Long story short I'm a 20 something college dropout who has been living paycheck to paycheck for the last couple of years. Recently I did hit rock bottom by going flat broke and accumulated $3000 in debt. I moved back home got myself together and was able to land a great job with a good company. I'm now making 3 times as much as I have ever made. Now I'm not a materialistic person and I'm pass the make it rain in the club phase in my life. I just want to put myself in a position to have some nice stuff, build a savings account, and make my money grow. Any advice you can give someone just starting out would be greatly appreciated. Thanx in advance.