Hey yall, I'm gonna give this a shot cause I'm sure there are a few people that may be familiar with a couple of good investment vehicles. Basically I'm looking for a low risk place to get 5% or better. Not feeling keeping my money in a CD for like 100 years to get 4 1/2 percent so if anyone knows of different investment vehicles they've come across that a brother could utilize I'd appreciate a pm or drop in this thread about it. Maybe I know something someone else can benefit from too.
Investment Vehicles?
- Thread starter Jabajaw
- Start date
I offer my investors 10%-20% secured by NON-SPECULATIVE (i.e. I'm buying at a minimum 30% discount based on today's price and not buying at retail and depending/hoping/praying for appreciation to make a profit) real estate. Send me a PM if you would like me to send you a report on our RealFund program.
Our funds are invested real estate located in in Maryland, D.C., Northern Virginia, New Jersey, New York, and North Carolina. A mortgage note on the property is the instrument used to secure the investment.
Real1
Our funds are invested real estate located in in Maryland, D.C., Northern Virginia, New Jersey, New York, and North Carolina. A mortgage note on the property is the instrument used to secure the investment.
Real1
If you want an investment with not as much of a great risk but over 5% returns, I suggest a mutual fund.
A
ActivationWizard
Guest
How much do you want to invest, for how long, and what is your goal for the money?
I appreciate the feedback. I heard about ingdirect but I can get a better percantage with a mutual fund. The typical return is a lil more than 4%. T-Bills are really low risk but that rate ain't doin' it for me. I was looking into some high yield investment programs such as www.spsincome.com and feederfund.com but the fees in transfering your funds to e-gold and back to your bank account gets kind of ridiculous. To answer your question ActivationWizard, if I find a safe, dependable way to get the highest apr/apy I'm willing to put as much as 10-20,000. I hate just sittin' on bread and it not doin' anything for me. Currently I have it in a mutual fund collecting 4.2% compounded monthly. I gotta do better than that. 'Bout time the brothers share some investment tactics, shitt the white cats in Human Resources do it on the daily.
White dudes talk about this stuff amongst themselves all the time. I sometimes chime in and listen. Next thing you know I start kickin my knowledge about stocks etc. and all of a sudden I'm Jesus to them. Some people are hungry for knowledge like myself!!!
Check out these mutal funds symbol are ENPIX ytd return so far 44.5%,WCPIX ytd return 20% and ENPSX ytd return 43%...
I feel you Chase. I got this sister in HR that fills me in on the big investments the head of the department be dealin' wit'. My thing is I'm a real bitch when it comes to losin' money which is why I'm not a gambling dude. No poker, no Atlantic City, no Las Vegas for the kid. Tell you the truth, stocks is like the same thing to me. I seen people investing their retirement lookin' to bounce from their jobs in like a year, just to lose half that shit and have to tag on nuff years. Good lookin' on the info Warrior-Trader. If you invested in those mutual funds from jump, you cakin' fa real. Thing is chasin' returns can bite you in the ass too. They say this year's winners are next year's losers. A couple of those joints have been steady over time though. Might have to look closer into that. I wish I had a sure fire way everybody could make dough on their dough with no risk. Maybe my people would just put their dough up in the search for fiscal returns and not their lives or their freedom.
businessman
Banned
i would suggest investing in mutual funds if you are not afraid of risk 
Mutual funds or an index fund.
My Mella said:My professional advice to you would be a Municipal Bond Fund. Tax-free earnings, good returns and safety of principal.
Low risk with a very low return considering inflation.
Jabajaw, what financial literacy books have you read lately? That has made a major difference in how I approach in investing. Be easy on stocks, unless you got time to research and forget mutual funds unless you like losing money. I have two suggestions. You are looking for a return of 5% or better. I don't know if that is annually, quarterly or monthly but you need to go here: www.everbank.com. It's cutting edge, it is new but it's real talk. Secondly, if you are willing to come off of 10 to 20 g's you might want to invest a little more time and research a business and your cash on cash return (how soon you make your initial investment back) can be whatever you want depending on the business. It will make that 5% look like child's play. Just my two cents and a wooden nickel.
Jabajaw said:
Stocks have higher returns. I'm simulating in a thread I created.
http://198.65.131.81/board/showthread.php?t=142478