Is a college degree important? Ask this woman.

[Mackavellian Nupe]

Damn, I feel bad for the girl in the clip. I was working full-time and going to school part-time to get my masters degree. At the job, I was working for a manager (white woman) who had NO degree. She didn't have more talent, skills, knowledge or any certifications. Going through this experience, I'm definitely sitting for the CPA exam after I take the review courses so shit like this doesn't ever happen to me again.

Good luck man. The CPA exam is NO JOKE, trust me.

btw, why drop several thousand dollars on Kaplan or Becker? You want some FREE study material? Check this link out:

http://www.cpareviewforfree.com/
The BGOL of CPA review courses

Also, a discussion forum:
http://www.cpanet.com/cpa_forum/default.asp

Check 'em out, lemme know whatcha' think.

Holla.

 

[LSN]

The argument is not about the job, but her complete family and financial situation.

If this woman had a husband that was earning an income, then sure times might be tough.....but I bet that she probably would not be getting her car REPO'D

We the men are here are speaking to the larger issue of women creating babies in NOT THE OPTIMUM situation. Since a woman does not want a man to tell her what to do with her body when she is pregnant.....then that women needs to accept responsibility for her decision to have/not have the child. Sure there are some deadbeat MEN out there.... But by and large too many women are choosing to have babies by men that aint shit on the front end.....and then want to blame HIM for not being shit on the back end. Shit happens, but by and large a woman SHOULD NOT CHOOSE TO HAVE A BABY BY A MAN THAT HAS NOT GIVEN HER AT LEAST AN ENGAGEMENT RING.

The women want to wear the single motherhood thing like a badge of honor......and say they don't need a man for shit. Well, don't complain when you are broke by yourself...and dodging the repo man.

Choices.

But by and large that was a great post...

 

[RoomService]

The argument is not about the job, but her complete family and financial situation.

If this woman had a husband that was earning an income, then sure times might be tough.....but I bet that she probably would not be getting her car REPO'D

We the men are here are speaking to the larger issue of women creating babies in NOT THE OPTIMUM situation. Since a woman does not want a man to tell her what to do with her body when she is pregnant.....then that women needs to accept responsibility for her decision to have/not have the child. Sure there are some deadbeat MEN out there.... But by and large too many women are choosing to have babies by men that aint shit on the front end.....and then want to blame HIM for not being shit on the back end. Shit happens, but by and large a woman SHOULD NOT CHOOSE TO HAVE A BABY BY A MAN THAT HAS NOT GIVEN HER AT LEAST AN ENGAGEMENT RING.

The women want to wear the single motherhood thing like a badge of honor......and say they don't need a man for shit. Well, don't complain when you are broke by yourself...and dodging the repo man.

Choices.

100%

 

[Boobie_Clark]

How old are you? Were at WAR. She wants her bills paid, not to DIE.

No shit Sherlock...that is why I stated "AIR FORCE"

How many female officers in the Air Force are dying in the War?..More sistas die from jealous boyfriends than radical Muslims..

That shit would be better than her present situation. 2,100 + every 2 weeks, plus food and housing is better than living with some "fuck friend" and getting her car towed. She can also get those student loans paid off.

I served in the Air Force myself, so I know how it really is....don't get it confused with the Marines or the Army.

I'm not trying to sound like a damn recruiter, just saying the bitch has options..

 

[Drayonis]

The argument is not about the job, but her complete family and financial situation.

If this woman had a husband that was earning an income, then sure times might be tough.....but I bet that she probably would not be getting her car REPO'D

We the men are here are speaking to the larger issue of women creating babies in NOT THE OPTIMUM situation. Since a woman does not want a man to tell her what to do with her body when she is pregnant.....then that women needs to accept responsibility for her decision to have/not have the child. Sure there are some deadbeat MEN out there.... But by and large too many women are choosing to have babies by men that aint shit on the front end.....and then want to blame HIM for not being shit on the back end. Shit happens, but by and large a woman SHOULD NOT CHOOSE TO HAVE A BABY BY A MAN THAT HAS NOT GIVEN HER AT LEAST AN ENGAGEMENT RING.

The women want to wear the single motherhood thing like a badge of honor......and say they don't need a man for shit. Well, don't complain when you are broke by yourself...and dodging the repo man.

Choices.

Their are too many Captains on this board to hear you kick the truth. Black women and their inability to keep themselves from getting pregnant is the real reason we are seeing so much new poverty.

My sister works at Texas womens and damn near every white women having a kid has a wedding ring. The majority of the sisters? No man and look miserable.

I was in Walmart today and I saw at least 3 black chicks preggers no ring. Sad.

 

[DeSiRe]

The argument is not about the job, but her complete family and financial situation.

If this woman had a husband that was earning an income, then sure times might be tough.....but I bet that she probably would not be getting her car REPO'D

We the men are here are speaking to the larger issue of women creating babies in NOT THE OPTIMUM situation. Since a woman does not want a man to tell her what to do with her body when she is pregnant.....then that women needs to accept responsibility for her decision to have/not have the child. Sure there are some deadbeat MEN out there.... But by and large too many women are choosing to have babies by men that aint shit on the front end.....and then want to blame HIM for not being shit on the back end. Shit happens, but by and large a woman SHOULD NOT CHOOSE TO HAVE A BABY BY A MAN THAT HAS NOT GIVEN HER AT LEAST AN ENGAGEMENT RING.

The women want to wear the single motherhood thing like a badge of honor......and say they don't need a man for shit. Well, don't complain when you are broke by yourself...and dodging the repo man.

Choices.

i agree with all of this...

i just cant ignore the fact that regardless of the circumstances of how/when the child was conceived the father is obligated to that child

i feel that, along with what you are talking about is important to regnoize...and i also believe no one in an unplanned pregancy is more guilty than the other...both made poor choices

if any who is at fault is the one who doesnt handle the consequences of their actions

but i understand where i am and the specific conversation yall want to have...

just wanted to give my 2cents

 

[Legacyns]

I swear mafuckas stay hatin facts....

 

[Day_Carver]

Their are too many Captains on this board to hear you kick the truth. Black women and their inability to keep themselves from getting pregnant is the real reason we are seeing so much new poverty.

My sister works at Texas womens and damn near every white women having a kid has a wedding ring. The majority of the sisters? No man and look miserable.

I was in Walmart today and I saw at least 3 black chicks preggers no ring. Sad.

What about BLACK MEN an their inability to stop nutting in these chicks???

There are just as many white women having kids out of wedlock as it is sisters. You cats be killing me with sisters this and sisters that. Dude, everyone makes bad decisions. No one ethnic group makes more than the other. Although when blacks make the same bad decisions as whites, it will effect us more harshly and longer, due to the system. The reality is we all do stupid shit period. Stop trying to make it a black thing. She(the woman in the vid) has made some poor decisions but she can recover. The only way is to increase her intelligence. She needs to take a real look as to what put her in the place that she is at; then take responsibility for all of her mistakes; and then begin to work to increase her financial intelligence so that she can come out of her situation....

 

[Day_Carver]

HUSTLE simply means WORK HARD
if your customers aint got no money then you aint got no money.

you cant Advance at your own pace if the money aint coming in at a steady, predictable pace.

With the Right Degree, you can make tons of money, but most people go to college and treat that shit like its High School. They go just to graduate.

I dropped out of college and made money with Porn. Now that the Porn well is drying up, I wish I had stayed in College.

What customers dont have money???

Even though groceries have skyrocketed, people are still buying;
People still go get their oil change. People still buying clothes and shoes. People are still buying alcohol. People are still buying things for their pets. People are still buying things to support their habits(bad or good). The right product and/or service, PEOPLE WILL STILL BUY...

With the right business, a person will make a ton of money!!!

Look at all of the richest men in the world. Almost all have dropped out of college. There was a couple who didnt even have a high school degree(those are extreme cases). The point is those men/women started businesses and thats why they are where they are at, not because of a degree. Now im not saying you should or shouldnt have one, im saying get your financial intelligence up and it want matter if you have one or not....

 

[sirwoodz]

I swear mafuckas stay hatin facts....

sometimes you have to kick your feet up, recline in your chair, and just lose yourself in the laughter at watching the feeble minded argue amongst themselves.

 

[brickwall92]

What customers dont have money???

Even though groceries have skyrocketed, people are still buying;
People still go get their oil change. People still buying clothes and shoes. People are still buying alcohol. People are still buying things for their pets. People are still buying things to support their habits(bad or good). The right product and/or service, PEOPLE WILL STILL BUY...

With the right business, a person will make a ton of money!!!

Look at all of the richest men in the world. Almost all have dropped out of college. There was a couple who didnt even have a high school degree(those are extreme cases). The point is those men/women started businesses and thats why they are where they are at, not because of a degree. Now im not saying you should or shouldnt have one, im saying get your financial intelligence up and it want matter if you have one or not....

bill gates who right now is the richest in america went to "harvard" you making it seem like he dropped out of his local community college , plus he had a dad of means and he could have always went back to harvard


also name the "rare" high school dropouts who are some of the richest in the world ?

even with all that financial intelligence you still need money to put that to use .. to invest etc

 

[Day_Carver]

What customers dont have money???

Even though groceries have skyrocketed, people are still buying;
People still go get their oil change. People still buying clothes and shoes. People are still buying alcohol. People are still buying things for their pets. People are still buying things to support their habits(bad or good). The right product and/or service, PEOPLE WILL STILL BUY...

With the right business, a person will make a ton of money!!!

Look at all of the richest men in the world. Almost all have dropped out of college. There was a couple who didnt even have a high school degree(those are extreme cases). The point is those men/women started businesses and thats why they are where they are at, not because of a degree. Now im not saying you should or shouldnt have one, im saying get your financial intelligence up and it want matter if you have one or not....

bill gates who right now is the richest in america went to "harvard" you making it seem like he dropped out of his local community college , plus he had a dad of means and he could have always went back to harvard


also name the "rare" high school dropouts who are some of the richest in the world ?

even with all that financial intelligence you still need money to put that to use .. to invest etc

Richard Branson owns VIRGIN RECORDs; He dropped out of High School...

Bill Gates went to Harvard but he dropped out; Along with several other like Mike Dell; You want proof heres the link:

http://abcnews.go.com/Business/FunMoney/story?id=5359219&page=1

Do your research; There are tons of cats who make millions that dont have a degree or they dropped out of college...

Its about FINANCIAL INTELLIGENCE

 

[brickwall92]

Richard Branson owns VIRGIN RECORDs; He dropped out of High School...

Bill Gates went to Harvard but he dropped out; Along with several other like Mike Dell; You want proof heres the link:

http://abcnews.go.com/Business/FunMoney/story?id=5359219&page=1

Do your research; There are tons of cats who make millions that dont have a degree or they dropped out of college...

Its about FINANCIAL INTELLIGENCE

I know I read about Micheal dell life in his book he dropped out freshmen year like gates ,but these guys come from very nice suburban families and went to top schools

thanks for reminding me of richard ..

whats financial intelligence without the capital to invest ?

 

[Dr. Truth]

Richard Branson owns VIRGIN RECORDs; He dropped out of High School...

Bill Gates went to Harvard but he dropped out; Along with several other like Mike Dell; You want proof heres the link:

http://abcnews.go.com/Business/FunMoney/story?id=5359219&page=1

Do your research; There are tons of cats who make millions that dont have a degree or they dropped out of college...

Its about FINANCIAL INTELLIGENCE

Only ignorant simps make your argument. The Rich Make up less than 1% of the worlds population. Please kill that bullshit your speaking. You act like you're going to be the next Bill Gates. Those are 1 in 9988 million people. Please shut the fuck up. If it were that easy everybody would be at the same level. All broke ass non college attendee's think the same. That they are going to get rich off some bullshit idea. Grow the fuck up

 

[Day_Carver]

Only ignorant simps make your argument. The Rich Make up less than 1% of the worlds population. Please kill that bullshit your speaking. You act like you're going to be the next Bill Gates. Those are 1 in 9988 million people. Please shut the fuck up. If it were that easy everybody would be at the same level. All broke ass non college attendee's think the same. That they are going to get rich off some bullshit idea. Grow the fuck up

Dude your a DUMBASS!!! Where in any of my post did I say I didnt go to college??? Where in any of my post did I say I didnt graduate from college??? Where in any of my post did I say a college degree wasnt important???

If starting a business is BULLSHIT, then you have no intelligence whatsoever...

People need to READ and UNDERSTAND before they speak..

You need to understand that the average person might not be able to start a multi-million or billion business, but that doesnt mean that they cant make 50k, 60k, 100k, etc.. a year having their own business; I NEED TO GROW THE FUCK UP; NO YOU NEED TO WAKE THE FUCK UP!! There are all sorts of businesses out there that people can do, that can make them a good living; And none of those businesses require a college degree!!

 

[Dr. Truth]

Dude your a DUMBASS!!! Where in any of my post did I say I didnt go to college??? Where in any of my post did I say I didnt graduate from college??? Where in any of my post did I say a college degree wasnt important???

If starting a business is BULLSHIT, then you have no intelligence whatsoever...

People need to READ and UNDERSTAND before they speak..

You need to understand that the average person might not be able to start a multi-million or billion business, but that doesnt mean that they cant make 50k, 60k, 100k, etc.. a year having their own business; I NEED TO GROW THE FUCK UP; NO YOU NEED TO WAKE THE FUCK UP!! There are all sorts of businesses out there that people can do, that can make them a good living; And none of those businesses require a college degree!!

Hey dumb fuck, you're using Billionaires and the "Richest people in the world" as examples of people who did not attend or dropped out of college you stupid fuck. I did not see you post anything about average joes making 5 figures starting a business. You're the dumb fuck trying to act like now you're speaking on every average business owner. Most small business owners DO have college degree's or went back to obtain one you clown ass nigga.

Most small business's fail and most people do not want to take on the responsibility or hassle of owning a business only to make a measly 50/60 k per year. Are you stupid? Do you know what goes into running a successful business the shit is not easy.

 

[Day_Carver]

Hey dumb fuck, you're using Billionaires and the "Richest people in the world" as examples of people who did not attend or dropped out of college you stupid fuck. I did not see you post anything about average joes making 5 figures starting a business. You're the dumb fuck trying to act like now you're speaking on every average business owner. Most small business owners DO have college degree's or went back to obtain one you clown ass nigga.

Most small business's fail and most people do not want to take on the responsibility or hassle of owning a business only to make a measly 50/60 k per year. Are you stupid? Do you know what goes into running a successful business the shit is not easy.

Again you need to READ and UNDERSTAND before you respond...

Those people were use because everyone knows those people and those people are successful; I could give you several stories of people that I know that dont have a degree and make major money; But then cats like YOU would say: " Oh you made that up", or "we dont know them", etc... The point has nothing to do with the richest people in the world or people whose business make 50k; The point is you dont need a college degree to be a successful business person..

Oh, it takes FINANCIAL INTELLIGENCE, to run a business; Thanks for asking DUMBASS...
No one said it would be easy; But I can tell you from experience it is fun; Just like going back and forth with your STUPID ASS...

 

[BigATLslim]

8 Years? for what? Post BA med school and Residency? You can get a masters in 1-2 years. MBA included. I went to school to learn and meet people. The contacts you obtain in college are priceless. You are in school with the future leaders of the world. These people help you advance in life. College sparked my interest in shit I would never have given a second thought to. Medicine being one, which I am now apart of. I learned so much in college that alone is worth more than anything.

Ok, let's do the numbers. Now, how I am looking at it is 4 for your undergrad, 1 to 2 for grad, and finally PhD at 1 or 2 more.

So, I am coming up with a MINIMUM of 6 years but probably 8. Now, if you are going to school that long, it is likely that you had more options than just the professional student route.

Now, I will agree. I met some of my best friends in college, have kept up with the professors in my major and parlayed relationships with alum that graduated before me. So, I've worked it right.

But remember, only 20 to 25 percent of ALL people graduate from four year college. Our numbers as blacks AND as males, I'm sure is smaller. Sure you have everybody else beat but do you have the fellow BA/BS, Masters and PhD's beat?

I will tell you like this. I lost faith because I lived it. I worked at Earthlink in Atlanta beside high schoolers, high school grads, college students, college grads, grad students, post grads and one guy working on his doctorate...and we all had the SAME job title! I had to swallow my pride and recognize it wasn't what it used to be.

I did my degree just like the market is doing now. I gave my degree the PROPER VALUATION, reevaluated and worked on honing my personal skill sets. Now, I am going to make more money in 5 years than in 20 in corporate America.

P.S. Hell my boy is internal medicine. Smart as a whip. Came out of Grady Residency owing SIX FIGURES and this cat went to school on scholarships. GTFOH with that shit. We are always late to the party.

 

[brickwall92]

Again you need to READ and UNDERSTAND before you respond...

Those people were use because everyone knows those people and those people are successful; I could give you several stories of people that I know that dont have a degree and make major money; But then cats like YOU would say: " Oh you made that up", or "we dont know them", etc... The point has nothing to do with the richest people in the world or people whose business make 50k; The point is you dont need a college degree to be a successful business person..

Oh, it takes FINANCIAL INTELLIGENCE, to run a business; Thanks for asking DUMBASS...
No one said it would be easy; But I can tell you from experience it is fun; Just like going back and forth with your STUPID ASS...

give examples I'm down to hear about them

 

[Dr. Truth]

Ok, let's do the numbers. Now, how I am looking at it is 4 for your undergrad, 1 to 2 for grad, and finally PhD at 1 or 2 more.

So, I am coming up with a MINIMUM of 6 years but probably 8. Now, if you are going to school that long, it is likely that you had more options than just the professional student route.

Now, I will agree. I met some of my best friends in college, have kept up with the professors in my major and parlayed relationships with alum that graduated before me. So, I've worked it right.

But remember, only 20 to 25 percent of ALL people graduate from four year college. Our numbers as blacks AND as males, I'm sure is smaller. Sure you have everybody else beat but do you have the fellow BA/BS, Masters and PhD's beat?

I will tell you like this. I lost faith because I lived it. I worked at Earthlink in Atlanta beside high schoolers, high school grads, college students, college grads, grad students, post grads and one guy working on his doctorate...and we all had the SAME job title! I had to swallow my pride and recognize it wasn't what it used to be.

I did my degree just like the market is doing now. I gave my degree the PROPER VALUATION, reevaluated and worked on honing my personal skill sets. Now, I am going to make more money in 5 years than in 20 in corporate America.

P.S. Hell my boy is internal medicine. Smart as a whip. Came out of Grady Residency owing SIX FIGURES and this cat went to school on scholarships. GTFOH with that shit. We are always late to the party.

Your experience does not mean shit on a macro scale. You are one person and live in an over saturated shit hole like Atlanta. That does not happen to everybody everywhere else. People who are not spoiled dip shits work in college, intern in college, take night classes and work. I worked in college. I got through undergrad, went to Medical School, and made it to residency. 8 Years right there. Once in residency we make a shitty 42k per year but you know what? It pays off in the end. You can bitch and moan about your situation all you want, but maybe you need to look at going back and getting a masters in something useful, what do you have your degree in ?

 

[KCDevil]

definately cosign...I remember when i first got out of college many moons ago, I had a hell of time getting my first job...I would ALWAYS get beat out over cats with work experience but no college...
If I could do it again I would found a descent job and went to college at night part time - definately would have paid cash instead of getting loans..

What the hell kinda jobs were you applying for?

 

[Day_Carver]

Again you need to READ and UNDERSTAND before you respond...

Those people were use because everyone knows those people and those people are successful; I could give you several stories of people that I know that dont have a degree and make major money; But then cats like YOU would say: " Oh you made that up", or "we dont know them", etc... The point has nothing to do with the richest people in the world or people whose business make 50k; The point is you dont need a college degree to be a successful business person..

Oh, it takes FINANCIAL INTELLIGENCE, to run a business; Thanks for asking DUMBASS...
No one said it would be easy; But I can tell you from experience it is fun; Just like going back and forth with your STUPID ASS...

give examples I'm down to hear about them

OK BET...

Ex 1: Dude graduated from highschool in INDY; Went to D-2 school because he could play football but his grades wasnt up to par; Dropped out after realizing his football dream wouldnt be fullfilled; Start doing dumb crime shit, typical shit; Anyway got out because boy of his got pinched; Started a Construction business; Business started out just doing paint jobs; Went from paint jobs, to roofing, to building homes, to pavements, to grass cutting, to various city contracts; Very successful, makes about 200k+ per year; Thats MY COUSIN; No college Degree..

Ex 2: Went to school with this Cat; During our freshman year he got married; Dropout his 2nd year in college, but dude could do graphics; So he went thru a few years of trying to get certified with Microsoft and others; Wound up getting a job doing graphic design; As he was working, he began to teach himself about web design and programming; Started taking a couple of classes to verify what he had taught himself; 2 years ago started his web design and hosting business with another partner; Has a nice client list and is working for himself; No college degree..

Ex 3: My accountant does the books for a cat in DC; Cat came over from ROMANIA; Speaks OK english, but not great; Anyway he came over to help his uncle with his painting business; Learn the business from his uncle, Uncle gave him 30k and said "go get it, you know what you need to be successful"; Less than a year he had paid his uncle back; He setup contracts with local builders in the Virginia area to paint their homes; Dude makes 100-150k per month; Has no college degree..

Those are 3 Real life examples of cats who have no college degree and doing well for themselves because they increase their knowledge and also financial intelligence; Each one is different and but similar; and I know them...

I could go on and on; Also I could give you cats that have degrees that have their own businesses; But its not about their degrees, its about the financial intelligence that they choose to get and apply to their lives...

Read up on successful people; You might not make as much money as them, but the same rules still apply; I personally would rather make 50-60k at home, then going to a job making that same amount; Thats just me though; I have never dished, mocked, etc.. at someone who has a degree; I think its great but again for you not to be dependent on a corporation, job, individual other than yourself, it starts with you increasing your FINANCIAL KNOWLEDGE BASE!!!

THE RIGHT KIND OF KNOWLEDGE IS POWERFUL!!!

 

[brickwall92]

OK BET...

Ex 1: Dude graduated from highschool in INDY; Went to D-2 school because he could play football but his grades wasnt up to par; Dropped out after realizing his football dream wouldnt be fullfilled; Start doing dumb crime shit, typical shit; Anyway got out because boy of his got pinched; Started a Construction business; Business started out just doing paint jobs; Went from paint jobs, to roofing, to building homes, to pavements, to grass cutting, to various city contracts; Very successful, makes about 200k+ per year; Thats MY COUSIN; No college Degree..

Ex 2: Went to school with this Cat; During our freshman year he got married; Dropout his 2nd year in college, but dude could do graphics; So he went thru a few years of trying to get certified with Microsoft and others; Wound up getting a job doing graphic design; As he was working, he began to teach himself about web design and programming; Started taking a couple of classes to verify what he had taught himself; 2 years ago started his web design and hosting business with another partner; Has a nice client list and is working for himself; No college degree..

Ex 3: My accountant does the books for a cat in DC; Cat came over from ROMANIA; Speaks OK english, but not great; Anyway he came over to help his uncle with his painting business; Learn the business from his uncle, Uncle gave him 30k and said "go get it, you know what you need to be successful"; Less than a year he had paid his uncle back; He setup contracts with local builders in the Virginia area to paint their homes; Dude makes 100-150k per month; Has no college degree..

Those are 3 Real life examples of cats who have no college degree and doing well for themselves because they increase their knowledge and also financial intelligence; Each one is different and but similar; and I know them...

I could go on and on; Also I could give you cats that have degrees that have their own businesses; But its not about their degrees, its about the financial intelligence that they choose to get and apply...

so you keep talking about financial intelligence whats the key to increasing it for you ?

 

[Day_Carver]

so you keep talking about financial intelligence whats the key to increasing it for you ?

Good question...

For me its been my experiences, a few books that I have read, and a couple of mentors that I have been lucky enough to have..

I cant lie, I have failed on some of businesses, and have suffered thru mismanagement of money, making wrong investments, getting took by people who i thought had my back(there getting ready to get theres...) tricking money away....etc...All have taught me valuable lessons and has helped me build character; I wouldnt trade those experiences for the world; So that is how I have increase my intelligence to the point where I dont have a job, and im not going to have to work for someone else again; Everybody road is different, but similar in terms of FINANCIAL LITERACY!!!

 

[BigATLslim]

Dr. Truth,

I feel I would be niave not to think my situation is unique. It may not be everybody's but I am sure mine is not an isolated incident.

I have a degree in international economics. I can tell you where I went wrong, in my opinion. First, I should have majored in what I loved and in between classes worked on my skill set. I look back and assessed that a degree in finance would have been more appropriate because EVERY business needs a numbers guy. Accounting, medecine and law are about the only fields you HAVE to have a degree to excel.

Everything else is connects. If you can SELL, if you can MARKET, you will make it. Hey, I won't complain. I made some great decisions and I made some ok decisions. I have my degree in perspective but most people don't. From my personal observation if you don't go to the incubator (college) so you can go to the farm (corporate America), the engine stops.

Our society pushes not pushing against the system then when you find out they lied to advance their agenda and don't give a f*ck about what you did for them, people want to complain. Any degree before 1989 would do, which is considered the birht of the Information Age. After that, it needed to be specialized and you need to know how to handle money beceause it is no longer Defined Benefit Plans but Defined Contribution Plans. The first, the company looked out for you. The second is when it got to expensive for them and they told our b!tch azzes to look out for ourselves. There is no right and wrong in this thread debate, just perspectives.

That's just my wooden nickel.

 

[brickwall92]

Good question...

For me its been my experiences, a few books that I have read, and a couple of mentors that I have been lucky enough to have..

I cant lie, I have failed on some of businesses, and have suffered thru mismanagement of money, making wrong investments, getting took by people who i thought had my back(there getting ready to get theres...) tricking money away....etc...All have taught me valuable lessons and has helped me build character; I wouldnt trade those experiences for the world; So that is how I have increase my intelligence to the point where I dont have a job, and im not going to have to work for someone else again; Everybody road is different, but similar in terms of FINANCIAL LITERACY!!!

what field are you in ?

 

[Day_Carver]

what field are you in ?

Im in the pet industry; I provide a product and service for those people who have pets...

 

[Privy]

Dr. Truth,

I feel I would be niave not to think my situation is unique. It may not be everybody's but I am sure mine is not an isolated incident.

I have a degree in international economics. I can tell you where I went wrong, in my opinion. First, I should have majored in what I loved and in between classes worked on my skill set. I look back and assessed that a degree in finance would have been more appropriate because EVERY business needs a numbers guy. Accounting, medecine and law are about the only fields you HAVE to have a degree to excel.

Everything else is connects. If you can SELL, if you can MARKET, you will make it. Hey, I won't complain. I made some great decisions and I made some ok decisions. I have my degree in perspective but most people don't. From my personal observation if you don't go to the incubator (college) so you can go to the farm (corporate America), the engine stops.

Our society pushes not pushing against the system then when you find out they lied to advance their agenda and don't give a f*ck about what you did for them, people want to complain. Any degree before 1989 would do, which is considered the birht of the Information Age. After that, it needed to be specialized and you need to know how to handle money beceause it is no longer Defined Benefit Plans but Defined Contribution Plans. The first, the company looked out for you. The second is when it got to expensive for them and they told our b!tch azzes to look out for ourselves. There is no right and wrong in this thread debate, just perspectives.

That's just my wooden nickel.

Check me out bruh,

I'm majoring in International Business, which has alot of business, management, economic, accounting and finance courses. I don't have a love for it, but I do want to be financially independent and figured business courses would help in understanding how the corporate world works. Now, the easiest courses for me are social sciences, imma be real - it come easy to me and I enjoy it but I didn't major in any because the money just is not right. Am I making a mistake?

 

[BigATLslim]

If you love social sciences, check out the remaining syllabus and see how that course work stack up in your heart. Do the same for International Business and make sure switching, if you choose to, does not throw you off your time line.

That field does give you the basics but if you have a hunger for money, a hunger for finance, a hunger for business you can get a degree in what you love and still increase your hunger for financial intelligence.

I will help you out on the financial intelligence side. If you read these five books you will have ALL the info you need to GET STARTED

Rich Dad, Poor Dad by Robert Kiyosaki
Cashflow Quadrant by Robert Kiyosaki
Rich Dad's Guide to Investing by Robert Kiyosaki
Automatic Wealth by Michael Masterson
The Wealth-Building Secrets of the World's Master Investors Buffett, Icahn, Soros by Mark Tier

I won't say you can't go wrong but you can start doing right. I hope this helps. Make sure to follow your gut and talk to your advisor. This is just MY PERSONAL OPINION.

 

[brickwall92]

Good question...

For me its been my experiences, a few books that I have read, and a couple of mentors that I have been lucky enough to have..

I cant lie, I have failed on some of businesses, and have suffered thru mismanagement of money, making wrong investments, getting took by people who i thought had my back(there getting ready to get theres...) tricking money away....etc...All have taught me valuable lessons and has helped me build character; I wouldnt trade those experiences for the world; So that is how I have increase my intelligence to the point where I dont have a job, and im not going to have to work for someone else again; Everybody road is different, but similar in terms of FINANCIAL LITERACY!!!

what field are you in ?

 

[Privy]

If you love social sciences, check out the remaining syllabus and see how that course work stack up in your heart. Do the same for International Business and make sure switching, if you choose to, does not throw you off your time line.

That field does give you the basics but if you have a hunger for money, a hunger for finance, a hunger for business you can get a degree in what you love and still increase your hunger for financial intelligence.

I will help you out on the financial intelligence side. If you read these five books you will have ALL the info you need to GET STARTED

Rich Dad, Poor Dad by Robert Kiyosaki
Cashflow Quadrant by Robert Kiyosaki
Rich Dad's Guide to Investing by Robert Kiyosaki
Automatic Wealth by Michael Masterson
The Wealth-Building Secrets of the World's Master Investors Buffett, Icahn, Soros by Mark Tier

I won't say you can't go wrong but you can start doing right. I hope this helps. Make sure to follow your gut and talk to your advisor. This is just MY PERSONAL OPINION.

Thanks for the advice man.

Yea if I switched now I would push myself back a year, so I might have to see about going back and go ahead and finish this out. Gotta talk with my advisor. I have read Rich Dad, Poor Dad and it helped me to decide to stay the path. Appreciate the others, I will be looking into them.

So have you done well with the degree you chose?

 

[slowrush]

Interesting posts all around. Some funny, some shocking. I think the thing to remember, that a college degree will pay off in the long run. Someone mentioned that Bill Gates dropped out of college. Key words are "dropped out of college." He at least started off there. He was not going to meet the kinds of people he needed to meet back in the 70's when computers where just beginning by hanging out on the corners.

College, if anything broadens your horizons. Today, it seems to have been taken over in some cases by the extremes on both the left and the right who try to push their own brand of dogma on you. But the real purpose of college, is to get someone to open their minds to new ideas. Then maybe they can take the new knowledge that they have learned along with the new ideas that they have been exposed to and become a better person. Tell me this, who would you rather hire, someone who at least made an effort to get some sort of educational training after high school to represent your business or someone who doesn't have any formal training, and may not know anything about the world than only from their immediate areas that they have lived in?

As for this woman, I have seen my brother get his cars repossesed, it was due to a layoff (good corporate job) but also due to his ex-wife not wanting to get off her lazy ass and help out. Still demanding that nothing is wrong while not contributing to the cause. Notice I said ex-wife, I think he finally learned on that, but still she comes out ahead. He is getting back on his feet, but now has to pay his kids health care in addition to $1000/month child support. No kids need that much scratch to live on, so you can assume that ex-wife is once again (and she is too) sitting on her ass waiting for the next hand out. I suspect that this woman was kind of like this. Living with friends, how about with her family, and if not hers, what about the family of the daughters father, or does she have any contact with them.

$40,000 in debt for student loans? Who gave her the car loan? I have had some late payments in the past, and rebuilding my credit score and I have a good job, so once agian, I ask how did she get a car with that much debt? Just because someone will loan you money, does not mean you should take it.

My heart goes out for this woman and many like her. I hope that they will be strong, but remember, yes the Dems and the Reps. will bail out their big donators on wall street, but not us little folks. It is going to take us, spending more wisely, living in our means to make business better cater to us.

 

[DiamondDeuce]

i agree with all of this...

i just cant ignore the fact that regardless of the circumstances of how/when the child was conceived the father is obligated to that child

i feel that, along with what you are talking about is important to regnoize...and i also believe no one in an unplanned pregancy is more guilty than the other...both made poor choices

I appreciate your response... but again you are thought process is clouded by Estrogen
Yes both people are responsible if a child is created...
But women get to CHOOSE if and when to have a child.
In a perfect world yes a man would be responsible for a child he created. But we do not live in the perfect world...we live in the REAL WORLD. Women need to make decisions based on reality.....not how they would like things to be. Please let me state this and tell your other women friends. A man has made a commitment when: He gives a woman an engagement ring.

and my favorite:

If a man has not commited to a woman ..... why would that woman think the man would commit to HER + BABY ?

Let's just say that you and your boyfriend have been living together for a year. He owns a pickup truck that you both use occasionally to haul stuff. The truck breaks down when you both are in it hauling some stuff from Home Depot back to where you live. Boyfriend decides to get a new truck on his own credit... and you even go to the dealership with him.

He decides to get an Escalade even though you know that he can't really afford it. The next week you both break up.. and he moves out.

How would you like it if the finance company decided to BILL YOU FOR THE HALF the Escalade your boyfriend decided to purchase...because they said you both enjoyed the use of the vehicle

How you would feel in that situation is how most men feel about women up and choosing to have a baby when they feel like it......even when both decided to ENJOY the SEX.

What about BLACK MEN an their inability to stop nutting in these chicks???

There are just as many white women having kids out of wedlock as it is sisters. You cats be killing me with sisters this and sisters that. Dude, everyone makes bad decisions. No one ethnic group makes more than the other. Although when blacks make the same bad decisions as whites, it will effect us more harshly and longer, due to the system. The reality is we all do stupid shit period. Stop trying to make it a black thing. She(the woman in the vid) has made some poor decisions but she can recover. The only way is to increase her intelligence. She needs to take a real look as to what put her in the place that she is at; then take responsibility for all of her mistakes; and then begin to work to increase her financial intelligence so that she can come out of her situation....

Are you serious?
What about these women keeping their legs closed...and stop letting any raggedy nigga nut up in them?

"Clearly, other factors help explain the racial gaps in marriage, including the tenuous economic position of many low-income minority women and their families. (28) For example, blacks are less likely than others to legitimate a premarital conception by marrying: In the early 1990s, only 4% of black women who conceived premaritally had married by the time they gave birth, compared with 19% and 18% of whites and Hispanics, respectively. (29) Thus, both the quality of male-female interrelationships and men's employment are critical factors in the marriage process; (30) policies to address these factors may help to close the racial gap in marriage."


http://findarticles.com/p/articles/mi_m0NNR/is_6_34/ai_96377476/pg_9?tag=artBody;col1

 

[LSN]

I swear mafuckas stay hatin facts....

*end of thread*

 

[HandsSolo2K5]

Plus, Although you can be savvy, industrious, and hustle like a so and so, Nothing replaces the discipline and the wealth of knowledge that you learn in the years that you are in college (esp. the latter years) where I learn about Vector Calculus, 3D Calc., Differential Equations, Permutations, Phase Space and other Spatial Theory, Matrices, this was in my first 3 years at the ripe age of 20 .......Jobs come and go, but knowledge on another plane is something that doesnt bump into you on the streets. Do whatcha want to do, in life but only blame yourself in the long run if your financial and educational life goes askew.

Plus, it is like all the other things whereas you have to give of yourself, it really doesnt take a long time, but it you cant be lazy