listen, im not even tryna be funny or anything ... but if I was you, i would pay off whatever bank you owe money too (its obvious u cant get a real bank debit card or even a credit card cuz ur credit is hurt, cuz if it wasnt, u wouldnt be lookin to get one of these bs pre paid) so that that bank can take you off that list that banks check to see if they should give u an account with them (they check to see if u owe any money to banks) i learned right when i turned 18 that u cant fuck with banks and they money, that will fuck up ur whole life (credit wise) Credit is everything in life and i would clean that shit up asap. so fuck spending money on a debit card and use that money to pay off the bank you owe ...