That's a little different,that's apples and oranges.....
If you've never been in or had a house fire where you've lost it all in a matter of a few hours .....and I could imagine if it's a fire that I had no hand in creating it and it's just sweeping by my house every year,year after year,at some point Im throwing in that towel;I had one fire,lost it all,I unplug everything before I leave just about,I double check shit at night,....I don't even barbecue cause I don't fuck with fires.That's me and just my opinion.....thats what I got,well wishes and good luck