5 factors that determine your credit score!

Five factors play a role, according to Fair Isaac Corp.

• 35 percent -- Your history of making full payments on time, or not.

• 30 percent -- The amount of your outstanding debts and available credit.

• 15 percent -- The age of your credit lines. Older accounts are better.

• 10 percent -- How often you apply for new loans or credit lines.

• 10 percent -- "A medley," including the kinds of debt and credit lines.



Over 100 Credit Cards to choose from

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