Anyone investing heavily this year??

How much money did you lose/gain this past week?


  • Total voters
    30
  • Poll closed .
Advice on buying stocks:

The only time when you shouldnt love it when something goes down, is if you've bought something you don't understand. -- Phil Town
100% of people do not understand what is going on with these companies.
Most companies are scamming with their numbers and the public doesn't know it.
Don't believe me? Let's talk. These financials are all fake.
Similar to the people who did PPP fraud all these companies are lying and defrauding the public.
 


In this edition of Five Question Friday (FQF), we look at these five questions:

1. My 401k is not employer matched, should I stop contributing to my employer 401k and open a Roth IRA instead?
2. Where should we keep cash we'll need to spend in 12 to 18 months?
3. Can you implement the bucket strategy in Boldin?
4. SCHD + TIPS & Chill?
5. Do Short-Term Treasury Bills provide the same inflation protection as TIPS?
 


 














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Are you struggling to find the next big stock before it breaks out? In this video, I’ll show you exactly how to find leading stocks using proven strategies used by top traders and investors.

You'll learn:
✅ How to spot strong price action and volume trends
✅ Key indicators to identify market leaders
✅ Real examples of breakout stocks
✅ Tools and resources I personally use

Whether you're a beginner or a seasoned investor, this guide will help you identify top stocks before they become headlines.
 
I want to phase out my Advisor. Not happy with the fees
Can i just open an account with vanguard and have them request my stuff transferred over?
 
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Timecodes:

0:00 - Intro
0:27 - Target Date Fund Strategy
3:39 - 1-Fund Total World Stock Market Portfolio
6:07 - The Financial Tortoise Community
9:14 - 1-Fund Total US Stock Market Portfolio
11:35 - Classic Stocks/Bonds (60/40) Portfolio
14:46 - Bogleheads 3-Fund Portfolio
17:20 - Rick Ferri Core Four Portfolio
 


Think “saving harder” is the key to financial freedom?

Best-selling author Morgan Housel shows Steven why penny-pinching alone rarely builds real wealth, and how a simple shift from cutting to compounding changes everything. In one straight-talking lesson he unpacks the mindset that lets fortunes snowball, the silent costs of obsessive frugality, and the regrets he hears most from people who waited too long to act.

This isn’t another budgeting hack. It’s the mental playbook the wealthiest use to keep money growing while they sleep.

Discover:
Why the “earn more, save some, invest always” rule beats extreme frugality every time
The four money-personality clashes that silently poison couples (and how to fix them)
How small, automatic investments outpace heroic one-off savings sprees
Morgan’s 3-bucket allocation that protects cash, grows capital and buys freedom
The single question that predicts 90 % of financial regrets before you ever say “I do”

Full episode if interested (sorry if this is a repost):




Morgan Housel, is a tariff expert, investor and bestselling author of ‘The Psychology of Money’ and ‘Same As Ever’, is one of the world’s top experts on financial psychology, economic collapse warnings, and building true financial freedom. His life-changing insights have transformed how millions approach money, investing, and wealth-building.

00:00 Intro
02:00 Timeless Lessons of Greed, Wealth, and Happiness
04:40 The Current Tariff Situation in 2025
06:54 What Are Tariffs?
11:41 Trump's True Reason for the Tariffs
18:13 Why Is China the Factory of the World?
20:25 China Stopped Being a Cheap Labour Country
22:54 What's the Impact of the Tariffs?
24:57 America's Trust
26:32 Are We Heading for a Recession?
29:20 The Importance of Backups During a Recession
30:38 How to Be Financially Free in 2025
35:49 The Evolutionary Desire to Show Off — Status
40:32 Salary Differences
42:58 We Have a Distorted View of Financial Wealth
44:18 Advice for the Economic Crisis
45:44 How Much Money Do You Need Saved?
46:45 The Impact of AI in Our Wealth Building
56:11 The Skills You'll Need in the AI Era
57:45 How to Have a Money Mindset
01:00:35 Why People Get Stuck in Crypto Scams
01:03:13 Women vs. Men: Who's Better at Saving and Taking Risks?
01:05:54 Crypto
01:07:02 What History Tells Us About New Technologies, Wealth, and Failure
01:08:30 Could the Crypto Security System Be Broken?
01:10:00 The Strategies Wealthy People Use
01:11:34 Intelligence vs. Endurance
01:13:07 Why Is Perseverance Key?
01:14:51 The Best Way to Have a Big Investment Return
01:16:40 The Power of Compounding in Your Savings
01:21:46 How Money and Psychology Are Linked
01:26:42 You Need to Change Your View on Savings
01:30:50 Biggest Regrets of People on Their Deathbeds
01:37:00 The Most Asked Questions About Finances
01:40:56 Where Are Your Investments Allocated?
01:41:43 Vanguard Index Fund
01:49:33 Where to Invest Spare Cash?
01:56:04 The Dangers of Retiring
02:03:10 How to Live a Happy Life
 




Full episode if interested (sorry if this is a repost):



The balancing of having fun and saving for the future is rough for sure. My wife and I have put our kids on a good path towards self-sufficiency. If they do what they need to, all of them will be fine in 5 to 7 years. Along with life insurance, I think they (and my wife) will be fine if I kick the bucket unexpectedly.
 
Few updates on what Im looking into:

Defense ETFs to get exposure to DoD contractors
$CALM - Largest (chicken) egg producer in the US (No debt)
$KD - spinoff of IBM
$OKLO has run away :hmm:
$CRWV has run away :hmm:

Flip candidates
$NVTS - I may try to get in on this one for a flip on the next pullback
$ASST - I may try to get in on this one for a flip on the next pullback
 
Few updates on what Im looking into:

Defense ETFs to get exposure to DoD contractors
$CALM - Largest (chicken) egg producer in the US (No debt)
$KD - spinoff of IBM
$OKLO has run away :hmm:
$CRWV has run away :hmm:

Flip candidates
$NVTS - I may try to get in on this one for a flip on the next pullback
$ASST - I may try to get in on this one for a flip on the next pullback
i flipped $asst twice already for almost 2k on your recommendation... i think it was about two weeks ago...

if it drops back close to $6 i might do it again

preciate you bro :cheers:
 


I had to look this one up:
The joke references hedge funds charging a "2 and 20" fee (2% management, 20% profits) but underperforming the S&P 500, a stock market benchmark. Critics note that many hedge funds lag the S&P 500’s 9.83% annual return (1994–2023) at 7.02%, with high fees cutting investor gains. Yet, top funds like Citadel can outperform, and hedge funds offer diversification with lower volatility (6.63% vs. 15.16%). Fees are dropping (1.35% management, 16.01% performance in 2023). In 2025, some funds excel (EDL Capital at 22% YTD), others struggle. The debate persists: fees burden investors, but specialized strategies add value.
 
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