Edit: To clear any confusion. There are 2 different cards. One is the Amazon Prime Store card and is an Amazon card that can only be used on Amazon. The other is the Amazon Prime Visa Card and is a regular Visa card and can be used worldwide. Details about perks and discounts below...
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I had the Amazon Prime Store card. I still have it but it can only be used at Amazon and you have to be a Amazon Prime member to use it. But with the Amazon Prime Visa Card you get:
5% Back at Amazon.com
You earn 5% Back on Amazon.com purchases with an eligible Prime membership (otherwise you earn 3% Back), including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third-party merchants through Amazon.com's marketplace.
2% Back at restaurants, gas stations, and drugstores
Use your card everywhere you shop. You earn 2% Back on purchases at restaurants, gas stations, and drugstores.
1% Back on all other purchases
You earn 1% Back on all other purchases.
Plus with Amazon Prime Visa Card you can use it world wide. And unlike the Amazon Prime Store card you can also use it even without being a Amazon Prime member. Only difference is you get 3% cash back at Amazon instead of 5%.
With the Amazon Prime Store card you get to choose between 5% Back or Promotional Financing. Promotional Financing allows you to spread out the payments interest free for a certain amount of months.
A couple of months ago Amazon had a deal where if I applied for the Amazon Prime Visa Card they would give me a $70 gift card. (I don't know if they still have that) So that combined with the other benefits that the card has made me be like fuck it and apply. I got instantly approved and instantly got the $70 gift card. I got approved for a $5,000 credit limit on the spot when I applied online. When the card arrived I saw that my credit limit was increased to $8,000. I'm going to call to try to get an increase in the credit limit because it will likely be the only credit card that I will use.
I'm looking to travel abroad a lot more so the other perks will come in handy like:
No foreign transaction fees
You will pay no foreign transaction fees when you use your card for purchases made outside of the United States.
Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your Amazon Rewards Visa Signature Card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.³
Lost Luggage Reimbursement
If you or an immediate family member check or carry-on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.
Baggage Delay Insurance
You can be reimbursed for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Travel and Emergency Assistance
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
Makes sense to get one card or the other if you shop at Amazon. Especially if you shop there a lot.
More info here: https://www.amazon.com/Credit-Cards/b/?tag=vp314-20
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I had the Amazon Prime Store card. I still have it but it can only be used at Amazon and you have to be a Amazon Prime member to use it. But with the Amazon Prime Visa Card you get:
5% Back at Amazon.com
You earn 5% Back on Amazon.com purchases with an eligible Prime membership (otherwise you earn 3% Back), including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third-party merchants through Amazon.com's marketplace.
2% Back at restaurants, gas stations, and drugstores
Use your card everywhere you shop. You earn 2% Back on purchases at restaurants, gas stations, and drugstores.
1% Back on all other purchases
You earn 1% Back on all other purchases.
Plus with Amazon Prime Visa Card you can use it world wide. And unlike the Amazon Prime Store card you can also use it even without being a Amazon Prime member. Only difference is you get 3% cash back at Amazon instead of 5%.
With the Amazon Prime Store card you get to choose between 5% Back or Promotional Financing. Promotional Financing allows you to spread out the payments interest free for a certain amount of months.
A couple of months ago Amazon had a deal where if I applied for the Amazon Prime Visa Card they would give me a $70 gift card. (I don't know if they still have that) So that combined with the other benefits that the card has made me be like fuck it and apply. I got instantly approved and instantly got the $70 gift card. I got approved for a $5,000 credit limit on the spot when I applied online. When the card arrived I saw that my credit limit was increased to $8,000. I'm going to call to try to get an increase in the credit limit because it will likely be the only credit card that I will use.
I'm looking to travel abroad a lot more so the other perks will come in handy like:
No foreign transaction fees
You will pay no foreign transaction fees when you use your card for purchases made outside of the United States.
Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your Amazon Rewards Visa Signature Card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.³
Lost Luggage Reimbursement
If you or an immediate family member check or carry-on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.
Baggage Delay Insurance
You can be reimbursed for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Travel and Emergency Assistance
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
Makes sense to get one card or the other if you shop at Amazon. Especially if you shop there a lot.
More info here: https://www.amazon.com/Credit-Cards/b/?tag=vp314-20
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