 alone. Off the field, the Cowboys’ QB pulls in about $14M via Nike Jordan Brand, AT&T, Beats, Sleep Number, and more. That giant salary plus top-tier endorsements make him the Highest Paid Football Player 2025 at an eye-popping nine-digit total. Prescott, a two-time Pro Bowler and leader of “America’s Team,” consistently ranks near the top for NFL endorsements. His contract cements him at #1 for 2025, surpassing even Mahomes.- On-Field Salary (2025): $86 M
- Off-Field Income: $14 M
These Top Earning Football Players 2025 underscore the NFL’s spiraling quarterback contracts and rising endorsement clout. Nearly all the Best Paid Footballers 2025 are QBs, as star passers drive Record-Breaking Football Salaries 2025. While a few positions (like Travis Kelce at TE) appear, it’s primarily franchise quarterbacks—some reaping major bonuses from new extensions (Herbert, Burrow) and others locking in guaranteed pay (Watson). Off the field, certain personalities (Mahomes, Prescott, Kelce) turn success into double-digit millions in endorsements. Overall, the NFL’s booming revenues and fierce competition for top QBs ensure that these Football Stars with Highest Salaries 2025 push annual pay to historic heights, setting the stage for even bigger deals in the years to come.
3. In regards to the teams I listed earlier, since the source was BOGUS, it mentioned that some players contracts were front loaded:
Kansas City Chiefs
ChatGPT said:
The Kansas City Chiefs have employed front-loaded contract structures for several key players, notably quarterback Patrick Mahomes and defensive tackle Chris Jones. These strategies provide immediate cap relief while ensuring financial flexibility in future seasons.spotrac.com+5spotrac.com+5spotrac.com+5arrowheadpride.com+15wsj.com+15nfl.com+15Patrick Mahomes – 10-Year, $450 Million Extension (2020)
Mahomes' landmark extension, signed in 2020, is designed with front-loaded elements to ease early cap burdens. In 2021, the Chiefs converted Mahomes' full roster bonus into a signing bonus, significantly reducing his cap hit for that year. This approach allowed the team to allocate funds toward other roster improvements while maintaining Mahomes' financial security. si.com+2si.com+2nfl.com+2reddit.com+4nfl.com+4bleacherreport.com+4Chris Jones – 5-Year, $158.75 Million Extension (2024)
Jones' 2024 extension included $101 million in guarantees, making him the highest-paid defensive tackle in NFL history at the time. The Chiefs structured the deal to front-load the guaranteed money, providing Jones with substantial early compensation while managing future cap implications. This strategy also facilitates potential future roster adjustments, such as trade or release, with manageable dead cap consequences.en.wikipedia.org+1bleacherreport.com+1wizardofvegas.com+2arrowheadpride.com+2bleacherreport.com+2These front-loaded contracts reflect the Chiefs' strategic approach to salary cap management, balancing immediate financial flexibility with long-term roster stability.cbssports.com+1si.com+1
The Miami Dolphins have employed front-loaded contract structures for several key players, aiming to maximize immediate salary cap flexibility. Here are some notable examples:
Tyreek Hill – 3-Year, $90 Million Extension (2024)
In 2024, the Dolphins restructured Hill's contract by converting a $10 million roster bonus and $16 million salary into a $24.835 million signing bonus and a $1.165 million base salary. This move reduced his 2024 cap hit to approximately $7.37 million, creating about $18 million in cap space. However, it added $6.21 million in prorated signing bonus charges to the cap in each of the subsequent years, effectively front-loading the contract. (reddit.com)
Bradley Chubb – 5-Year, $110 Million Extension (2022)
Acquired via trade from the Denver Broncos, Chubb signed a five-year, $110 million extension with the Dolphins in 2022. The deal included $63.2 million guaranteed and a significant signing bonus, resulting in a substantial cap hit in the early years of the contract. This structure provided immediate cap relief but increased future cap obligations. (en.wikipedia.org)
Terron Armstead – 5-Year, $75 Million Deal (2022)
Armstead's contract, signed in 2022, featured a $43.37 million guarantee and a sizable signing bonus. While not explicitly front-loaded, the structure of the deal resulted in higher cap hits in the initial years, aligning with the team's strategy to allocate more cap space upfront. (en.wikipedia.org)
Austin Jackson – 3-Year, $36 Million Extension (2023)
Jackson's contract extension included a signing bonus that was prorated over the length of the deal, resulting in a lower cap hit in the early years. This approach allowed the Dolphins to manage their salary cap effectively while securing a key player for the offensive line.
These front-loaded contracts reflect the Dolphins' strategy to manage their salary cap by allocating more cap space in the early years of player contracts, providing flexibility for future roster decisions.
The Atlanta Falcons have employed front-loaded contract structures for several key players, aiming to maximize immediate salary cap flexibility. Here are some notable examples:
Kirk Cousins – 4-Year, $180 Million Contract (2024)
In 2024, the Falcons signed quarterback Kirk Cousins to a four-year, $180 million contract with $90 million guaranteed. The contract includes a substantial signing bonus and a significant base salary in the first year, resulting in a higher cap hit in 2024. However, the cap hit decreases in subsequent years, reflecting a front-loaded structure. Despite a challenging 2024 season, Cousins is expected to attend the team's mandatory minicamp, indicating his commitment to the Falcons. as.com+4reuters.com+4nypost.com+4
A.J. Terrell – 4-Year, $81 Million Extension (2024)
Cornerback A.J. Terrell signed a four-year, $81 million extension with the Falcons in 2024. The contract includes $65.8 million guaranteed and a $25 million signing bonus, resulting in a significant cap hit in the first year. This front-loaded structure allows the Falcons to manage their salary cap effectively in future years. en.wikipedia.org+2spotrac.com+2spotrac.com+2en.wikipedia.org
Jessie Bates III – 4-Year, $64.02 Million Contract (2023)
Safety Jessie Bates III signed a four-year, $64.02 million contract with the Falcons in 2023. The contract includes $36 million guaranteed and an $18 million signing bonus, leading to a higher cap hit in the initial years. This front-loaded deal provides the Falcons with financial flexibility in the later years of the contract. spotrac.com+2en.wikipedia.org+2spotrac.com+2
These front-loaded contracts reflect the Falcons' strategy to allocate more cap space in the early years of player contracts, providing flexibility for future roster decisions.
The Buffalo Bills have strategically utilized front-loaded contracts to manage their salary cap and retain key players. Here are some notable examples:
Josh Allen – 6-Year, $330 Million Extension (2025)
Quarterback Josh Allen signed a six-year, $330 million extension in 2025, including a record $250 million guaranteed. In 2024, the Bills restructured Allen's contract by converting $30 million of future salary into a signing bonus, effectively front-loading his compensation. This adjustment increased his 2024 cash earnings to $60 million, aligning his pay with top quarterbacks and providing immediate cap relief .espn.com+6si.com+6apnews.com+6buffalorumblings.com
Von Miller – 6-Year, $120 Million Contract (2022)
Edge rusher Von Miller signed a six-year, $120 million contract with the Bills in 2022. The deal was structured to front-load his compensation, with a significant portion of the contract's value allocated to the initial years. However, due to performance and cap considerations, Miller was released in 2025, freeing up approximately $8.4 million in cap space .the-sun.comfoxsports.com+2foxsports.com+2the-sun.com+2
Dion Dawkins – 3-Year, $60.5 Million Extension (2024)
Offensive tackle Dion Dawkins signed a three-year, $60.5 million extension in 2024. The contract included a substantial signing bonus and guaranteed money, resulting in a higher cap hit in the initial years. This front-loaded structure allowed the Bills to manage their salary cap effectively while securing a key player for the offensive line .en.wikipedia.org
These front-loaded contracts reflect the Bills' strategy to manage their salary cap by allocating more cap space in the early years of player contracts, providing flexibility for future roster decisions.
The Houston Texans have strategically employed front-loaded contract structures and restructurings to manage their salary cap and retain key players. Here are some notable examples:
Tytus Howard – Contract Restructuring (2025)
In March 2025, the Texans restructured offensive tackle Tytus Howard's contract by converting $12.875 million of his base salary into a signing bonus. This move reduced his 2025 salary cap hit from $23.045 million to approximately $11.581 million, creating $11.64 million in cap space. The restructuring added voidable years in 2027 and 2028, front-loading his compensation and providing immediate financial flexibility. chron.com+1click2houston.com+1click2houston.com+1si.com+1Shaq Mason – Contract Restructuring (2024)
In March 2024, the Texans restructured offensive guard Shaq Mason's contract by converting $8 million of his base salary into a signing bonus. This adjustment lowered his 2024 cap hit from $12.3 million to $5.688 million, freeing up $6.4 million in cap space. The restructuring front-loaded his compensation, allowing the team to allocate resources to other areas. chron.comtexanswire.usatoday.comDanielle Hunter – Two-Year, $49 Million Contract (2024)
In 2024, the Texans signed defensive end Danielle Hunter to a two-year, $49 million contract, including $48 million guaranteed. The structure of the deal front-loaded his compensation, with a significant portion allocated to the first year, providing immediate cap relief and aligning with the team's financial strategy. chron.comprofootballnetwork.comThese front-loaded contracts and restructurings reflect the Texans' strategy to manage their salary cap by allocating more cap space in the early years of player contracts, providing flexibility for future roster decisions.
Sources
The Los Angeles Rams have strategically utilized front-loaded contracts and cap maneuvers to manage their salary cap and retain key players. Here are some notable examples:
Matthew Stafford – 4-Year, $160 Million Extension (2022)
Quarterback Matthew Stafford signed a four-year, $160 million extension in 2022, including a $60 million signing bonus. The signing bonus is prorated over five years, resulting in a lower cap hit in the initial years. In 2024, Stafford's cap hit is approximately $49.5 million, making him the highest cap hit on the team for that year .si.comramblinfan.com
Aaron Donald – 3-Year, $95 Million Extension (2022)
Defensive tackle Aaron Donald received a three-year, $95 million extension in 2022, making him the highest-paid non-quarterback in NFL history at the time. The contract included a $25 million signing bonus and $65 million guaranteed. The Rams utilized void years to spread out the cap hit, resulting in a $23.3 million cap charge in 2025, despite the contract expiring after the 2024 season .theramswire.usatoday.com
Cooper Kupp – 3-Year, $80.1 Million Extension (2022)
Wide receiver Cooper Kupp signed a three-year, $80.1 million extension in 2022, including a $20 million signing bonus and $75 million guaranteed. The contract structure front-loaded his compensation, contributing to a $29.78 million cap hit in 2024 .en.wikipedia.orgramblinfan.com
Bobby Wagner – 5-Year, $65 Million Deal (2022)
Linebacker Bobby Wagner signed a five-year, $65 million deal with the Rams in 2022. The contract included a $20 million signing bonus and $35 million guaranteed. The Rams utilized void years to spread out the cap hit, resulting in a $2.5 million cap hit in 2022 .theramswire.usatoday.com
These front-loaded contracts and cap maneuvers reflect the Rams' strategy to manage their salary cap by allocating more cap space in the early years of player contracts, providing flexibility for future roster decisions.
4. Other Players with Front Loaded contracts in 2025
Derek Stingley Jr. – Houston Texans
On March 17, 2025, the Texans signed cornerback Derek Stingley Jr. to a three-year, $90 million contract extension, making him the highest-paid cornerback in NFL history at the time. The deal included $89.02 million guaranteed, with $48.02 million guaranteed upon signing and an initial signing bonus of $25 million. This front-loaded structure provided the Texans with immediate cap flexibility while securing a key defensive asset
New England Patriots – Milton Williams (DT)
- Contract: 4 years, $104 million ($63 million guaranteed)
- Front-Loading Details: Williams is scheduled to earn $32 million in 2025 and $23 million in 2026, with 93% of the total value guaranteed over the first two years.
- Contract: 4 years, $82 million ($50 million guaranteed)
- Front-Loading Details: Moore's contract includes $30 million in the first year, with an out after the 2026 season
Carolina Panthers – Jaycee Horn (CB)
- Contract: 4-year, $100 million extension
- Front-Loading Details: The deal includes $72 million guaranteed, with $46.7 million guaranteed upon signing and an initial signing bonus of $28.4 million. This contract made Horn the highest-paid defensive back in the league
5. Now my team's SVP of Team Strategy, Eugene Shen, wrote a paper on front loading contracts. I am not bias, but he wrote a compellling journal article indicating front loading is a better option. I won't post the full artcile because negroes don't read, but below is the abstract.
Abstract
Most National Football League (“NFL”) contracts are not fully guaranteed, and can be viewed as a series of team options. We use finance theory to value the options implicitly embedded in these contracts. For any contract, we calculate an “option-adjusted value” that allows us to compare contracts with different structures. We show that front-loaded contracts that pay large signing bonuses have higher “option adjusted values” than back-loaded contracts that pay no signing bonuses. We also estimate the volatility of player value, which is an important input in valuing the options.
Optionality in NFL Player Contracts
Most National Football League (“NFL”) contracts are not fully guaranteed, and can be viewed as a series of team options. We use finance theory to value the opti
papers.ssrn.com
Bengals really fucking this offseason up.
I can’t believe this made it two days panicking. Deebo Doncic.
The graphic was to show you what Howie is doing and why he’s signing so much talent. He’s sacrificing his future for the present and it’s why he has built the best roster and the rest of them ass teams not….we don’t have to agree I’m just telling you what it is. One person playing chess the others playing Chinese checkers.1. What was the point of you posting that graphic? You make it seem like I said all teams front load contracts. I never said that. I said teams do it as another way of signing players....I didn't say ALL TEAMS or EVERY TEAM does it. GM's use all kind of unique ways to sign and re-sign players under the salary cap..DUH
2. So what is front loading a contract: Source: CHATGPT
In the NFL, front-loading a contract refers to structuring a player's deal so that they receive a larger portion of the contract’s total value in the early years of the agreement. This can be done through various mechanisms such as:
How Front-Loaded Contracts Work:
- Large Signing Bonus: Paid upfront but prorated over the life of the contract for salary cap purposes.
- High Base Salaries Early: The player receives higher base salaries in the first 1–2 years.
- Minimal Salary in Later Years: Helps reduce cap hit later and gives team flexibility to move on if needed.
Benefits of Front-Loaded Contracts
- Gets more guaranteed money early.
- Less risk if cut in later years (already received bulk of earnings).
- Can reduce long-term cap liability.
- Makes it easier to release or trade the player later with less dead cap.
- Flexibility to add other players in future seasons.
Common Scenarios for Front-Loaded Contracts:
- Veteran-friendly teams trying to stay competitive in the near term.
- Teams with lots of cap space now but anticipate tighter cap in future.
- Players coming off rookie contracts seeking early guarantees.
Real Examples:
- Kirk Cousins (Vikings) – In his 2018 contract, most of the money was guaranteed and paid in the first couple of years.
- Russell Wilson (2022 Broncos) – Heavy upfront payment with cap hits increasing over time, although not strictly front-loaded in the pure sense.
Important Note:
NFL contracts are not always fully guaranteed, so front-loading is a strategy used to:
- Ensure players get their money early.
- Allow teams to manage risk and future salary cap exposure.
Would you like an example of how to structure a front-loaded contract with cap numbers?
Other examples of teams implementing this strategy:
Highest-Paid NFL Players in 2025
Written byArash F,Junior Journalist atBrand Vision Insights.
Educational
5 min read
uPDATED ON
Jun 3, 2025
Below are the Most Valuable Football Players 2025 in terms of salary plus endorsements—ranked 20 to 1. This list highlights Record-Breaking Football Salaries 2025, focusing on Football Stars with Highest Salaries 2025 in the NFL, though a few non-quarterbacks break in thanks to significant off-field earnings. Discover the Top Football Contracts 2025 and see how High-Income Football Players 2025 leverage bonuses, marketability, and success to secure these deals. Let’s dive into the Leading Football Player Earnings 2025 in American football:
20. Matthew Stafford – ~$33 Million
Quarterback – Los Angeles Rams. A Super Bowl LVI champion, Stafford inked a 4-year, $160 million extension in 2022. Though the deal was front-loaded (with big bonuses in 2022–2023), he’s still due around $31 million in 2025. At 37 years old, his resume includes a Lombardi Trophy, multiple 4,000-yard seasons, and the all-time passing records for the Lions. While not heavily endorsed nationwide, his veteran status and L.A. platform maintain a moderate off-field profile. If he remains healthy and on the Rams’ roster, Stafford’s existing contract keeps him in this top-20 earnings group despite talk of retirement or potential trade.
- On-Field Salary (2025): ~$31 M base salary (plus minor guarantees if still on roster)
- Off-Field Income: $2–3 M via moderate endorsements (AT&T commercials, some local deals post-Super Bowl)
Image Credits: Mark J. Rebilas-Imagn Images
19. Justin Jefferson – ~$35–40 Million (Projected)
Wide Receiver – Minnesota Vikings. Jefferson, 25, is the NFL’s premier wideout, setting receiving records and consistently topping 1,400+ yards each season. A three-time Pro Bowler and 2022 NFL Offensive Player of the Year, he’s poised to reset the WR market with a massive extension in 2025—likely $30M+ in AAV. His “Griddy” dance became a nationwide phenomenon, boosting his popularity. This contract plus modest endorsements (Under Armour, EA Sports) should vault him above $35 million total. The Vikings can’t afford to lose him, making him one of the Best Paid Footballers 2025 outside the QB position.
- On-Field Salary (2025): Potential $30M–$35M from a new extension (large signing bonus + base)
- Off-Field Income: $2–3 M (equipment/apparel sponsors, marketing the “Griddy” brand)
Image Credits: Instagram
18. Jordan Love – ~$40 Million (Projected)
Quarterback – Green Bay Packers (or another team). Love, 26, took over for Aaron Rodgers in 2023. If he excels, he’ll command a giant extension or a franchise tag by 2025. Forecasts suggest a new multi-year contract with a hefty $40M+ first-year payout (bonus + salary). This reflects the NFL’s growing appetite for paying even moderately proven QBs top-tier money. As a calmer personality, Love’s endorsement presence is small, but the contract alone could catapult him into the Highest Paid Football Players 2025 discussion if he’s the Packers’ long-term starter.
- On-Field Salary (2025): Could be $40M+ if he signs a big extension/franchise tag
- Off-Field Income: Under $1 M (regional deals, limited brand exposure so far)
Image Credits: Instagram
17. Josh Allen – ~$40 Million
Quarterback – Buffalo Bills. Allen’s 6-year, $258 million extension (2021) was initially front-loaded. By 2025, he’ll earn a more modest base—but Buffalo may rework it, giving him $30M+ in actual pay that year. One of the league’s most marketable QBs, Allen draws roughly $10–12M in endorsements, thanks to his big arm, highlight-reel plays, and Buffalo’s resurgence as a contender. That combination keeps him among the Top Earning Football Players 2025 even if his contract structure defers some money.
- On-Field Salary (2025): $30M+ (depending on bonus conversions)
- Off-Field Income: $10–12 M (Nike, Pepsi, Verizon, local Buffalo sponsors)
16. Derek Carr – $40 Million
Quarterback – New Orleans Saints. Carr, 34, signed a 4-year, $150 million deal in 2023, with $100 million guaranteed. In 2025, he’s set to receive a fully guaranteed $30 million salary plus a $10 million roster bonus. While not a perennial All-Pro, he’s a solid veteran QB who commanded a big contract on the free-agent market. Off the field, his endorsements remain modest, reflecting his low-key persona and smaller markets (Raiders, Saints).
- On-Field Salary (2025): $40 M (combined guaranteed salary and bonus)
- Off-Field Income: < $1 M (equipment, local endorsements)
Image Credits: Instagram
15. Kyler Murray – ~$40 Million
Quarterback – Arizona Cardinals. Murray, 28, is in year 4 of his 5-year, $230.5M extension. Despite injuries and a struggling roster, he’s owed ~$37M guaranteed in 2025. A dynamic dual-threat QB and former Offensive Rookie of the Year, he draws moderate endorsements due to his popularity at Oklahoma and unique brand (also a former baseball draftee). That said, the Cardinals’ faith in him has locked in these large guaranteed sums.
- On-Field Salary (2025): ~$37M guaranteed
- Off-Field Income: $2–3 M (Nike, gaming sponsors, local deals)
Image Credits: Instagram
14. Travis Kelce – $50 Million
Tight End – Kansas City Chiefs. Kelce, 35, is an outlier as a non-QB in this list, thanks to massive off-field revenue. On the field, his contract yields around $12–17M yearly, but he remains underpaid relative to QBs. However, Kelce’s off-field empire soared to $30M+ in 2024–25 via commercials (State Farm, Pfizer, Experian), his hit “New Heights” podcast with brother Jason, SNL hosting, and more. A future Hall of Famer with multiple Super Bowl rings, Kelce’s charismatic personality made him one of the NFL’s biggest crossovers, rivaling even star quarterbacks in endorsements.
- On-Field Salary (2025): ~$15–20 M (depending on restructured deals or incentives)
- Off-Field Income: $30M+ (podcast revenue, major ad campaigns, media appearances)
Image Credits: Instagram
13. Kirk Cousins (Free Agent) – $40+ Million (Projected)
Quarterback – Potentially leaving Minnesota after 2024. Cousins, 37, consistently signs high-value, fully guaranteed contracts. If he returns healthy from his 2023 Achilles injury, a QB-needy team might pay him $35–40M for a one-year prove-it deal or short-term contract. Cousins has historically maximized earnings, making him a perennial high earner. Off the field, he’s fairly low profile, maybe $1M in endorsements.
- On-Field Salary (2025): $35–40 M if he signs a new short-term, high-guarantee deal
- Off-Field Income: ~$1 M from smaller endorsements (faith-based or local partnerships)
Image Credits: Instagram
12. Tua Tagovailoa – $45–50 Million (Projected)
Quarterback – Miami Dolphins. Tua, 27, is due for a mega-extension or a franchise tag. If he remains healthy and productive, his 2025 pay could easily top $45M from a new deal or tag. He has a small but growing endorsement presence, aided by his Samoan heritage and an ascending Dolphins offense. With the QB market ballooning, Tua’s potential extension can put him in the $50M range.
- On-Field Salary (2025): $45–50 M (new contract or franchise tag)
- Off-Field Income: ~$2–3 M (Nike, Bose, local Miami sponsors)
11. Trevor Lawrence – $50 Million (Projected)
Quarterback – Jacksonville Jaguars. A generational prospect, Lawrence, 25, has led the Jags to playoff success early, so the team is likely to sign him to a $260M+ extension by 2025. That first contract year could deliver $40–45M in signing bonus plus an 8-figure salary. Off the field, he’s consistently top 10 in endorsement income (Adidas, Gatorade, Bose, etc.), near $10M a year. Combining those, we project about $50M total if the extension lands in 2025.
- On-Field Salary (2025): $40–45 M (big signing bonus + option/fifth-year or new deal)
- Off-Field Income: $10 M (various major brand endorsements)
Image Credits: Instagram
10. Aaron Rodgers (QB, New York Jets) – $45 Million
A 4-time MVP and Super Bowl champion, Rodgers, 41, reworked his deal to join the Jets in 2023 but tore his Achilles in Week 1. If he returns in 2025, he could either finalize a new short contract or exercise leftover guaranteed sums, netting around $30+M on-field. Off the field, Rodgers consistently earns $9–10M from sponsors (State Farm, Nike, Bose). Despite age and injury, his Hall of Fame status keeps him among the Football Stars with Highest Salaries 2025 if he plays.
- On-Field Salary (2025): $30+ M (assuming he’s active, either via new Jets deal or existing structure)
- Off-Field Income: $9–10 M (State Farm, marketing deals)
9. Russell Wilson (QB, Denver Broncos) – $45 Million
A 9-time Pro Bowler and Super Bowl XLVIII champion, Wilson, 36, has a 5-year, $245M deal in Denver. Despite a rocky start there, he’s fully guaranteed about $37M in 2025. His off-field endorsements remain around $8M (Nike, Bose, Microsoft). Married to pop star Ciara, Wilson has mainstream recognition. Even as performance lags, his contract ensures top-tier pay until at least 2025.
- On-Field Salary (2025): $37 M guaranteed
- Off-Field Income: $8–10 M (apparel, music/entertainment tie-ins)
Image Credits: Instagram
8. Jared Goff (QB, Detroit Lions) – $45 Million (Est.)
Goff, 31, resurrected his career in Detroit, earning a 4-year, $212M extension in 2024 with a massive Year-1 bonus. That soared him to $85.6M in 2024. In 2025, his cash likely dips to $35–40M from salary and smaller bonus. Endorsements around $5M push his total near $45M. A two-time Pro Bowler, Goff is capitalizing on the Lions’ newfound success.
- On-Field Salary (2025): $35–40 M
- Off-Field Income: $5 M (BMW, Red Bull, Nike)
Image Credits: Instagram
7. Deshaun Watson (QB, Cleveland Browns) – $47 Million
Watson’s 5-year, $230M fully guaranteed contract yields $46M each season from 2023–2026. His off-field is minimal (~$1M) after lost endorsements from misconduct allegations. He remains top-paid purely on the basis of this unique guaranteed deal. A 3-time Pro Bowler with the Texans, Watson joined Cleveland in 2022 but faced an 11-game suspension. Despite controversies, the contract’s structure keeps him among the Record-Breaking Football Salaries 2025 list.
- On-Field Salary (2025): $46 M guaranteed
- Off-Field Income: <$1 M (small biz investments, limited sponsorships)
Image Credits: Instagram
6. Jalen Hurts (QB, Philadelphia Eagles) – $47 Million
Hurts, 26, penned a 5-year, $255M extension in 2023 (avg $51M/yr). In 2025, his option bonus and base total about $42.5M. Add endorsements (~$5M) from Jordan Brand, Beats, Champs Sports, and it’s near $47M. The 2022 MVP runner-up and NFC Champion quickly became one of the league’s top QBs. Marketability soared with his “underdog to star” storyline, fueling an endorsement surge.
- On-Field Salary (2025): $42.5 M
- Off-Field Income: $5 M (Jordan, Beats, Lemon Perfect)
Image Credits: Instagram
5. Lamar Jackson (QB, Baltimore Ravens) – $45–50 Million
The 2019 MVP overcame a lengthy negotiation to sign a 5-year, $260M deal in 2023. In 2025, he’ll earn about $43–44M in cash. Jackson’s swift, electrifying style and accolades secured him top-tier pay. He earns an additional $5M from deals like Oakley, though overshadowed by bigger endorsers. At 28, he remains the Ravens’ dynamic centerpiece.
- On-Field Salary (2025): $43–44 M
- Off-Field Income: $5 M (equipment sponsors, apparel, entrepreneurial projects)
4. Joe Burrow (QB, Cincinnati Bengals) – $50+ Million
Burrow’s 5-year, $275M extension (signed 2024) sets him above $55M average. In 2025, he pulls $35M salary/bonus plus $15M off-field (Nike, Bose, BodyArmor), hitting $50M total. At just 28, he’s led the Bengals to a Super Bowl and multiple playoff runs. Calm and charismatic, Burrow’s endorsement portfolio is expanding, proving that even a “small market” star can land major deals when performing at an MVP level.
- On-Field Salary (2025): $35 M
- Off-Field Income: $15 M
Image Credits: Instagram
3. Justin Herbert (QB, Los Angeles Chargers) – $60+ Million
Herbert’s 5-year, $262.5M extension (2023) has a giant $45M option bonus for 2025. Throw in a $15M salary, and his on-field pay is around $60M. Off the field, he racks up $10–11M from sponsors (Nike Jordan, Bose, SoFi), as a rising star. Known for his big arm, he’s become the Chargers’ franchise QB, rewriting rookie passing records and consistently in Pro Bowl form. The front-loaded contract spiking in 2025 cements him in the top three.
- On-Field Salary (2025): $60 M (incl. massive option bonus)
- Off-Field Income: $10–11 M
Image Credits: Instagram
2. Patrick Mahomes (QB, Kansas City Chiefs) – $75–80 Million
A two-time MVP and three-time Super Bowl winner, Mahomes, 29, remains the NFL’s top superstar. His 10-year, $450M contract pays about $50M in 2025, including roster bonuses. Endorsements add $25–30M (State Farm, Adidas, Oakley, etc.), as he’s the face of the NFL globally. With multiple MVPs and an electric style, Mahomes is recognized even by casual sports fans, driving huge corporate interest. He’s easily among the Football Stars with Highest Salaries 2025 with that combination of on-field payout and massive brand power.
- On-Field Salary (2025): $50 M
- Off-Field Income: $25–30 M
Image Credits: Instagram
1. Dak Prescott (QB, Dallas Cowboys) – $100 Million
Prescott’s 4-year, $240M extension in 2024 became the NFL’s first $60M-per-year deal, front-loaded so that he earns $86M on the field in 2025 alone. Off the field, the Cowboys’ QB pulls in about $14M via Nike Jordan Brand, AT&T, Beats, Sleep Number, and more. That giant salary plus top-tier endorsements make him the Highest Paid Football Player 2025 at an eye-popping nine-digit total. Prescott, a two-time Pro Bowler and leader of “America’s Team,” consistently ranks near the top for NFL endorsements. His contract cements him at #1 for 2025, surpassing even Mahomes.
- On-Field Salary (2025): $86 M
- Off-Field Income: $14 M
These Top Earning Football Players 2025 underscore the NFL’s spiraling quarterback contracts and rising endorsement clout. Nearly all the Best Paid Footballers 2025 are QBs, as star passers drive Record-Breaking Football Salaries 2025. While a few positions (like Travis Kelce at TE) appear, it’s primarily franchise quarterbacks—some reaping major bonuses from new extensions (Herbert, Burrow) and others locking in guaranteed pay (Watson). Off the field, certain personalities (Mahomes, Prescott, Kelce) turn success into double-digit millions in endorsements. Overall, the NFL’s booming revenues and fierce competition for top QBs ensure that these Football Stars with Highest Salaries 2025 push annual pay to historic heights, setting the stage for even bigger deals in the years to come.
3. In regards to the teams I listed earlier, since the source was BOGUS, it mentioned that some players contracts were front loaded:
Kansas City Chiefs
ChatGPT said:
The Kansas City Chiefs have employed front-loaded contract structures for several key players, notably quarterback Patrick Mahomes and defensive tackle Chris Jones. These strategies provide immediate cap relief while ensuring financial flexibility in future seasons.spotrac.com+5spotrac.com+5spotrac.com+5arrowheadpride.com+15wsj.com+15nfl.com+15
Patrick Mahomes – 10-Year, $450 Million Extension (2020)
Mahomes' landmark extension, signed in 2020, is designed with front-loaded elements to ease early cap burdens. In 2021, the Chiefs converted Mahomes' full roster bonus into a signing bonus, significantly reducing his cap hit for that year. This approach allowed the team to allocate funds toward other roster improvements while maintaining Mahomes' financial security. si.com+2si.com+2nfl.com+2reddit.com+4nfl.com+4bleacherreport.com+4
Chris Jones – 5-Year, $158.75 Million Extension (2024)
Jones' 2024 extension included $101 million in guarantees, making him the highest-paid defensive tackle in NFL history at the time. The Chiefs structured the deal to front-load the guaranteed money, providing Jones with substantial early compensation while managing future cap implications. This strategy also facilitates potential future roster adjustments, such as trade or release, with manageable dead cap consequences.en.wikipedia.org+1bleacherreport.com+1wizardofvegas.com+2arrowheadpride.com+2bleacherreport.com+2
These front-loaded contracts reflect the Chiefs' strategic approach to salary cap management, balancing immediate financial flexibility with long-term roster stability.cbssports.com+1si.com+1
The Miami Dolphins have employed front-loaded contract structures for several key players, aiming to maximize immediate salary cap flexibility. Here are some notable examples:
Tyreek Hill – 3-Year, $90 Million Extension (2024)
In 2024, the Dolphins restructured Hill's contract by converting a $10 million roster bonus and $16 million salary into a $24.835 million signing bonus and a $1.165 million base salary. This move reduced his 2024 cap hit to approximately $7.37 million, creating about $18 million in cap space. However, it added $6.21 million in prorated signing bonus charges to the cap in each of the subsequent years, effectively front-loading the contract. (reddit.com)
Bradley Chubb – 5-Year, $110 Million Extension (2022)
Acquired via trade from the Denver Broncos, Chubb signed a five-year, $110 million extension with the Dolphins in 2022. The deal included $63.2 million guaranteed and a significant signing bonus, resulting in a substantial cap hit in the early years of the contract. This structure provided immediate cap relief but increased future cap obligations. (en.wikipedia.org)
Terron Armstead – 5-Year, $75 Million Deal (2022)
Armstead's contract, signed in 2022, featured a $43.37 million guarantee and a sizable signing bonus. While not explicitly front-loaded, the structure of the deal resulted in higher cap hits in the initial years, aligning with the team's strategy to allocate more cap space upfront. (en.wikipedia.org)
Austin Jackson – 3-Year, $36 Million Extension (2023)
Jackson's contract extension included a signing bonus that was prorated over the length of the deal, resulting in a lower cap hit in the early years. This approach allowed the Dolphins to manage their salary cap effectively while securing a key player for the offensive line.
These front-loaded contracts reflect the Dolphins' strategy to manage their salary cap by allocating more cap space in the early years of player contracts, providing flexibility for future roster decisions.
The Atlanta Falcons have employed front-loaded contract structures for several key players, aiming to maximize immediate salary cap flexibility. Here are some notable examples:
Kirk Cousins – 4-Year, $180 Million Contract (2024)
In 2024, the Falcons signed quarterback Kirk Cousins to a four-year, $180 million contract with $90 million guaranteed. The contract includes a substantial signing bonus and a significant base salary in the first year, resulting in a higher cap hit in 2024. However, the cap hit decreases in subsequent years, reflecting a front-loaded structure. Despite a challenging 2024 season, Cousins is expected to attend the team's mandatory minicamp, indicating his commitment to the Falcons. as.com+4reuters.com+4nypost.com+4
A.J. Terrell – 4-Year, $81 Million Extension (2024)
Cornerback A.J. Terrell signed a four-year, $81 million extension with the Falcons in 2024. The contract includes $65.8 million guaranteed and a $25 million signing bonus, resulting in a significant cap hit in the first year. This front-loaded structure allows the Falcons to manage their salary cap effectively in future years. en.wikipedia.org+2spotrac.com+2spotrac.com+2en.wikipedia.org
Jessie Bates III – 4-Year, $64.02 Million Contract (2023)
Safety Jessie Bates III signed a four-year, $64.02 million contract with the Falcons in 2023. The contract includes $36 million guaranteed and an $18 million signing bonus, leading to a higher cap hit in the initial years. This front-loaded deal provides the Falcons with financial flexibility in the later years of the contract. spotrac.com+2en.wikipedia.org+2spotrac.com+2
These front-loaded contracts reflect the Falcons' strategy to allocate more cap space in the early years of player contracts, providing flexibility for future roster decisions.
The Buffalo Bills have strategically utilized front-loaded contracts to manage their salary cap and retain key players. Here are some notable examples:
Josh Allen – 6-Year, $330 Million Extension (2025)
Quarterback Josh Allen signed a six-year, $330 million extension in 2025, including a record $250 million guaranteed. In 2024, the Bills restructured Allen's contract by converting $30 million of future salary into a signing bonus, effectively front-loading his compensation. This adjustment increased his 2024 cash earnings to $60 million, aligning his pay with top quarterbacks and providing immediate cap relief .espn.com+6si.com+6apnews.com+6buffalorumblings.com
Von Miller – 6-Year, $120 Million Contract (2022)
Edge rusher Von Miller signed a six-year, $120 million contract with the Bills in 2022. The deal was structured to front-load his compensation, with a significant portion of the contract's value allocated to the initial years. However, due to performance and cap considerations, Miller was released in 2025, freeing up approximately $8.4 million in cap space .the-sun.comfoxsports.com+2foxsports.com+2the-sun.com+2
Dion Dawkins – 3-Year, $60.5 Million Extension (2024)
Offensive tackle Dion Dawkins signed a three-year, $60.5 million extension in 2024. The contract included a substantial signing bonus and guaranteed money, resulting in a higher cap hit in the initial years. This front-loaded structure allowed the Bills to manage their salary cap effectively while securing a key player for the offensive line .en.wikipedia.org
These front-loaded contracts reflect the Bills' strategy to manage their salary cap by allocating more cap space in the early years of player contracts, providing flexibility for future roster decisions.
The Houston Texans have strategically employed front-loaded contract structures and restructurings to manage their salary cap and retain key players. Here are some notable examples:
Tytus Howard – Contract Restructuring (2025)
In March 2025, the Texans restructured offensive tackle Tytus Howard's contract by converting $12.875 million of his base salary into a signing bonus. This move reduced his 2025 salary cap hit from $23.045 million to approximately $11.581 million, creating $11.64 million in cap space. The restructuring added voidable years in 2027 and 2028, front-loading his compensation and providing immediate financial flexibility. chron.com+1click2houston.com+1click2houston.com+1si.com+1
Shaq Mason – Contract Restructuring (2024)
In March 2024, the Texans restructured offensive guard Shaq Mason's contract by converting $8 million of his base salary into a signing bonus. This adjustment lowered his 2024 cap hit from $12.3 million to $5.688 million, freeing up $6.4 million in cap space. The restructuring front-loaded his compensation, allowing the team to allocate resources to other areas. chron.comtexanswire.usatoday.com
Danielle Hunter – Two-Year, $49 Million Contract (2024)
In 2024, the Texans signed defensive end Danielle Hunter to a two-year, $49 million contract, including $48 million guaranteed. The structure of the deal front-loaded his compensation, with a significant portion allocated to the first year, providing immediate cap relief and aligning with the team's financial strategy. chron.comprofootballnetwork.com
These front-loaded contracts and restructurings reflect the Texans' strategy to manage their salary cap by allocating more cap space in the early years of player contracts, providing flexibility for future roster decisions.
Sources
The Los Angeles Rams have strategically utilized front-loaded contracts and cap maneuvers to manage their salary cap and retain key players. Here are some notable examples:
Matthew Stafford – 4-Year, $160 Million Extension (2022)
Quarterback Matthew Stafford signed a four-year, $160 million extension in 2022, including a $60 million signing bonus. The signing bonus is prorated over five years, resulting in a lower cap hit in the initial years. In 2024, Stafford's cap hit is approximately $49.5 million, making him the highest cap hit on the team for that year .si.comramblinfan.com
Aaron Donald – 3-Year, $95 Million Extension (2022)
Defensive tackle Aaron Donald received a three-year, $95 million extension in 2022, making him the highest-paid non-quarterback in NFL history at the time. The contract included a $25 million signing bonus and $65 million guaranteed. The Rams utilized void years to spread out the cap hit, resulting in a $23.3 million cap charge in 2025, despite the contract expiring after the 2024 season .theramswire.usatoday.com
Cooper Kupp – 3-Year, $80.1 Million Extension (2022)
Wide receiver Cooper Kupp signed a three-year, $80.1 million extension in 2022, including a $20 million signing bonus and $75 million guaranteed. The contract structure front-loaded his compensation, contributing to a $29.78 million cap hit in 2024 .en.wikipedia.orgramblinfan.com
Bobby Wagner – 5-Year, $65 Million Deal (2022)
Linebacker Bobby Wagner signed a five-year, $65 million deal with the Rams in 2022. The contract included a $20 million signing bonus and $35 million guaranteed. The Rams utilized void years to spread out the cap hit, resulting in a $2.5 million cap hit in 2022 .theramswire.usatoday.com
These front-loaded contracts and cap maneuvers reflect the Rams' strategy to manage their salary cap by allocating more cap space in the early years of player contracts, providing flexibility for future roster decisions.
4. Other Players with Front Loaded contracts in 2025
Derek Stingley Jr. – Houston Texans
On March 17, 2025, the Texans signed cornerback Derek Stingley Jr. to a three-year, $90 million contract extension, making him the highest-paid cornerback in NFL history at the time. The deal included $89.02 million guaranteed, with $48.02 million guaranteed upon signing and an initial signing bonus of $25 million. This front-loaded structure provided the Texans with immediate cap flexibility while securing a key defensive asset
New England Patriots – Milton Williams (DT)
Tennessee Titans – Dan Moore Jr. (OT)
- Contract: 4 years, $104 million ($63 million guaranteed)
- Front-Loading Details: Williams is scheduled to earn $32 million in 2025 and $23 million in 2026, with 93% of the total value guaranteed over the first two years.
- Contract: 4 years, $82 million ($50 million guaranteed)
- Front-Loading Details: Moore's contract includes $30 million in the first year, with an out after the 2026 season
Carolina Panthers – Jaycee Horn (CB)
- Contract: 4-year, $100 million extension
- Front-Loading Details: The deal includes $72 million guaranteed, with $46.7 million guaranteed upon signing and an initial signing bonus of $28.4 million. This contract made Horn the highest-paid defensive back in the league
5. Now my team's SVP of Team Strategy, Eugene Shen, wrote a paper on front loading contracts. I am not bias, but he wrote a compellling journal article indicating front loading is a better option. I won't post the full artcile because negroes don't read, but below is the abstract.
Abstract
Most National Football League (“NFL”) contracts are not fully guaranteed, and can be viewed as a series of team options. We use finance theory to value the options implicitly embedded in these contracts. For any contract, we calculate an “option-adjusted value” that allows us to compare contracts with different structures. We show that front-loaded contracts that pay large signing bonuses have higher “option adjusted values” than back-loaded contracts that pay no signing bonuses. We also estimate the volatility of player value, which is an important input in valuing the options.
Optionality in NFL Player Contracts
Most National Football League (“NFL”) contracts are not fully guaranteed, and can be viewed as a series of team options. We use finance theory to value the optipapers.ssrn.com
You're wrong again, Howie isn't sacrificing his future for the present, he's doing all of this so the team can continue to be competitive still being young for the future and beyond.. Also, Howie said he always plans ahead the following year looking at what he can do to make the roster better signing young talent or vets on cheap contracts while keeping players that can contribute to the team being a different maker.
Meanwhile the cowgirls are signing all these old players putting all their eggs in one basket because obviously they're way older than the players the eagles got. I'm sure Jerry Jones doesn't care about the future nor present because his moves haven't been impressive at all.
I can’t believe this made it two days panicking. Deebo Doncic.
not a problem until he goes to washington....go figure lol
They need to send this dude away and throw away the keys.
And you gonna say i'm "hating"....so here's a YAhoo article to explain what he's doing and how he's doing it well and how the league is talking about stopping it because he's beating them at they own shit.....
NFL could be looking to void Howie Roseman's salary cap wizardry
NFL owners are supremely cheap and the league could look to alter the current salary cap structure and rules to gain ground on the Eagles and other successful teams
Which goes back ot my original point......everyone is antequated in how they do this shit....Howie's structuring deals is schooling everyone. But I'm "wrong". Aight.
The Cowgirls are signing all these old players? What old players? WE don't even sign nobody lol. This is what I mean man stop listening to Stephen A I can put you on game with what the Cowboys doing or any Cowboy fan trust BGOL over Stephen A.
Everyone knows Jerry or the Cowboys problem is they care too much about draft picks and not about signing vets....that's the problem there.- Packers: 24.96
- Rams: 25.45
- Buccaneers: 25.45
- Chiefs: 25.46
- Jaguars: 25.51
- Eagles: 25.6
- Chargers: 25.65
- Giants: 25.70
- Lions: 25.73
- Broncos: 25.76
- Bengals: 25.77
- Raiders: 25.92
- Seahawks: 25.98
- Colts: 26.00
- Cardinals: 26.04
- Patriots: 26.06
- Titans: 26.21
- Ravens: 26.25
- Bills: 26.26
- Bears: 26.36
- Cowboys: 26.37
I'm not "wrong"....I literally gave you the chart of what he's doing. You don't even know what your own GM is doing and what makes him good lol. He's pushing salary down to void years, which mean she has salary tied up in future years while building a quality team in the present.
That CTE gonna have him in jail for murder.
I didn't watch him enough in San Fran....but looking a this stats I Was shocked to see he's only had 1k yards once. I know he does some stuff in the rushing game but him and Cooper Kupp I thought they was better than what they been doing.
You have to also factor in Deebo's rushing yards & rushing touchdowns
But yeah I definitely get what you're saying
Honestly, he could've put up way better numbers over the years
But the main problem has always been his weight & recurring minor/nagging injuries
He'll probably get off because of self defense, but for someone who has wasted a lot of his money and doesn't have money like that already
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