Any Options for Debt Consolidation with Bad Credit?

[TOMMYGUNZZ]

Sup folks, I am reaching out to see if you all know of any debt consolidation services that accept folks with bad credit.

Me and my wife are looking to get around a 50K loan to consolidate credit card, car notes, and random loans.

We make and have money. Well established family, work history, etcetera, just made some bad turns and therefore have some debt here and there. Getting by but consolidating and only having to pay off one loan at a decent interest rate will be 100 times better for the family.

If anyone has any suggestions or advise, please do let me know.

If you have 50K laying around and want to create a loan with a 5-10% interest rate, let me know that too HAHA!!

 

[marcvoi]

Speak to greenpath debt solutions.
The goal is for them to talk to the debitora and negotiate a monthly payment and you pay one monthly payment including the greenpath monthly services.they will give you a set.number of years say for example three years to pay and they will distribute the payments to all your creditors and i believe they report to your credit report agencies to show you consistently paid your creditors.

 

[marcvoi]

Side note: im not a professional counselor at debt management so do your due dillegence. Good luck

 

[Mrfreddygoodbud]

Sup folks, I am reaching out to see if you all know of any debt consolidation services that accept folks with bad credit.

Me and my wife are looking to get around a 50K loan to consolidate credit card, car notes, and random loans.

We make and have money. Well established family, work history, etcetera, just made some bad turns and therefore have some debt here and there. Getting by but consolidating and only having to pay off one loan at a decent interest rate will be 100 times better for the family.

If anyone has any suggestions or advise, please do let me know.

If you have 50K laying around and want to create a loan with a 5-10% interest rate, let me know that too HAHA!!

is bankruptcy an option for you.....?

Im not married have no children and not in debt and an excellent credit rating.

but if I was.. I wouldnt hesitate to pull the bankruptcy trigger..

but if most of that debt is student loans you could forget about that shit...

 

[TOMMYGUNZZ]

App

Speak to greenpath debt solutions.
The goal is for them to talk to the debitora and negotiate a monthly payment and you pay one monthly payment including the greenpath monthly services.they will give you a set.number of years say for example three years to pay and they will distribute the payments to all your creditors and i believe they report to your credit report agencies to show you consistently paid your creditors.

I appreciate the suggestion. I will look into them and see if that is an option for us. I honestly just want to do a loan and pay everything off and be done with it, but i can see how this would be more beneficial in the long run from a credit rating stand point...

 

[TOMMYGUNZZ]

is bankruptcy an option for you.....?

Im not married have no children and not in debt and an excellent credit rating.

but if I was.. I wouldnt hesitate to pull the bankruptcy trigger..

but if most of that debt is student loans you could forget about that shit...

I have looked at that option, but i just don't really want to go there with the time it takes to get that cleared up. We make decent money, so we know we can make payments if we get to a decent loan with decent interest. We got kids, one in college, we have out own student loans, so yea i don't even want to entertain that option...yet Thanks though!

 

[playahaitian]

I have looked at that option, but i just don't really want to go there with the time it takes to get that cleared up. We make decent money, so we know we can make payments if we get to a decent loan with decent interest. We got kids, one in college, we have out own student loans, so yea i don't even want to entertain that option...yet Thanks though!

I can fully understand and would appreciate some info on this too.

we all can relate to your situation

all the best.

 

[Mrfreddygoodbud]

I have looked at that option, but i just don't really want to go there with the time it takes to get that cleared up. We make decent money, so we know we can make payments if we get to a decent loan with decent interest. We got kids, one in college, we have out own student loans, so yea i don't even want to entertain that option...yet Thanks though!

I hear that.....I did a quick search and most of them debt consolidation companies dont lend more than forty geez....

like the lending tree..

I dont know how good this site is or if they are full of shit.. so do your homework before fuckin wit them.., but they claim to be non profit...

https://www.incharge.org/debt-relief/debt-consolidation/free-debt-credit-consolidation/