i gotta freind, ok really it's me, lol...yo i just checked my credit report and it's kind of screwed up...they got me rated at under 600...i know some of ya'll right now are like DAMN!!!!...ok cool make ya jokes, but i was a young stupid nigga that aint know what the hell credit was or what it could do...but now Im in a situatin where I can pay off most of if not all of my debt...however doing this right now would leave me in a situation where I wont be able to do the things I want to do with this money such as starting a business possible barbershop in the Savannah, Ga area (any ideas if this is good or not), and buying a house...now if i pay my credit report completely off would that give me a good credit score or would my shit still be low...and by paying it off completely would that ensure me a way better chance to get a possible house loan and small business loan in the sometime near future...any replies would be greatly appreciated...thanks