Marcus By Goldman Sachs - free online account - 4.40% intrest savings account

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Marcus combines Goldman Sachs’ 150+ years of expertise and excellence with intuitive digital experiences to keep pace with our customers’ ambitions – now and in the future.

Our core beliefs​

• Your money should always be working harder for you.
• Your accounts should talk to each other–success is not built in silos.
• Having conversations with your money isn’t crazy talk – it’s smart wealth management.
• When you have better clarity into your financial picture, you have greater confidence in it and better control over it.
• The more we can learn from you and co-create with you, the better we can serve you.

Best Online Personal​

Loan Lender​

Best Online Bank​

Best Savings Account​

Best CD Account​

Best Savings Account​

Best Bank or Credit Union for CDs​

Best Personal Loan from a Bank​

Online Savings Account​

A high-yield account that earns more than a typical savings account at a traditional bank. Flexibility to add or withdraw money any time. Variable rate can change.​

4.40% Annual Percentage Yield
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Good for: Everyday saving, building a nest egg or saving up for a special purchase.
Best part: Unlimited access.

Minimum Balance​

$0 to open

Withdrawals​

Unlimited withdrawals

Rate​

Variable rate

Fees & Penalties​

No Fees!

High-Yield CD​

Typically has a higher APY than traditional savings accounts, but your money is locked away. The rate never changes so you get a guaranteed return.

12 Months
5.30%
Annual Percentage Yield

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Good for: Savings you don't need to access for a set period of time. Best part: Fixed rate.

Minimum Balance​

$500 to open

Withdrawals​

Principal amount is locked in until term ends. Interest earned can be withdrawn at any time.

Rate​

Fixed rate until maturity

Fees & Penalties​

Early withdrawal penalty if you withdraw balance before term ends

No-Penalty CD​

Earn a fixed rate and lock in your money, like a traditional CD, but you can also get flexibility: You can withdraw your balance plus all interest beginning 7 days after funding.
13 Months
4.60%
Annual Percentage Yield

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Good for: Locked-in savings plus early access to your balance (just in case you need it). Best part: Flexibility.

Minimum Balance​

$500 to open

Withdrawals​

Interest earned can be withdrawn at any time. Can withdraw full balance (principal and interest) beginning 7 days after funding.

Rate​

Fixed rate until maturity

Fees & Penalties​

No early withdrawal penalty beginning 7 days after funding

Rate Bump CD​

A type of CD with a fixed rate and no withdrawals, but with the option to change to a higher rate (if available) during your CD's term. The number of potential rate bumps is based on the length of your term.
20 Months
4.50%
Annual Percentage Yield

Open account
Learn more

Good for: Locking in a rate without missing out if rates go up later. Best part: Optional rate increase.

Minimum Balance​

$500 to open

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Withdrawals​

Principal amount is locked in until term ends. Interest earned can be withdrawn at any time.

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Rate​

Fixed rate until maturity
Option to change rate during term

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Fees & Penalties​

Early withdrawal penalty if you withdraw balance before term ends

 

[Mrfreddygoodbud]

HA HAAAA, crypto staking forced these banks to stop stealing from

its customers with them stupid fuckin savings rates.. like fuckin zero zero point three,

that shit was just insulting.....

thank the crypto world for shaking up these banks... I seen citizens bank had high rates

on their CDs as well, I think it was five percent...

all that shit is better than the joke traditional bankin was giving us, that shit is a crime

for real...