Hold your money for the 1st 3-6 months of 08. See how the economy is going if there is a recession you will need cash. If things pick up look for low investment type businesses, things like detailing cars, janitorial, maybe sells of one kind or another, lingerie, cosmetics, hair care products, things women need everyday. If the economy picks up start looking to expand, get into importing, maybe buy a bldg to open a clothing store, cafe, or nightclub. Main thing for the coming year is play it safe try to stay liquid, keep your options open.