Shiiiid...
That's how people are paying for them
now... 24 month payment plans.
Fuck a payment plan, I just pay for
them shits outright.
...I got enough monthly bills.
These payment plans are one of the biggest legal scams on the market today. You would literally save more money by buying your phone on a credit card (not that I would recommend this either).
Back in the day I had an AT&t plan somebody hacked me and added $1,000 worth of charges. I couldn't afford to pay the bill and couldn't prove that it wasn't me who made the charges to their satisfaction (the information they take when setting up your account isn't enough) So they tacked on $4,000 worth of additional fees and sent it into collection within six months.
That's why I stick with MetroPCS now. Call them ghetto if you want, but I have never had this kind of problem with them. Their phone service also works in a lot of places where AT&t doesn't.